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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,006£12,322648,6106,238
Aberdeen City7£22,64103,83538
Aberdeenshire4£11,138733,4438
Angus5£12,774446,0109
Ards4£7,949854,3703
Armagh1£4,9959139,0004
Ballymena8£11,115651,84917
Barking & Dagenham - Greater London2£6,7451048,4365
Bedfordshire41£9,890750,95680
Belfast2£10,818629,6059
Berkshire19£9,138848,24497
Bexley - Greater London2£7,285954,5004
Blaenau Gwent14£15,910417,25363
Brent - Greater London3£7,428964,3338
Bridgend2£8,495947,590-
Bristol31£10,194747,56899
Buckinghamshire37£12,643536,64081
Caerphilly5£5,756978,12710
Cambridgeshire45£8,993755,91780
Carmarthenshire4£17,544217,77214
Ceredigion7£14,424530,80718
Cheshire69£14,498530,902175
City of Edinburgh17£12,986642,32039
City of London - Greater London17£12,182634,44368
Clackmannanshire4£24,4980106
Coleraine3£9,080755,0162
Conwy2£7,995957,0004
Cornwall8£13,871529,41227
County Durham42£10,288750,241131
Craigavon1£15,65029,2065
Croydon - Greater London9£11,610630,32124
Cumbria15£14,089430,31116
Denbighshire1£23,49513,0001
Derbyshire23£11,143738,09693
Devon30£9,907856,067116
Dorset9£14,248627,80431
Dundee City11£15,824530,65340
Dungannon4£13,355580,2675
Ealing - Greater London2£7,2451048,8654
East Ayrshire6£10,210743,79120
East Dunbartonshire4£23,99801014
East Riding of Yorkshire13£11,454642,73141
East Sussex28£14,412526,08248
Enfield - Greater London2£17,135534,617-
Essex53£11,133741,640143
Falkirk14£9,616754,21222
Fermanagh3£6,49810884,8854
Fife9£9,003854,39840
Flintshire2£11,873649,0147
Glasgow City33£19,654215,619311
Gloucestershire18£15,401429,882162
Greater Manchester139£10,868743,867303
Greenwich - Greater London1£20,49538,5514
Hampshire89£12,815636,234180
Havering - Greater London21£10,105749,12333
Hertfordshire22£11,722644,73043
Highland7£13,781539,03217
Hillingdon - Greater London14£6,174967,19119
Hounslow - Greater London7£6,622969,0477
Inverclyde1£6,0001067,0005
Isle of Anglesey5£7,396958,637-
Isle of Wight1£7,995970,0003
Kent44£9,990851,249148
Kingston upon Thames - Greater London2£7,4951046,6504
Lancashire72£13,290637,386199
Leicestershire34£10,597744,16461
Limavady1£8,495846,000-
Lincolnshire32£13,485536,742244
Magherafelt4£12,161555,0001
Merseyside30£11,027643,99785
Merthyr Tydfil3£13,898626,3337
Merton - Greater London8£7,257960,5052
Monmouthshire1£5,8951165,1895
Moray12£19,620214,23144
Newport9£9,491754,06733
Newry and Mourne4£20,21514,72710
Newtownabbey2£11,747723,88116
Norfolk46£11,117644,555146
North Ayrshire3£8,082763,26518
North Down7£18,83913,66716
North Lanarkshire8£9,174848,77640
North Yorkshire34£13,323532,01681
Northamptonshire12£12,564546,35062
Northumberland31£20,219211,83193
Nottinghamshire41£9,765747,087100
Omagh1£5,995995,9671
Oxfordshire13£11,251743,22749
Pembrokeshire1£8,799950,1403
Perth and Kinross13£16,215424,14031
Powys3£17,823326,52711
Redbridge - Greater London3£6,830968,3333
Renfrewshire11£20,889213,98972
Rhondda Cynon Taf15£12,271640,14247
Scottish Borders3£18,932112,0969
Shropshire16£14,797525,14959
Somerset35£12,378542,55060
South Ayrshire12£16,898327,38236
South Lanarkshire15£16,686422,92230
South Yorkshire29£13,829631,204166
Staffordshire26£13,767534,976110
Stirling7£20,784215,69839
Suffolk27£12,444635,78292
Surrey22£9,998746,02760
Sutton - Greater London2£6,545970,5002
Swansea18£16,892321,59329
Torfaen1£8,495862,3142
Tyne and Wear42£10,625746,934152
Wandsworth - Greater London1£6,990978,000-
Warwickshire17£8,821755,94772
West Dunbartonshire1£24,99513,5009
West Lothian13£15,012540,98957
West Midlands110£9,759748,423285
West Sussex14£14,215533,14128
West Yorkshire67£10,366745,682212
Wiltshire17£15,043531,731174
Worcestershire7£13,783439,74151
Wrexham2£7,245955,88812
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