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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,197£10,852532,8504,156
Aberdeen City10£10,547531,65429
Aberdeenshire3£9,663450,42017
Angus2£11,395419,1552
Antrim1£7,990662,0004
Ards2£8,842648,2381
Ballymena1£11,990328,6063
Ballymoney1£9,295615,500-
Banbridge1£11,450438,8003
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London2£13,122416,5435
Bedfordshire17£11,085433,01467
Belfast2£10,387438,53222
Berkshire10£10,715432,40543
Bexley - Greater London5£12,391418,4268
Blaenau Gwent4£11,799430,67517
Brent - Greater London1£8,499740,000-
Bristol13£10,744533,12147
Bromley - Greater London3£12,530423,5649
Buckinghamshire16£10,960530,61644
Caerphilly3£10,092538,5402
Cambridgeshire22£10,365534,27363
Cardiff4£10,695435,28121
Carmarthenshire3£10,495431,1209
Ceredigion6£10,829549,47115
Cheshire28£10,700538,485141
City of Edinburgh11£11,348532,09057
City of London - Greater London16£10,684529,70791
Coleraine3£10,962341,1583
Cornwall3£11,150536,03923
County Durham24£10,324537,028138
Craigavon2£10,747530,2875
Croydon - Greater London9£10,418537,93316
Cumbria5£10,536541,48218
Derbyshire38£10,282436,709133
Derry2£10,690438,090-
Devon20£11,124433,17450
Dorset10£11,637430,23222
Dumfries and Galloway1£9,698538,0124
Dundee City2£10,747535,88615
Dungannon2£11,440440,1685
East Ayrshire11£9,806645,41822
East Dunbartonshire3£11,831417,3975
East Lothian1£10,899525,0552
East Riding of Yorkshire6£10,422529,95734
East Sussex9£11,620428,65516
Enfield - Greater London1£10,995529,5702
Essex22£11,828421,80293
Falkirk9£9,709542,17024
Fermanagh3£12,162433,8933
Fife8£11,806521,78039
Glasgow City24£10,521633,224101
Gloucestershire17£10,704527,668121
Greater Manchester61£10,767429,853182
Gwynedd3£12,828422,333-
Hampshire31£10,758533,77598
Harrow - Greater London1£9,49549,055-
Havering - Greater London3£9,262547,86916
Herefordshire5£11,237524,86317
Hertfordshire22£10,227534,35543
Highland2£11,495533,37216
Hillingdon - Greater London1£10,990445,00010
Hounslow - Greater London1£8,490646,637-
Inverclyde1£11,99859,7068
Isle of Anglesey2£10,249640,0001
Isle of Wight2£11,995728,100-
Kent28£11,871523,49486
Kingston upon Thames - Greater London1£5,850741,961-
Lancashire71£10,791438,453129
Leicestershire16£10,994429,92134
Lincolnshire22£10,948430,535147
Magherafelt1£9,750659,0001
Merseyside36£10,783531,98993
Merthyr Tydfil6£11,386425,6238
Moray19£12,442426,59038
Newport5£11,749417,71839
Newry and Mourne2£11,140514,3127
Newtownabbey2£12,745411,11911
Norfolk24£11,066528,73686
North Ayrshire5£11,998422,8125
North Down5£11,186429,11917
North Lanarkshire8£10,499441,28543
North Yorkshire25£11,080433,67744
Northamptonshire11£9,777543,35830
Northumberland7£10,197635,04954
Nottinghamshire17£11,186429,96260
Oxfordshire10£10,692434,77327
Perth and Kinross4£11,123537,47711
Renfrewshire16£10,954527,27266
Rhondda Cynon Taf7£9,967544,02610
Scottish Borders1£10,999555,4524
Shropshire21£10,517434,70647
Somerset11£10,593435,38538
South Ayrshire6£11,245531,34118
South Lanarkshire2£11,848530,23130
South Yorkshire19£11,127430,03790
Staffordshire21£10,641437,48560
Stirling3£11,565427,61116
Suffolk14£11,232431,91244
Surrey16£11,581425,14320
Swansea5£11,298452,80950
Tyne and Wear27£10,976529,92780
Waltham Forest - Greater London4£11,911423,89719
Warwickshire15£10,586530,20731
West Dunbartonshire3£10,565541,3789
West Lothian2£11,248522,76138
West Midlands63£10,860533,802193
West Sussex6£11,893426,04638
West Yorkshire36£10,636430,327101
Wiltshire5£11,006434,003123
Worcestershire10£9,856546,26354
Wrexham1£9,740627,6302
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