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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,263£10,900531,7824,495
Aberdeen City10£11,008526,79630
Aberdeenshire6£12,197430,57712
Angus1£11,495419,2743
Antrim1£8,950633,3795
Ards2£9,247648,2382
Ballymoney1£9,295615,500-
Banbridge2£11,723424,9552
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London2£12,742423,6243
Bedfordshire11£10,396536,58292
Belfast3£9,241549,10823
Berkshire13£11,348427,45550
Bexley - Greater London2£12,839411,8389
Blaenau Gwent5£10,719439,54818
Brent - Greater London1£8,499740,000-
Bristol17£10,870526,36152
Bromley - Greater London3£13,026417,5739
Buckinghamshire7£11,327429,68053
Caerphilly1£9,695636,0002
Cambridgeshire19£10,213436,77473
Cardiff4£10,554526,24824
Carmarthenshire1£12,394517,50010
Ceredigion6£10,763544,60219
Cheshire34£11,303431,432157
City of Edinburgh18£11,178530,40161
City of London - Greater London30£10,570532,69290
Clackmannanshire2£10,598530,8122
Coleraine2£10,695341,9764
Cornwall6£11,455530,11827
County Durham34£10,423538,469151
Craigavon2£10,931530,2878
Croydon - Greater London6£10,577537,06217
Cumbria5£10,748445,71116
Derbyshire41£10,122436,810133
Derry1£9,890442,4831
Devon20£11,246433,31549
Dorset10£11,789428,70922
Dundee City7£10,654537,91012
Dungannon3£12,290427,4494
East Ayrshire10£9,910640,51421
East Dunbartonshire1£8,498557,6643
East Lothian1£10,999525,0554
East Riding of Yorkshire13£10,704430,59336
East Sussex9£11,397432,99116
Enfield - Greater London1£10,680420,8391
Essex26£11,606427,47194
Falkirk5£11,241428,95524
Fermanagh3£12,162436,7343
Fife6£12,102523,73136
Glasgow City30£10,312536,377102
Gloucestershire15£10,647430,537126
Greater Manchester66£10,862531,637208
Gwynedd3£12,995422,333-
Hampshire37£11,011529,287108
Harrow - Greater London1£9,49549,055-
Havering - Greater London6£9,611536,37616
Herefordshire5£12,056423,65519
Hertfordshire19£10,384530,64743
Highland5£12,135424,84514
Hillingdon - Greater London3£10,027537,94310
Hounslow - Greater London1£8,490646,6371
Inverclyde1£9,298632,7907
Isle of Anglesey1£9,899639,0001
Isle of Wight2£11,995728,100-
Kent27£11,639526,61984
Kingston upon Thames - Greater London1£5,950741,961-
Lancashire58£10,985434,302140
Leicestershire14£10,787531,05273
Lincolnshire33£10,913427,971155
Magherafelt2£10,573536,5001
Merseyside36£10,889531,15499
Merthyr Tydfil8£11,343431,1536
Moray22£12,527426,13134
Newport6£11,626518,55051
Newry and Mourne2£11,740518,6476
Newtownabbey3£12,030417,41312
Norfolk13£11,176533,241107
North Ayrshire3£9,829538,2543
North Down7£12,053427,75920
North Lanarkshire14£10,767439,23233
North Yorkshire19£10,632537,63047
Northamptonshire13£10,172538,08938
Northumberland10£11,071534,61857
Nottinghamshire19£10,840434,06469
Oxfordshire3£10,696437,87025
Pembrokeshire1£10,799441,169-
Perth and Kinross2£9,498650,19214
Renfrewshire11£11,316530,78477
Rhondda Cynon Taf7£10,078544,5998
Scottish Borders1£11,999313,3042
Shropshire23£10,608432,25445
Somerset8£10,642536,06547
South Ayrshire8£10,621533,94219
South Lanarkshire7£11,255529,04633
South Yorkshire25£11,056432,25595
Staffordshire17£10,386535,25077
Stirling4£10,423540,16618
Strabane1£9,495640,000-
Suffolk14£11,595428,87052
Surrey14£11,742523,83222
Swansea17£12,772431,33557
Tyne and Wear34£11,004531,52383
Waltham Forest - Greater London2£12,140420,56327
Warwickshire11£10,420527,74734
West Dunbartonshire4£11,423534,4439
West Lothian4£11,898520,55742
West Midlands72£10,980431,228194
West Sussex4£13,632515,10241
West Yorkshire32£10,791430,128118
Wiltshire6£11,221432,718119
Worcestershire11£10,291545,70964
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