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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,027£12,230649,2376,264
Aberdeen City7£22,64103,83538
Aberdeenshire4£11,138733,4439
Angus5£12,774446,0109
Ards4£7,949854,3703
Armagh1£4,9959139,0004
Ballymena8£11,115651,84917
Barking & Dagenham - Greater London2£6,7451048,4365
Bedfordshire42£9,914751,81478
Belfast2£10,818629,6059
Berkshire23£10,285744,66296
Bexley - Greater London2£7,335954,5004
Blaenau Gwent14£15,910417,25367
Brent - Greater London3£7,498964,3338
Bridgend2£8,495947,590-
Bristol32£9,912750,04997
Buckinghamshire37£12,647536,64082
Caerphilly5£5,756978,12710
Cambridgeshire44£9,145755,00680
Carmarthenshire4£17,544217,77214
Ceredigion7£14,424530,80718
Cheshire66£14,473531,092177
City of Edinburgh15£12,465645,54539
City of London - Greater London16£12,476632,57068
Clackmannanshire4£24,4980107
Coleraine3£9,080755,0162
Conwy2£7,995957,0004
Cornwall8£13,871529,41227
County Durham45£10,540648,826129
Craigavon1£15,65029,2065
Croydon - Greater London9£11,832630,32125
Cumbria15£14,115430,31116
Denbighshire1£23,49513,0001
Derbyshire22£11,411736,67095
Devon33£9,969854,003114
Dorset10£14,749626,36231
Dundee City11£15,824530,65340
Dungannon4£13,355580,2675
Ealing - Greater London2£7,2451048,8654
East Ayrshire6£10,210743,79120
East Dunbartonshire4£23,99801014
East Lothian1£7,950776,2761
East Riding of Yorkshire14£11,154644,32240
East Sussex28£14,408526,08250
Enfield - Greater London2£17,135534,617-
Essex52£10,674744,786140
Falkirk14£9,687754,21222
Fermanagh3£6,49810884,8854
Fife9£9,003854,39843
Flintshire1£5,750893,8367
Glasgow City32£19,719215,721314
Gloucestershire19£14,953431,709162
Greater Manchester144£10,922743,748304
Greenwich - Greater London1£20,49538,5514
Hampshire88£12,722636,689180
Havering - Greater London20£9,831749,72433
Hertfordshire25£12,214642,00941
Highland7£13,781539,03217
Hillingdon - Greater London13£6,111969,04420
Hounslow - Greater London7£6,622969,0477
Inverclyde1£6,0001067,0006
Isle of Anglesey5£7,396958,637-
Isle of Wight1£7,995970,0003
Kent43£10,102850,257156
Kingston upon Thames - Greater London2£7,4951046,6505
Lancashire75£13,183638,053201
Leicestershire34£10,930642,98061
Limavady1£8,495846,000-
Lincolnshire31£13,760535,437245
Magherafelt4£12,161555,0001
Merseyside30£11,016643,69785
Merthyr Tydfil3£13,898626,3338
Merton - Greater London8£7,257960,5052
Monmouthshire1£5,8951165,1895
Moray12£19,620214,23144
Newport8£7,966860,13233
Newry and Mourne4£20,21514,72710
Newtownabbey2£11,747723,88116
Norfolk46£11,210643,599147
North Ayrshire3£8,082763,26518
North Down7£18,83913,66716
North Lanarkshire8£9,174848,77640
North Yorkshire33£13,215532,41882
Northamptonshire12£12,564546,35063
Northumberland30£20,619210,19094
Nottinghamshire41£9,736747,980105
Omagh1£5,995995,9671
Oxfordshire12£10,981743,30049
Pembrokeshire1£8,799950,1403
Perth and Kinross14£16,699422,41630
Powys3£17,823326,52711
Redbridge - Greater London3£6,830968,3333
Renfrewshire12£20,798213,09072
Rhondda Cynon Taf17£11,680642,04845
Scottish Borders3£18,932112,0969
Shropshire18£14,558526,66159
Somerset34£12,555542,05161
South Ayrshire12£16,898327,38236
South Lanarkshire15£16,686422,91530
South Yorkshire30£13,728632,960166
Staffordshire26£13,767534,976111
Stirling7£20,784215,69839
Suffolk30£12,294635,43490
Surrey19£9,646746,79162
Sutton - Greater London2£6,545970,5003
Swansea18£16,642422,26228
Torfaen1£8,495862,3142
Tyne and Wear39£10,570747,030152
Wandsworth - Greater London1£6,990978,000-
Warwickshire18£9,120753,29773
West Dunbartonshire1£24,99513,5009
West Lothian15£15,097540,11955
West Midlands112£9,795748,206284
West Sussex14£14,217533,14129
West Yorkshire72£10,220745,576208
Wiltshire18£15,290430,651173
Worcestershire7£13,783439,74153
Wrexham2£7,245955,88812
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