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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,326£10,917531,9774,438
Aberdeen City10£11,008526,74630
Aberdeenshire5£12,622427,56512
Angus2£11,245422,9452
Antrim1£8,950633,3795
Ards2£9,247648,2382
Ballymoney1£9,295615,500-
Banbridge2£11,723424,9552
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London2£12,675423,6243
Bedfordshire27£11,995430,83776
Belfast2£8,875554,14523
Berkshire13£11,349427,45550
Bexley - Greater London2£12,989411,83810
Blaenau Gwent5£10,719439,54818
Brent - Greater London1£8,499740,000-
Bristol18£10,930525,25751
Bromley - Greater London3£13,026417,5739
Buckinghamshire12£12,668423,27254
Caerphilly1£9,695636,0002
Cambridgeshire27£11,396433,76370
Cardiff4£10,554526,24823
Carmarthenshire1£12,394517,50010
Ceredigion8£10,696544,64717
Cheshire35£11,324430,735158
City of Edinburgh18£11,051530,09662
City of London - Greater London27£10,544532,29491
Clackmannanshire2£10,598530,8122
Coleraine2£10,695341,9764
Cornwall5£11,447428,20829
County Durham36£10,464538,201147
Craigavon2£10,931530,2878
Croydon - Greater London7£10,673436,76716
Cumbria5£10,748445,71116
Derbyshire41£10,105436,996134
Derry1£9,890442,4831
Devon22£11,200433,70148
Dorset10£11,789428,70922
Dundee City7£10,654540,52712
Dungannon3£12,290427,4494
East Ayrshire10£9,910639,90221
East Dunbartonshire1£8,998557,6643
East Lothian1£10,999525,0554
East Riding of Yorkshire12£10,722430,57837
East Sussex10£11,288433,87015
Enfield - Greater London1£10,680420,8391
Essex23£11,411427,60293
Falkirk5£11,241428,95524
Fermanagh2£11,745436,7343
Fife8£11,951526,74434
Glasgow City30£10,355535,695102
Gloucestershire16£10,731429,566125
Greater Manchester66£10,891431,115204
Gwynedd3£12,995422,333-
Hampshire37£10,900530,527106
Harrow - Greater London1£9,49549,055-
Havering - Greater London6£9,611536,37616
Herefordshire5£12,056423,65519
Hertfordshire20£10,481530,78242
Highland5£12,135424,84514
Hillingdon - Greater London3£10,027537,94310
Hounslow - Greater London1£8,490646,6371
Inverclyde1£9,298632,7907
Isle of Anglesey1£9,899639,0001
Isle of Wight2£11,995728,100-
Kent25£11,576526,14182
Kingston upon Thames - Greater London1£5,950741,961-
Lancashire58£11,032434,029139
Leicestershire15£10,754532,31072
Lincolnshire28£10,976429,044154
Magherafelt2£10,573536,5001
Merseyside31£10,897531,64198
Merthyr Tydfil8£11,343431,1536
Moray22£12,527427,49434
Newport6£11,626518,55053
Newry and Mourne2£11,740518,6476
Newtownabbey3£12,030417,41313
Norfolk44£12,671426,23696
North Ayrshire3£9,829538,2543
North Down7£12,053427,75920
North Lanarkshire12£10,882437,94332
North Yorkshire18£10,580538,94450
Northamptonshire13£10,172538,08938
Northumberland13£10,798535,31855
Nottinghamshire18£10,759433,45068
Oxfordshire3£10,696437,87025
Pembrokeshire1£10,799441,169-
Perth and Kinross1£7,498674,69714
Renfrewshire12£11,106531,85276
Rhondda Cynon Taf7£10,078544,5998
Scottish Borders1£11,999313,3042
Shropshire25£10,645430,87243
Somerset9£10,458534,92046
South Ayrshire8£10,621533,94219
South Lanarkshire7£11,255529,42133
South Yorkshire26£11,057432,21993
Staffordshire17£10,386535,25077
Stirling4£10,423546,84319
Strabane1£9,495640,000-
Suffolk18£11,705427,67051
Surrey14£11,744523,83222
Swansea19£12,901428,82555
Tyne and Wear33£11,044431,18184
Waltham Forest - Greater London2£12,140420,56327
Warwickshire13£10,347530,00733
West Dunbartonshire3£11,231537,3689
West Lothian5£11,318425,67541
West Midlands74£10,874431,897192
West Sussex4£13,635515,10241
West Yorkshire31£10,684430,023119
Wiltshire5£11,366429,662120
Worcestershire11£10,291545,70964
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