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Used Toyota Yaris on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,188£13,599634,4778,738
Aberdeen City9£13,548532,05846
Aberdeenshire6£24,162418,8869
Angus4£11,683932,9127
Ards3£11,910833,2077
Armagh1£9,400576,4003
Ballymena13£15,319427,42330
Ballymoney2£8,1251049,007-
Banbridge1£4,3501275,0003
Barking & Dagenham - Greater London5£9,316874,99710
Barnet - Greater London3£13,758521,50013
Bedfordshire172£15,912525,008159
Belfast26£13,979628,50153
Berkshire91£12,763833,037194
Bexley - Greater London1£2,2952057,0001
Blaenau Gwent7£11,327729,8653
Brent - Greater London9£10,108850,36512
Bridgend1£10,995749,688-
Bristol40£16,131521,25594
Bromley - Greater London47£17,817318,500111
Buckinghamshire69£14,797630,162168
Caerphilly1£2,79517130,0004
Cambridgeshire97£14,575631,092161
Cardiff32£17,211419,75568
Carmarthenshire18£14,713521,00941
Carrickfergus2£10,595651,4791
Ceredigion23£16,655417,84239
Cheshire52£13,921629,745139
City of Edinburgh40£13,866628,79192
City of London - Greater London101£12,970631,333224
Coleraine3£17,013324,12510
Conwy1£11,9951115,4372
Cookstown6£12,554645,0086
Cornwall6£10,312839,91116
County Durham61£15,393526,818136
Craigavon16£14,492524,02921
Croydon - Greater London39£15,701519,642129
Cumbria21£13,994633,01648
Denbighshire2£14,729515,480-
Derbyshire89£16,006524,230207
Derry7£19,021316,47515
Devon58£15,851524,395114
Dorset30£10,611933,26765
Down5£12,479532,3235
Dumfries and Galloway6£11,796844,96710
Dundee City22£15,392423,17251
Dungannon2£15,240647,279-
Ealing - Greater London39£6,7551150,85345
East Ayrshire8£9,035954,32217
East Riding of Yorkshire8£9,537956,16227
East Sussex74£14,518631,808173
Enfield - Greater London34£15,836418,51462
Essex99£14,797626,989204
Falkirk27£15,681523,67831
Fermanagh1£17,495318,0011
Fife16£14,536531,48729
Flintshire2£7,9931136,4302
Glasgow City41£15,596422,92084
Gloucestershire26£16,351527,50568
Greater Manchester234£12,364737,122591
Gwynedd1£18,495212,500-
Hammersmith & Fulham - Greater London1£3,9951975,000-
Hampshire101£14,685631,782241
Haringey - Greater London1£11,750737,000-
Harrow - Greater London9£10,394739,59012
Havering - Greater London42£12,609739,69360
Herefordshire14£16,664414,63020
Hertfordshire107£14,916528,792241
Highland4£14,422644,63120
Hillingdon - Greater London25£7,0371167,85853
Hounslow - Greater London24£12,674837,69717
Isle of Anglesey2£7,1381154,683-
Isle of Wight8£17,273523,50027
Kent115£15,276529,179277
Kingston upon Thames - Greater London6£4,9681379,71814
Lancashire141£14,042628,815273
Larne2£19,470748,8872
Leicestershire83£12,754838,337165
Lincolnshire69£15,301525,199127
Lisburn1£15,995422,0002
Magherafelt4£17,336541,1134
Merseyside44£15,085422,62496
Merton - Greater London2£9,730868,00010
Midlothian1£22,99515,500-
Monmouthshire3£8,8631140,9333
Moray9£14,402316,2562
Neath Port Talbot3£7,8301042,579-
Newport12£18,640426,99665
Newry and Mourne2£16,626324,1321
Newtownabbey7£16,311530,23132
Norfolk81£15,352627,048166
North Ayrshire2£13,247618,54313
North Down2£10,470839,3054
North Lanarkshire8£13,908541,33421
North Yorkshire91£16,534424,598164
Northamptonshire32£15,400524,85793
Northumberland5£18,737416,24313
Nottinghamshire84£13,799634,270133
Omagh4£15,357648,800-
Oxfordshire27£16,869427,26457
Pembrokeshire13£17,368311,46231
Perth and Kinross13£18,469424,08421
Redbridge - Greater London32£14,625631,21855
Renfrewshire12£16,398533,49634
Rhondda Cynon Taf8£8,3141269,33911
Richmond upon Thames - Greater London17£16,601417,56218
Rutland1£13,350520,7862
Scottish Borders1£9,995737,00019
Shropshire27£13,521635,89557
Somerset37£15,611526,917117
South Ayrshire16£10,809739,68220
South Lanarkshire20£15,295421,50153
South Yorkshire103£13,761630,088270
Staffordshire82£16,281520,501184
Stirling16£17,449422,76325
Strabane2£13,968436,253-
Suffolk38£14,385628,83192
Surrey61£10,805941,003121
Sutton - Greater London2£11,945634,8575
Swansea45£16,392419,62887
Torfaen1£2,9951671,3871
Tyne and Wear72£13,612631,396118
Waltham Forest - Greater London5£22,917421,9561
Wandsworth - Greater London2£7,8951133,9081
Warwickshire20£16,940524,54858
West Dunbartonshire4£10,597942,9905
West Lothian6£10,547647,6985
West Midlands182£12,913767,619355
West Sussex64£14,978627,501148
West Yorkshire139£12,754736,398281
Wiltshire30£15,498527,790100
Worcestershire39£16,093525,45581
Wrexham40£16,596418,19573
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