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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,081£12,112649,9876,250
Aberdeen City9£22,14216,08635
Aberdeenshire3£8,448848,5088
Angus4£14,469433,3628
Antrim2£7,499991,00011
Ards4£7,949854,3703
Armagh2£4,89810108,9004
Ballymena7£11,574650,97018
Bedfordshire39£10,029752,63180
Belfast2£10,748629,60510
Berkshire24£9,412745,77195
Bexley - Greater London2£7,335954,5004
Blaenau Gwent13£16,080315,52270
Brent - Greater London2£7,499860,5008
Bridgend2£8,495947,590-
Bristol27£10,032747,80599
Bromley - Greater London1£5,890975,00012
Buckinghamshire36£11,825640,86682
Caerphilly5£5,716977,2259
Cambridgeshire40£9,515754,06577
Cardiff1£9,499653,1719
Carmarthenshire4£17,544217,77216
Ceredigion7£12,781637,29718
Cheshire59£14,205533,238180
City of Edinburgh17£11,959745,54439
City of London - Greater London23£12,895638,05766
Clackmannanshire3£24,9980109
Coleraine4£8,498855,0221
Conwy2£6,745961,6144
Cornwall10£14,287432,57223
County Durham40£10,111750,933132
Craigavon1£15,65029,2065
Croydon - Greater London13£11,352734,68022
Cumbria11£15,484426,68919
Denbighshire1£23,49513,0001
Derbyshire27£10,898739,53899
Devon39£9,771853,172109
Dorset10£13,999730,87231
Dundee City12£16,422428,09942
Dungannon4£13,355580,2675
Ealing - Greater London2£6,995959,4444
East Ayrshire6£9,080747,17320
East Dunbartonshire4£23,99801016
East Lothian2£12,725444,2331
East Riding of Yorkshire11£11,092643,20039
East Sussex24£14,846425,45353
Enfield - Greater London2£16,918534,617-
Essex51£10,624744,483138
Falkirk12£10,887650,49923
Fermanagh3£6,49810884,8854
Fife10£8,932853,95746
Flintshire2£7,223861,0686
Glasgow City112£23,18417,322235
Gloucestershire15£10,428749,964163
Greater Manchester147£10,975744,009305
Greenwich - Greater London1£20,49538,5514
Hampshire81£12,636638,849180
Harrow - Greater London1£7,4951055,7994
Havering - Greater London16£8,877754,60136
Hertfordshire23£11,683642,89845
Highland5£13,495543,93818
Hillingdon - Greater London14£6,238967,19119
Hounslow - Greater London7£6,762969,0478
Inverclyde1£6,0001067,0006
Isle of Anglesey5£7,396958,637-
Isle of Wight1£7,995970,0003
Kent44£11,466745,426159
Kingston upon Thames - Greater London3£6,4581064,1005
Lancashire74£12,109641,508207
Leicestershire35£11,051642,97766
Limavady1£8,495846,000-
Lincolnshire24£12,090639,827250
Magherafelt4£12,161555,0001
Merseyside32£10,607744,07089
Merthyr Tydfil3£13,898626,2988
Merton - Greater London8£7,319960,5052
Monmouthshire2£5,9451178,0954
Moray14£19,495215,36046
Newport12£7,568865,90429
Newry and Mourne4£20,31514,70310
Newtownabbey2£11,747723,88116
Norfolk47£11,222643,288146
North Ayrshire3£8,082763,26519
North Down8£18,45314,27818
North Lanarkshire6£9,617850,69040
North Yorkshire36£11,861637,28376
Northamptonshire17£12,572541,99061
Northumberland33£20,70628,84196
Nottinghamshire37£10,130745,169111
Omagh1£5,995995,9671
Oxfordshire13£12,043639,52947
Perth and Kinross11£17,798315,93328
Powys3£21,289213,7479
Redbridge - Greater London3£6,830968,3334
Renfrewshire9£19,865212,71174
Rhondda Cynon Taf13£12,199643,21942
Scottish Borders2£19,649218,5379
Shropshire16£13,841530,24859
Somerset37£12,555540,71959
South Ayrshire10£14,778531,60639
South Lanarkshire11£18,061318,32428
South Yorkshire37£12,025742,147171
Staffordshire26£14,824432,020115
Stirling5£19,498215,69839
Suffolk32£12,388635,76791
Surrey22£9,652747,51660
Sutton - Greater London2£6,545970,5004
Swansea15£16,372424,17531
Torfaen1£8,495862,3142
Tyne and Wear43£10,890743,897151
Wandsworth - Greater London1£6,990978,000-
Warwickshire17£9,434750,40276
West Dunbartonshire1£26,99513,50010
West Lothian16£15,591537,61252
West Midlands110£10,084747,222271
West Sussex13£14,093534,68730
West Yorkshire67£9,517850,809214
Wiltshire13£13,412637,155173
Worcestershire10£12,807544,27053
Wrexham2£6,495961,61410
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