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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,329£10,923532,4514,427
Aberdeen City9£11,120526,74630
Aberdeenshire5£12,622427,56512
Angus2£11,245422,9452
Antrim1£8,950633,3795
Ards2£9,497648,2382
Ballymoney1£9,295615,500-
Banbridge2£11,723424,9552
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London2£12,608423,6243
Bedfordshire26£12,142429,63176
Belfast3£9,216549,11222
Berkshire12£11,462426,70150
Bexley - Greater London2£12,989411,83810
Blaenau Gwent5£10,679439,54818
Brent - Greater London1£8,499740,000-
Bristol18£10,930525,25751
Bromley - Greater London4£12,906416,1808
Buckinghamshire12£12,668423,27255
Caerphilly1£9,695636,0002
Cambridgeshire26£11,466433,55370
Cardiff4£10,554526,24824
Carmarthenshire1£12,394517,50010
Ceredigion8£10,696544,64717
Cheshire36£11,343431,761155
City of Edinburgh20£11,135529,14161
City of London - Greater London25£10,675431,08492
Clackmannanshire2£10,848530,8122
Coleraine2£10,695341,9764
Cornwall5£11,447428,20829
County Durham35£10,528538,243149
Craigavon2£10,931530,2878
Croydon - Greater London7£10,646436,76716
Cumbria5£10,748445,71116
Derbyshire43£10,127437,806133
Derry1£9,890442,4831
Devon22£11,200433,70148
Dorset10£11,789428,70923
Dundee City5£10,717540,52712
Dungannon4£11,203433,9743
East Ayrshire9£9,900639,90221
East Dunbartonshire1£8,998557,6643
East Lothian1£10,999525,0554
East Riding of Yorkshire11£10,834429,50738
East Sussex10£11,288433,87015
Enfield - Greater London1£10,680420,8391
Essex23£11,427428,16093
Falkirk5£11,241428,95524
Fermanagh2£11,745436,7343
Fife9£11,835428,84135
Glasgow City31£10,422534,876101
Gloucestershire16£10,731429,566126
Greater Manchester68£10,940430,330201
Gwynedd3£12,995422,333-
Hampshire35£10,879530,316106
Harrow - Greater London1£9,49549,055-
Havering - Greater London5£9,354539,15116
Herefordshire5£12,056423,65519
Hertfordshire21£10,658428,92140
Highland6£12,112423,64913
Hillingdon - Greater London3£10,027537,94310
Hounslow - Greater London1£8,490646,6371
Inverclyde1£9,298632,7907
Isle of Anglesey1£9,899639,0001
Isle of Wight2£11,995728,100-
Kent29£11,599526,54778
Kingston upon Thames - Greater London1£5,950741,961-
Lancashire59£11,035433,980140
Leicestershire15£10,748532,31072
Lincolnshire26£10,912428,867154
Magherafelt2£10,573536,5002
Merseyside32£10,853531,65897
Merthyr Tydfil8£11,343431,1536
Moray20£12,380427,80033
Newport6£11,657518,55054
Newry and Mourne2£11,740518,6476
Newtownabbey3£12,030417,41313
Norfolk44£12,671426,23697
North Ayrshire3£9,829538,2543
North Down7£11,910427,69420
North Lanarkshire12£10,974438,21632
North Yorkshire14£10,445541,18951
Northamptonshire13£10,172538,08938
Northumberland13£10,809541,05855
Nottinghamshire16£10,847432,87568
Oxfordshire5£10,866531,92024
Pembrokeshire1£10,799441,169-
Perth and Kinross2£8,598662,83013
Renfrewshire13£10,806532,98876
Rhondda Cynon Taf7£10,078544,5998
Scottish Borders1£11,999378,1592
Shropshire25£10,647430,87244
Somerset9£10,458534,92046
South Ayrshire8£10,621533,94219
South Lanarkshire7£11,255426,99632
South Yorkshire27£10,922432,69692
Staffordshire16£10,016538,34477
Stirling3£9,898546,84319
Strabane1£9,495640,000-
Suffolk19£11,563428,48950
Surrey15£11,629525,26321
Swansea19£12,901428,87855
Tyne and Wear33£11,090431,18184
Waltham Forest - Greater London3£12,246422,01827
Warwickshire12£10,438529,45333
West Dunbartonshire3£11,231537,3689
West Lothian4£11,573425,67545
West Midlands75£10,866432,078192
West Sussex5£13,506513,00240
West Yorkshire33£10,861428,634118
Wiltshire5£11,366429,662120
Worcestershire10£10,666543,77763
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