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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,125£12,068649,8076,210
Aberdeen City8£21,09818,97237
Aberdeenshire3£8,448848,5088
Angus6£11,227558,6728
Ards3£8,448746,8274
Armagh2£4,89810108,9003
Ballymena8£11,115651,84918
Barking & Dagenham - Greater London1£6,990945,0005
Bedfordshire42£9,867752,49179
Belfast2£10,748629,6059
Berkshire28£9,634747,24795
Bexley - Greater London2£7,335954,5004
Blaenau Gwent13£16,526314,55469
Brent - Greater London2£7,499960,5008
Bridgend2£8,495947,590-
Bristol29£9,862749,919101
Buckinghamshire42£12,449538,03279
Caerphilly4£5,6961075,42710
Cambridgeshire42£9,328754,63180
Cardiff1£9,499653,1718
Carmarthenshire4£17,544217,77215
Ceredigion7£12,781637,29717
Cheshire62£13,875533,847177
City of Edinburgh15£12,465645,54539
City of London - Greater London22£12,678636,62665
Clackmannanshire3£24,9980108
Coleraine3£9,080755,0162
Conwy3£6,745966,0764
Cornwall10£15,175427,12724
County Durham46£10,429648,813134
Craigavon1£15,65029,2065
Croydon - Greater London11£12,133630,20825
Cumbria13£14,766427,35917
Denbighshire1£23,49513,0001
Derbyshire25£11,276737,29299
Devon40£9,994851,828107
Dorset10£13,439732,84232
Dundee City11£15,824530,65342
Dungannon4£13,355580,2675
Ealing - Greater London1£6,995940,0005
East Ayrshire6£10,210743,79120
East Dunbartonshire4£23,99801016
East Lothian1£7,950776,2761
East Riding of Yorkshire11£12,213539,26141
East Sussex26£14,755524,20053
Enfield - Greater London2£16,918534,617-
Essex54£11,051743,440140
Falkirk14£9,687754,21222
Fermanagh3£6,49810884,8854
Fife10£8,902853,95744
Flintshire1£5,750893,8367
Glasgow City112£23,07017,503233
Gloucestershire16£11,646645,216161
Greater Manchester142£11,052743,176308
Greenwich - Greater London1£20,49538,5514
Hampshire88£13,100536,035178
Harrow - Greater London1£7,4951055,7994
Havering - Greater London18£10,326748,80536
Hertfordshire27£11,759644,87942
Highland6£12,746641,81618
Hillingdon - Greater London14£6,224967,19119
Hounslow - Greater London7£6,661969,0477
Inverclyde1£6,0001067,0006
Isle of Anglesey5£7,396958,637-
Isle of Wight1£7,995970,0003
Kent42£10,885748,600161
Kingston upon Thames - Greater London3£6,4581064,1004
Lancashire75£12,112641,658205
Leicestershire37£11,072642,21861
Limavady1£8,495846,000-
Lincolnshire26£11,428744,599246
Magherafelt4£12,161555,0001
Merseyside30£10,492745,45887
Merthyr Tydfil3£13,898626,3338
Merton - Greater London8£7,257960,5052
Monmouthshire2£5,9451178,0954
Moray13£19,803215,13745
Newport9£8,081857,35133
Newry and Mourne4£20,21514,72710
Newtownabbey2£11,747723,88116
Norfolk47£11,315643,336146
North Ayrshire3£8,082763,26519
North Down8£18,43514,27815
North Lanarkshire8£9,049850,80340
North Yorkshire37£12,749532,41978
Northamptonshire15£12,550544,00562
Northumberland32£20,509210,00396
Nottinghamshire41£9,871745,938107
Omagh1£5,995995,9671
Oxfordshire14£11,656740,54647
Perth and Kinross13£16,482423,36929
Powys5£18,670323,9259
Redbridge - Greater London3£6,830968,3333
Renfrewshire9£19,398211,63773
Rhondda Cynon Taf16£13,088639,23744
Scottish Borders3£18,932112,0969
Shropshire21£14,299527,71559
Somerset36£12,671540,75259
South Ayrshire10£15,278430,12036
South Lanarkshire12£17,055422,97729
South Yorkshire32£13,286633,620171
Staffordshire26£14,693431,503111
Stirling5£19,498215,69839
Suffolk28£12,125636,63091
Surrey20£9,348848,36062
Sutton - Greater London2£6,545970,5004
Swansea16£16,598423,46529
Torfaen1£8,495862,3142
Tyne and Wear44£11,002643,457151
Wandsworth - Greater London1£6,990978,000-
Warwickshire22£9,556750,95672
West Dunbartonshire1£24,99513,5009
West Lothian16£15,322538,33053
West Midlands107£9,997747,373282
West Sussex15£14,545431,18930
West Yorkshire71£10,325745,686209
Wiltshire12£12,514642,563172
Worcestershire9£13,525542,52853
Wrexham1£5,995977,82711
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