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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,211£10,813532,4734,140
Aberdeen City8£10,747530,73931
Aberdeenshire3£9,663450,42016
Angus2£11,395419,1552
Antrim1£7,990662,0004
Ards2£8,742648,2381
Ballymena1£11,990328,6063
Ballymoney1£9,295615,500-
Banbridge1£11,450438,8002
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London1£13,79046,2106
Bedfordshire18£11,114433,73667
Belfast2£10,387438,53222
Berkshire10£11,018429,22640
Bexley - Greater London5£12,391418,4268
Blaenau Gwent5£11,817426,63118
Brent - Greater London1£8,199740,000-
Bristol15£10,860531,39044
Bromley - Greater London3£11,628433,2489
Buckinghamshire15£10,900531,95243
Caerphilly2£10,993524,8293
Cambridgeshire25£10,252436,43761
Cardiff4£10,642435,28121
Carmarthenshire2£10,745529,6809
Ceredigion8£10,621545,77015
Cheshire27£10,719537,054140
City of Edinburgh9£11,435532,63456
City of London - Greater London18£10,707531,00088
Clackmannanshire1£8,498627,3284
Coleraine3£11,062341,1583
Cornwall4£10,549535,91322
County Durham22£10,202536,318135
Craigavon2£10,747530,2875
Croydon - Greater London9£10,491535,93216
Cumbria6£9,322651,60120
Derbyshire39£10,197437,511133
Derry2£10,690438,090-
Devon24£10,857434,70951
Dorset8£11,368531,39923
Dumfries and Galloway1£9,698538,0124
Dundee City2£10,747535,88614
Dungannon2£11,440440,1685
East Ayrshire11£9,886543,36023
East Dunbartonshire3£11,831417,3975
East Lothian1£10,899555,4522
East Riding of Yorkshire12£10,421532,85734
East Sussex10£11,397430,78916
Enfield - Greater London1£10,995529,5702
Essex23£11,913421,01194
Falkirk8£9,541543,14124
Fermanagh3£12,162433,8933
Fife8£11,719524,33136
Glasgow City24£10,550532,13493
Gloucestershire17£10,676527,668120
Greater Manchester55£10,735530,849185
Gwynedd3£12,828422,333-
Hampshire35£10,848531,48797
Harrow - Greater London1£9,19549,055-
Havering - Greater London4£9,770540,02214
Herefordshire4£10,921523,88317
Hertfordshire21£10,326533,69743
Highland2£11,495533,37215
Hillingdon - Greater London1£10,990445,00010
Hounslow - Greater London1£8,490646,637-
Inverclyde1£11,99859,7068
Isle of Anglesey2£11,049529,5002
Isle of Wight3£12,163524,111-
Kent30£11,735424,77285
Kingston upon Thames - Greater London1£5,850741,961-
Lancashire65£10,774437,549134
Leicestershire15£10,976427,66636
Lincolnshire22£10,874531,067148
Magherafelt2£9,850655,0001
Merseyside35£10,836431,44794
Merthyr Tydfil6£11,322425,6238
Moray20£12,395425,86037
Newport5£11,756417,71837
Newry and Mourne2£11,140514,3127
Newtownabbey3£11,515524,41311
Norfolk23£11,117526,98684
North Ayrshire5£11,998422,8125
North Down6£11,147427,86016
North Lanarkshire12£10,857438,78543
North Yorkshire26£11,115433,18341
Northamptonshire12£9,791541,70232
Northumberland6£10,917525,25156
Nottinghamshire18£11,059432,08359
Oxfordshire10£10,884435,18628
Perth and Kinross5£11,097536,27211
Renfrewshire17£10,716529,21166
Rhondda Cynon Taf7£9,966544,02610
Scottish Borders2£10,499546,0224
Shropshire22£10,539434,05247
Somerset9£10,433535,10139
South Ayrshire8£10,996529,34317
South Lanarkshire2£11,848530,23129
South Yorkshire20£10,955431,08388
Staffordshire17£10,658540,45761
Stirling3£11,498530,79216
Suffolk15£11,177431,69241
Surrey16£11,308426,33321
Swansea6£11,082448,90151
Tyne and Wear26£10,988528,28283
Waltham Forest - Greater London3£12,805415,61219
Warwickshire14£10,823528,32930
West Dunbartonshire2£10,848538,85010
West Lothian2£10,998522,89435
West Midlands63£10,695533,691196
West Sussex6£11,813426,06036
West Yorkshire35£10,429529,577103
Wiltshire5£11,006434,003122
Worcestershire12£10,030544,44054
Wrexham1£9,740627,6302
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