Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Toyota Yaris on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,590£14,043631,8628,855
Aberdeen City13£13,721530,90652
Aberdeenshire8£21,496418,5118
Angus4£10,933944,9875
Antrim1£6,9951119,0005
Ards2£15,855610,8978
Armagh2£8,675762,0705
Ballymena21£15,385426,00826
Ballymoney2£8,1251049,007-
Banbridge1£15,95033,9114
Barking & Dagenham - Greater London6£9,546962,0096
Barnet - Greater London6£11,286822,28314
Bedfordshire192£15,256627,624131
Belfast32£14,844524,16758
Berkshire97£14,613627,564200
Bexley - Greater London2£3,8731384,5552
Blaenau Gwent6£10,974633,6645
Brent - Greater London7£10,825842,23512
Bridgend1£10,995749,688-
Bristol32£15,882522,403114
Bromley - Greater London43£17,510416,266112
Buckinghamshire83£14,820528,450131
Caerphilly1£2,79517130,0001
Cambridgeshire127£14,549529,514153
Cardiff32£17,957315,54869
Carmarthenshire10£15,544518,20752
Carrickfergus1£8,195777,3042
Ceredigion15£16,948419,45645
Cheshire56£15,033524,006139
City of Edinburgh51£15,523526,66092
City of London - Greater London125£13,447630,655233
Clackmannanshire1£17,498316,088-
Coleraine4£17,308321,2725
Conwy1£11,9951115,437-
Cookstown10£17,831327,3616
Cornwall7£10,509840,70413
County Durham70£15,270524,526129
Craigavon13£16,272314,72824
Croydon - Greater London37£16,223417,147158
Cumbria28£14,702626,89147
Denbighshire2£14,729515,480-
Derbyshire107£15,985424,472205
Derry5£21,100312,88317
Devon55£15,354527,467123
Dorset32£12,029830,98165
Down4£13,725421,3635
Dumfries and Galloway6£11,796841,3948
Dundee City13£16,131521,59561
Dungannon2£13,420623,8382
Ealing - Greater London45£6,7041148,20751
East Ayrshire7£9,204849,63813
East Riding of Yorkshire8£10,524840,08918
East Sussex92£14,768627,751158
Enfield - Greater London31£16,184414,95859
Essex96£15,897523,418188
Falkirk31£15,691524,88030
Fife20£16,683423,45626
Flintshire1£11,490734,8322
Glasgow City44£15,531522,06389
Gloucestershire23£15,662526,57780
Greater Manchester272£13,064635,505611
Gwynedd1£18,495212,500-
Hampshire103£15,084528,826253
Haringey - Greater London1£11,750737,000-
Harrow - Greater London8£9,639749,8569
Havering - Greater London45£13,833634,18953
Herefordshire20£15,223518,83422
Hertfordshire124£14,955528,021243
Highland4£11,423738,47519
Hillingdon - Greater London29£6,8121168,45355
Hounslow - Greater London26£14,255731,84922
Isle of Anglesey1£4,2951283,6631
Isle of Wight9£18,431413,15123
Kent132£15,878423,260265
Kingston upon Thames - Greater London7£6,9961272,09316
Lancashire150£13,535729,187265
Larne1£34,95024,6003
Leicestershire73£11,645838,411169
Lincolnshire79£16,287525,940149
Lisburn1£15,995422,0002
Magherafelt2£21,723652,7275
Merseyside55£15,191422,583101
Merton - Greater London2£7,6451077,34011
Midlothian1£22,99515,500-
Monmouthshire3£8,0301059,6674
Moray6£11,989526,2856
Neath Port Talbot3£7,6631042,579-
Newport23£17,087423,30160
Newry and Mourne2£16,626324,1881
Newtownabbey7£13,506733,95830
Norfolk87£16,028524,048169
North Ayrshire2£13,497618,54311
North Down1£15,49547,1256
North Lanarkshire5£16,208535,18119
North Yorkshire98£16,056423,786178
Northamptonshire32£15,703523,39789
Northumberland6£15,881732,20212
Nottinghamshire83£14,951528,784126
Omagh4£10,932651,9271
Oxfordshire21£17,618426,80154
Pembrokeshire9£16,619413,84729
Perth and Kinross17£16,507420,82619
Redbridge - Greater London27£13,671631,61265
Renfrewshire19£15,611527,75934
Rhondda Cynon Taf10£10,0691052,36411
Richmond upon Thames - Greater London15£16,715419,71113
Rutland1£13,000520,7861
Scottish Borders3£8,581950,80014
Shropshire20£12,883639,09964
Somerset61£17,404422,962114
South Ayrshire17£11,315738,43818
South Lanarkshire29£15,894421,21354
South Yorkshire115£14,176530,766275
Staffordshire107£16,227420,561170
Stirling12£19,709316,24331
Strabane2£13,968436,333-
Suffolk48£14,333629,10485
Surrey69£12,049837,159124
Swansea28£15,841521,633102
The Vale of Glamorgan1£7,995866,885-
Tyne and Wear80£13,785629,935130
Waltham Forest - Greater London5£20,837418,7502
Wandsworth - Greater London1£2,9901655,0002
Warwickshire32£17,844420,59869
West Dunbartonshire5£11,897836,7224
West Lothian5£13,258429,41513
West Midlands209£13,503761,645368
West Sussex65£15,675525,946142
West Yorkshire155£14,322630,890314
Wiltshire29£15,952523,803103
Worcestershire50£16,523427,19383
Wrexham41£15,317423,10773
Add postcode for better results.