Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Beginning at just £ each month, you could get this hatchback Vauxhall Insignia with 126,000 miles on the clock, diesel 2.0 litre motor and automatic transmission.
For sale at the price of £3,195 or with the option to purchase using credit with achievable instalments commencing at £ pm, this silver Vauxhall Insignia has 166,775 miles clocked up on the dashboard and is fitted out with a 2000CC diesel engine.
This Vauxhall Insignia Sri VX Line Nav for sale from this dealership in Dudley priced at £9,495 is finished in the tone of silver and has 51,048 mi on the dashboard.
With a 1.5 LTR diesel engine with manual transmission, this second hand Vauxhall is available for sale in the tone of white and has 43,251 miles clocked up on the dash.
Currently available for sale is this Vauxhall Insignia that is fitted with a 2000 CC diesel engine with manual transmission. At the amazing price of only £5,995 and achievable repayments at hand commencing from only £ per month.
Now on offer and ready for its new owner to drive away is this Insignia 2.0 Cdti Se Sports Tourer Euro 5 with a 2000CC diesel engine and 82,000 miles on the dashboard.
On offer and ready for its next owner to drive away is this Insignia that is fitted out with a 1500 cc engine and manual transmission. This second-hand one now in stock at our dealership in Uxbridge has a mere 21,601 miles clocked up on the dashboard.
Coming equipped with a 2.0 LTR diesel motor and manual transmission, this second hand Vauxhall Insignia 2.0 Cdti comes in the shade of black and has 128,000 miles clocked-up on the dashboard.
This second hand Vauxhall Insignia coming in the shade of silver is currently on the market and ready for you to take home with the option for you to buy with finance.
Up for sale at the full price of £6,100 and with the option to purchase using finance with manageable payments from £ per calendar month, this white Vauxhall Insignia is fitted out with a 2.0 LTR diesel engine with manual transmission and has 74,300 miles clocked up on the dashboard.
Available for viewing at our dealership in Bradford is this Vauxhall Insignia 2.0 Cdti Ecoflex Tech Line Euro 5 Ss which comes equipped with a 2000 CC diesel motor and manual transmission. Up for sale and ready for its next owner to drive away in the tone of grey with 80,513 miles clocked-up on the dashboard.
Containing a 2000cc diesel motor with manual transmission - this green second-hand
Vauxhall is up for sale and ready for its new owner to take home with 80,000 miles on the clock.
Available for sale is this Vauxhall Insignia that has transmission and a 1.5 LTR engine. At the outstanding price of £9,500 and manageable instalments available commencing from around £ per month.
On offer and ready for you to drive away is this Vauxhall Insignia 2.0 Cdti Ecoflex Se Euro 5 Ss that features a 2.0 Ltr diesel motor and manual transmission. This second-hand one is advertised at the awesome price of only £3,679, has been finished in silver and has 78,510 miles clocked up on the dashboard.
Buying a used Vauxhall Insignia through financing in the UK involves a few key steps and understanding various financing options. Let's navigate through the steps and options you might explore:
1. Evaluate Your Needs and Budget:
Understand Your Finances: Determine your down payment, monthly instalment affordability, and desired loan tenure.
Choose the Model: Select a Vauxhall Insignia variant that aligns with your requirements.
Vehicle Inspection: Ensure the car is in good condition and verify its history and documents.
2. Understand Various Financing Options:
a. Bank Loans:
Pros: Likely to provide competitive interest rates and transparent terms.
Cons: May involve a rigid credit check and approval process.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership of the car upon final payment.
Cons: Monthly instalments might be higher than some alternatives.
c. Personal Contract Purchase (PCP):
Pros: Lower monthly payments and multiple options after the contract ends.
Cons: Potential for higher overall costs and mileage restrictions.
d. Dealer Financing:
Pros: Convenience and possible promotional offers.
Cons: May have higher interest rates compared to banks.
e. Peer-to-Peer Lending (P2P):
Pros: Often simpler and might offer attractive rates.
Cons: Can be dependent on credit scores and platform credibility.
3. Navigating the Purchase Process:
a. Select a Reputed Seller:
Choose a dealer or private seller with a good reputation.
b. Negotiate Effectively:
Arm yourself with market knowledge to negotiate the price and terms.
c. Close the Deal:
Ensure you fully understand and agree with all terms before finalizing.
d. Insurance:
Settle on an insurance policy before taking the car home.
4. Post-Purchase Responsibilities:
Maintain the Car: Ensure regular servicing and upkeep.
Manage Loan Payments: Ensure timely payments to avoid penalties.
Key Points to Consider:
Total Cost: Be mindful of the total payable amount across the loan period.
Depreciation: Remember cars depreciate, affecting its value over the financing term.
Warranties: Check for existing warranties and consider purchasing additional coverage if needed.
Early Repayment Options: Understand any early repayment terms and potential penalties.
Conclusion:
Acquiring a used Vauxhall Insignia via financing involves careful planning, understanding different finance avenues, and ensuring the vehicle’s condition and history. Ensure you consider all aspects of the deal and align your choices with your financial and practical needs, possibly consulting with a financial advisor to navigate through the process efficiently.
About the Vauxhall Insignia
The Vauxhall Insignia is a hallmark of the brand's dedication to delivering practicality wrapped in an elegant package. It's a model that has won over many for its performance, comfort, and advanced technology. In this article, we highlight the Vauxhall Insignia's unique features, delve into its competitors in the segment, and share the benefits of obtaining this model through finance.
Noteworthy Features of the Vauxhall Insignia:
Dynamic Design: The Insignia exhibits a sleek and aerodynamic design, with its streamlined body, sharp lines, and sophisticated front grille, making it a head-turner on the road.
Engine Variety: Catering to a diverse audience, the Insignia offers an array of petrol and diesel engines, balancing performance with fuel efficiency.
Interior Comfort: Beyond its stylish exterior, the Insignia's cabin offers a spacious environment, ergonomic seating, and quality materials, enhancing the driving experience.
Infotainment and Connectivity: The Insignia is well-equipped with modern tech, featuring a touchscreen infotainment system, smartphone integration, and a range of multimedia options.
Safety and Driver Assistance: A suite of advanced safety features, such as adaptive cruise control, lane-keeping assist, and collision warning, reinforces Vauxhall's commitment to driver safety.
Meeting the Competitors:
In the bustling world of family saloons, the Vauxhall Insignia stands toe-to-toe with some robust competitors:
Ford Mondeo: A known figure in the segment, the Mondeo offers a blend of comfort and driving dynamics.
Skoda Superb: Renowned for its spaciousness and value for money, the Superb is a strong alternative to consider.
Peugeot 508: With its striking design and tech-heavy interior, the 508 is a contemporary competitor in the segment.
Mazda 6: Appreciated for its engaging drive and stylish aesthetics, the Mazda 6 provides a sportier alternative in the mix.
Conclusion:
The Vauxhall Insignia is undeniably a compelling choice for those seeking a mix of style, comfort, and efficiency in the family saloon category. With the added advantages of financing, driving away in an Insignia becomes an even more enticing prospect. As a reflection of Vauxhall's commitment to quality and performance, the Insignia stands tall in its segment.
Vauxhall Insignia Data by County
Vauxhall Insignia data for the amount in stock, average price, age and mileage throughout
the UK and by county.