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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,214£10,845533,0284,199
Aberdeen City9£10,786531,78429
Aberdeenshire3£9,663450,42017
Angus2£11,395419,1552
Antrim1£7,990662,0004
Ards2£8,842648,2381
Ballymena1£11,990328,6063
Ballymoney1£9,295615,500-
Banbridge2£11,723424,9552
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London2£13,130416,5435
Bedfordshire17£11,085433,01469
Belfast2£10,387438,53223
Berkshire13£10,891431,00041
Bexley - Greater London5£12,391422,4228
Blaenau Gwent4£11,799430,67518
Brent - Greater London1£8,499740,000-
Bristol12£10,938531,94847
Bromley - Greater London1£10,995441,00010
Buckinghamshire16£11,005530,61646
Caerphilly3£10,092538,5402
Cambridgeshire22£10,371534,27364
Cardiff4£10,695435,28121
Carmarthenshire3£10,495431,1209
Ceredigion6£10,829549,47116
Cheshire30£10,838537,027143
City of Edinburgh11£11,344532,09058
City of London - Greater London18£10,713530,43792
Coleraine3£10,962341,1583
Cornwall3£11,495536,03925
County Durham25£10,378536,587137
Craigavon2£10,747530,2875
Croydon - Greater London8£10,373538,54016
Cumbria4£10,422546,53919
Derbyshire40£10,275436,238133
Derry2£10,690438,090-
Devon18£11,012433,66349
Dorset10£11,637430,23222
Dumfries and Galloway1£9,698538,0124
Dundee City2£10,747535,88615
Dungannon2£11,440440,1685
East Ayrshire12£9,906543,99721
East Dunbartonshire2£12,748411,1855
East Lothian1£10,899525,0553
East Riding of Yorkshire6£10,422529,95334
East Sussex9£11,620428,65517
Enfield - Greater London1£10,995529,5702
Essex21£11,905422,12992
Falkirk8£9,824542,09924
Fermanagh3£12,162433,8933
Fife8£11,806521,78039
Glasgow City27£10,559532,97799
Gloucestershire18£10,766428,075123
Greater Manchester66£10,763430,236182
Gwynedd3£12,828422,333-
Hampshire33£10,742533,95999
Harrow - Greater London1£9,49549,055-
Havering - Greater London3£9,262547,86915
Herefordshire3£10,663533,75717
Hertfordshire20£10,031534,40544
Highland2£11,495533,37216
Hillingdon - Greater London1£10,990445,00010
Hounslow - Greater London1£8,490646,6371
Inverclyde1£11,99859,7068
Isle of Anglesey2£10,249640,0001
Isle of Wight2£11,995728,100-
Kent26£11,862423,81187
Kingston upon Thames - Greater London1£5,850741,961-
Lancashire69£10,777438,313130
Leicestershire16£11,001429,92136
Lincolnshire23£10,876431,323149
Magherafelt1£9,750659,0001
Merseyside35£10,824432,18693
Merthyr Tydfil7£11,187428,7027
Moray21£12,019429,78138
Newport6£11,621418,24738
Newry and Mourne2£11,140514,3127
Newtownabbey2£12,745411,11911
Norfolk24£11,108528,73690
North Ayrshire5£11,998422,8125
North Down5£11,417429,10019
North Lanarkshire9£10,488441,04443
North Yorkshire24£10,979434,73444
Northamptonshire11£9,778543,35832
Northumberland7£10,197635,04954
Nottinghamshire18£11,267429,27162
Oxfordshire9£10,518438,13427
Perth and Kinross5£11,285533,41911
Renfrewshire15£10,905527,28368
Rhondda Cynon Taf7£9,967544,02610
Scottish Borders1£10,999555,4524
Shropshire22£10,493435,22248
Somerset12£10,460537,31038
South Ayrshire6£11,245531,34119
South Lanarkshire2£11,848530,23130
South Yorkshire21£11,324429,07891
Staffordshire20£10,723437,55363
Stirling3£11,565427,61116
Suffolk16£11,221432,80145
Surrey17£11,430425,19319
Swansea5£11,298452,80953
Tyne and Wear28£10,818531,29081
Waltham Forest - Greater London4£11,661420,82218
Warwickshire15£10,586530,20733
West Dunbartonshire3£10,565541,3789
West Lothian1£11,498521,00440
West Midlands64£10,832533,847195
West Sussex6£11,894426,04638
West Yorkshire38£10,479431,758101
Wiltshire6£11,172534,070120
Worcestershire9£9,763546,11856
Wrexham1£9,740627,6302
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