Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Are you planning on buying a Vauxhall Insignia? Well, take a more in depth look at this second hand one available in the shade of red with a 1.5l petrol engine, automatic transmission and 37,963 miles on the dash.
On offer and ready for its next owner to drive away is this Vauxhall Insignia in . This second hand one comes fitted out with manual transmission, a 2000CC diesel motor and has 93,227 miles clocked-up on the dash.
Available to buy is this estate that comes fitted with manual transmission and a 2.0L diesel engine. At the superb price of only £3,650 and achievable repayments at hand commencing from around £ per month.
Head over to this car dealership for a closer look at this manual Vauxhall Insignia equipped with a 2.0 ltr diesel engine and manual transmission. This used model in Reading has got 97,060 miles clocked up on the dash and is finished in the shade of grey.
On offer is this Vauxhall Insignia Hatchback in the shade of black - this second hand model has a 1.6l diesel motor with manual transmission and it has 45,000 miles on the dashboard.
This used Insignia from this dealer in Edinburgh comes fitted out with manual transmission and a 1.5l petrol engine with few miles clocked-up on the dashboard.
Available to drive away is this Vauxhall Insignia. This second hand model is fitted out with a L diesel engine with transmission and has 55,217 miles on the dashboard.
On offer at our marvellous price of just £11,000 is this hatchback, it contains a 1600 cc diesel motor with manual transmission and it has 24,146 miles clocked up on the dashboard.
Grab the opportunity to be the lucky owner of this Vauxhall Insignia that is now priced at just £9,995. It is finished in the shade of black, is fitted out with a 1.6 L diesel engine with manual transmission and has 47,209 miles on the dash.
This Insignia has 37,829 miles on the clock and is equipped with a cc motor. It runs on diesel with manual transmission and comes in the shade of blue.
Currently available for sale today is this Vauxhall Insignia Sri VX Line Cdti which is equipped with a Litre engine with transmission. At the outstanding price of just £5,800 and affordable repayments on hand commencing from just £ pm.
Insignia, in a like new condition, currently available for sale at the amazing price of £10,698. It looks like new, has only got few miles clocked-up on the dash and comes fitted out with a Litre motor and transmission.
Available to view at this dealer is this second-hand, low mileage Insignia with a litre motor with transmission. It's on offer and ready for you to drive home in a finish with a mere few miles clocked up on the dashboard.
Purchase this used Insignia for £12,990. Credit plans commence from around £ monthly for this vehicle equipped with a 1.5 Ltr petrol motor and automatic transmission.
Buying a used Vauxhall Insignia through financing in the UK involves a few key steps and understanding various financing options. Let's navigate through the steps and options you might explore:
1. Evaluate Your Needs and Budget:
Understand Your Finances: Determine your down payment, monthly instalment affordability, and desired loan tenure.
Choose the Model: Select a Vauxhall Insignia variant that aligns with your requirements.
Vehicle Inspection: Ensure the car is in good condition and verify its history and documents.
2. Understand Various Financing Options:
a. Bank Loans:
Pros: Likely to provide competitive interest rates and transparent terms.
Cons: May involve a rigid credit check and approval process.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership of the car upon final payment.
Cons: Monthly instalments might be higher than some alternatives.
c. Personal Contract Purchase (PCP):
Pros: Lower monthly payments and multiple options after the contract ends.
Cons: Potential for higher overall costs and mileage restrictions.
d. Dealer Financing:
Pros: Convenience and possible promotional offers.
Cons: May have higher interest rates compared to banks.
e. Peer-to-Peer Lending (P2P):
Pros: Often simpler and might offer attractive rates.
Cons: Can be dependent on credit scores and platform credibility.
3. Navigating the Purchase Process:
a. Select a Reputed Seller:
Choose a dealer or private seller with a good reputation.
b. Negotiate Effectively:
Arm yourself with market knowledge to negotiate the price and terms.
c. Close the Deal:
Ensure you fully understand and agree with all terms before finalizing.
d. Insurance:
Settle on an insurance policy before taking the car home.
4. Post-Purchase Responsibilities:
Maintain the Car: Ensure regular servicing and upkeep.
Manage Loan Payments: Ensure timely payments to avoid penalties.
Key Points to Consider:
Total Cost: Be mindful of the total payable amount across the loan period.
Depreciation: Remember cars depreciate, affecting its value over the financing term.
Warranties: Check for existing warranties and consider purchasing additional coverage if needed.
Early Repayment Options: Understand any early repayment terms and potential penalties.
Conclusion:
Acquiring a used Vauxhall Insignia via financing involves careful planning, understanding different finance avenues, and ensuring the vehicle’s condition and history. Ensure you consider all aspects of the deal and align your choices with your financial and practical needs, possibly consulting with a financial advisor to navigate through the process efficiently.
About the Vauxhall Insignia
The Vauxhall Insignia is a hallmark of the brand's dedication to delivering practicality wrapped in an elegant package. It's a model that has won over many for its performance, comfort, and advanced technology. In this article, we highlight the Vauxhall Insignia's unique features, delve into its competitors in the segment, and share the benefits of obtaining this model through finance.
Noteworthy Features of the Vauxhall Insignia:
Dynamic Design: The Insignia exhibits a sleek and aerodynamic design, with its streamlined body, sharp lines, and sophisticated front grille, making it a head-turner on the road.
Engine Variety: Catering to a diverse audience, the Insignia offers an array of petrol and diesel engines, balancing performance with fuel efficiency.
Interior Comfort: Beyond its stylish exterior, the Insignia's cabin offers a spacious environment, ergonomic seating, and quality materials, enhancing the driving experience.
Infotainment and Connectivity: The Insignia is well-equipped with modern tech, featuring a touchscreen infotainment system, smartphone integration, and a range of multimedia options.
Safety and Driver Assistance: A suite of advanced safety features, such as adaptive cruise control, lane-keeping assist, and collision warning, reinforces Vauxhall's commitment to driver safety.
Meeting the Competitors:
In the bustling world of family saloons, the Vauxhall Insignia stands toe-to-toe with some robust competitors:
Ford Mondeo: A known figure in the segment, the Mondeo offers a blend of comfort and driving dynamics.
Skoda Superb: Renowned for its spaciousness and value for money, the Superb is a strong alternative to consider.
Peugeot 508: With its striking design and tech-heavy interior, the 508 is a contemporary competitor in the segment.
Mazda 6: Appreciated for its engaging drive and stylish aesthetics, the Mazda 6 provides a sportier alternative in the mix.
Conclusion:
The Vauxhall Insignia is undeniably a compelling choice for those seeking a mix of style, comfort, and efficiency in the family saloon category. With the added advantages of financing, driving away in an Insignia becomes an even more enticing prospect. As a reflection of Vauxhall's commitment to quality and performance, the Insignia stands tall in its segment.
Vauxhall Insignia Data by County
Vauxhall Insignia data for the amount in stock, average price, age and mileage throughout
the UK and by county.