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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,219£10,820532,8514,175
Aberdeen City9£10,741429,75230
Aberdeenshire6£10,496444,08014
Angus2£11,395419,1552
Antrim1£7,990662,0004
Ards2£8,842648,2381
Ballymena1£11,990328,6063
Ballymoney1£9,295615,500-
Banbridge2£11,723424,9552
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London3£12,549421,8764
Bedfordshire16£11,062431,53568
Belfast2£10,387438,53223
Berkshire13£10,934431,00041
Bexley - Greater London3£12,259420,2568
Blaenau Gwent7£11,428433,01115
Brent - Greater London1£8,499740,000-
Bristol12£10,902532,69146
Bromley - Greater London1£10,995441,00010
Buckinghamshire16£10,994530,49748
Caerphilly2£8,993650,9822
Cambridgeshire18£10,086537,80267
Cardiff4£10,695435,28122
Carmarthenshire3£11,228429,4268
Ceredigion4£10,995651,37917
Cheshire34£10,911534,998139
City of Edinburgh11£12,048526,27958
City of London - Greater London20£10,808530,41589
Coleraine2£10,695341,9764
Cornwall3£11,996431,68625
County Durham28£10,269537,402134
Craigavon2£10,747530,2875
Croydon - Greater London7£10,386541,62717
Cumbria3£9,730547,71319
Derbyshire35£10,048439,771132
Derry2£10,690438,0901
Devon18£11,124431,74848
Dorset11£11,705428,95021
Dumfries and Galloway1£9,698538,0124
Dundee City2£10,747535,88616
Dungannon2£11,440440,1685
East Ayrshire13£10,105542,44122
East Dunbartonshire1£12,49848,2755
East Lothian1£10,899525,0553
East Riding of Yorkshire6£10,568527,39432
East Sussex10£11,607527,48816
Essex25£11,901421,93488
Falkirk8£10,153438,38525
Fermanagh3£12,162433,8933
Fife8£11,281524,49939
Glasgow City25£10,724532,534101
Gloucestershire13£10,357529,784123
Greater Manchester63£10,788430,057185
Gwynedd3£12,828422,333-
Hampshire30£10,904533,262103
Harrow - Greater London1£9,49549,055-
Havering - Greater London3£9,262547,86915
Herefordshire5£11,396524,65315
Hertfordshire18£10,326533,26644
Highland6£10,613538,21714
Hillingdon - Greater London2£11,295427,0259
Hounslow - Greater London1£8,490646,6371
Inverclyde2£10,648621,2487
Isle of Anglesey2£10,249640,0001
Isle of Wight2£11,995728,100-
Kent29£11,800424,92385
Kingston upon Thames - Greater London1£5,850741,961-
Lancashire67£10,766438,804130
Leicestershire16£11,019429,92137
Lincolnshire25£10,845431,435150
Magherafelt2£10,573536,500-
Merseyside39£10,877432,67491
Merthyr Tydfil8£11,350428,5567
Moray20£12,095429,26438
Newport7£11,422421,37037
Newry and Mourne3£11,357520,0666
Newtownabbey3£11,730522,47710
Norfolk23£11,114530,01388
North Ayrshire6£11,531428,3144
North Down5£12,097426,46318
North Lanarkshire13£10,460440,69038
North Yorkshire24£11,076434,23644
Northamptonshire11£9,790543,35835
Northumberland7£10,440535,30154
Nottinghamshire15£10,860432,00467
Oxfordshire6£10,654436,28329
Perth and Kinross5£11,285538,21211
Renfrewshire13£10,536533,47567
Rhondda Cynon Taf7£9,899544,40010
Scottish Borders1£10,999555,4524
Shropshire24£10,617433,49145
Somerset10£10,642440,32339
South Ayrshire6£11,245531,34119
South Lanarkshire3£11,331533,53229
South Yorkshire20£11,105431,73291
Staffordshire18£10,875435,74166
Stirling4£11,298525,89218
Strabane1£9,495640,000-
Suffolk15£11,176433,05045
Surrey15£11,526524,08620
Swansea6£13,382439,21555
Tyne and Wear32£10,869531,87680
Waltham Forest - Greater London3£11,591424,57820
Warwickshire14£10,955529,55131
West Dunbartonshire4£10,548541,9589
West Lothian1£9,2980-40
West Midlands69£10,990432,051187
West Sussex4£12,449523,49940
West Yorkshire37£10,632431,353100
Wiltshire5£10,955534,321119
Worcestershire9£9,774547,32257
Wrexham1£9,740627,6302
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