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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,214£10,798533,3764,217
Aberdeen City9£10,741531,78430
Aberdeenshire3£9,663450,42017
Angus2£11,395419,1552
Antrim1£7,990662,0004
Ards2£8,842648,2381
Ballymena1£11,990328,6063
Ballymoney1£9,295615,500-
Banbridge2£11,723424,9552
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London3£12,552421,8764
Bedfordshire18£10,883533,91567
Belfast2£10,387438,53223
Berkshire13£10,891431,00041
Bexley - Greater London3£12,259420,2568
Blaenau Gwent5£11,639431,50217
Brent - Greater London1£8,499740,000-
Bristol11£10,976531,33647
Bromley - Greater London1£10,995441,00010
Buckinghamshire16£11,009530,61646
Caerphilly3£10,092538,5402
Cambridgeshire20£10,457433,77666
Cardiff4£10,695435,28121
Carmarthenshire4£10,920430,5708
Ceredigion4£10,995546,99117
Cheshire31£10,917536,013144
City of Edinburgh12£11,485529,95058
City of London - Greater London19£10,752530,83890
Clackmannanshire1£8,498627,3284
Coleraine3£10,962341,1583
Cornwall3£11,495536,03926
County Durham24£10,324537,473139
Craigavon1£12,199422,3886
Croydon - Greater London7£10,377541,62716
Cumbria4£10,422546,53919
Derbyshire37£10,137437,752134
Derry2£10,690438,090-
Devon17£11,018433,23449
Dorset10£11,637430,23222
Dumfries and Galloway1£9,698538,0124
Dundee City2£10,747535,88616
Dungannon2£11,440440,1685
East Ayrshire12£9,906543,99722
East Dunbartonshire1£12,49848,2755
East Lothian1£10,899525,0553
East Riding of Yorkshire5£10,407530,07134
East Sussex9£11,620428,65517
Enfield - Greater London1£10,995529,5702
Essex22£11,937421,70391
Falkirk9£10,099539,50825
Fermanagh3£12,162433,8933
Fife8£11,806521,78040
Glasgow City27£10,559532,97799
Gloucestershire17£10,665429,625123
Greater Manchester62£10,769430,172183
Gwynedd3£12,828422,333-
Hampshire32£10,790534,038103
Harrow - Greater London1£9,49549,055-
Havering - Greater London3£9,262547,86915
Herefordshire4£11,496527,06816
Hertfordshire22£10,295532,61242
Highland2£11,495533,37217
Hillingdon - Greater London1£10,990445,00010
Hounslow - Greater London1£8,490646,6371
Inverclyde2£10,648621,2487
Isle of Anglesey2£10,249640,0001
Isle of Wight2£11,995728,100-
Kent29£11,845423,53786
Kingston upon Thames - Greater London1£5,850741,961-
Lancashire71£10,785438,082130
Leicestershire16£11,019429,92136
Lincolnshire23£10,877431,323150
Magherafelt1£9,750659,0001
Merseyside35£10,900432,07493
Merthyr Tydfil8£11,350428,5566
Moray21£12,019429,78138
Newport7£11,417421,37036
Newry and Mourne3£11,357520,0666
Newtownabbey3£11,730522,47710
Norfolk26£11,004529,83688
North Ayrshire5£11,998422,8125
North Down4£11,559529,48319
North Lanarkshire9£10,388440,48042
North Yorkshire23£11,057434,56445
Northamptonshire11£9,778543,35834
Northumberland7£10,197641,11156
Nottinghamshire17£11,111430,48964
Oxfordshire7£10,753436,18027
Perth and Kinross5£11,285533,41911
Renfrewshire15£10,905527,28368
Rhondda Cynon Taf6£9,745644,72411
Scottish Borders1£10,999555,4524
Shropshire21£10,493435,57749
Somerset11£10,456538,45839
South Ayrshire6£11,245531,34119
South Lanarkshire3£11,331533,53229
South Yorkshire22£11,244429,93089
Staffordshire20£10,884436,66166
Stirling4£11,298525,89216
Suffolk16£11,227432,80145
Surrey17£11,427425,19319
Swansea5£11,298452,80955
Tyne and Wear30£10,826531,11882
Waltham Forest - Greater London4£11,661420,82220
Warwickshire13£10,608531,83033
West Dunbartonshire3£10,565541,3789
West Lothian1£9,298641,26839
West Midlands63£10,801534,092193
West Sussex6£11,896426,04640
West Yorkshire41£10,440432,952100
Wiltshire5£11,055532,143120
Worcestershire10£9,826546,26357
Wrexham1£9,740627,6302
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