Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Toyota Yaris on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,630£13,996632,2168,826
Aberdeen City15£13,778530,99251
Aberdeenshire8£21,496418,5118
Angus4£10,933944,9875
Antrim1£6,9951119,0005
Ards2£15,855610,8979
Armagh2£8,675762,0705
Ballymena20£15,755424,95826
Ballymoney2£8,1251049,007-
Banbridge1£15,95033,9114
Barking & Dagenham - Greater London6£9,546962,0096
Barnet - Greater London5£10,614825,34015
Bedfordshire194£15,220628,118131
Belfast32£14,844524,16758
Berkshire99£14,624626,279198
Bexley - Greater London2£3,8731384,5552
Blaenau Gwent7£11,978631,4235
Brent - Greater London7£10,825842,23513
Bridgend1£10,995749,688-
Bristol32£15,942522,577114
Bromley - Greater London39£17,889314,676116
Buckinghamshire82£14,887528,366133
Caerphilly1£2,79517130,0001
Cambridgeshire125£14,780529,205151
Cardiff32£18,403316,49265
Carmarthenshire15£15,913419,04147
Carrickfergus1£8,195777,3042
Ceredigion23£16,039421,05138
Cheshire57£14,966523,758139
City of Edinburgh52£15,351526,16596
City of London - Greater London123£13,620629,980234
Clackmannanshire1£17,498316,088-
Coleraine4£17,308321,2725
Conwy1£11,9951115,437-
Cookstown10£17,831327,3616
Cornwall7£10,522840,70413
County Durham72£15,051525,733129
Craigavon12£16,329314,02324
Croydon - Greater London37£16,272417,306156
Cumbria28£14,702626,89148
Denbighshire2£14,729515,480-
Derbyshire106£15,975424,541208
Derry5£21,100312,88317
Devon60£15,265526,964116
Dorset32£12,090829,92164
Down4£13,725421,3635
Dumfries and Galloway6£11,796841,3947
Dundee City12£15,068521,49660
Dungannon3£11,443739,9951
Ealing - Greater London41£6,6711248,10851
East Ayrshire7£9,204849,63814
East Riding of Yorkshire10£10,375842,48116
East Sussex87£14,913627,371161
Enfield - Greater London32£15,944416,83459
Essex97£15,774523,572190
Falkirk31£15,691524,88031
Fife20£16,683423,45628
Flintshire1£11,490734,8322
Glasgow City46£15,542522,19189
Gloucestershire24£15,549525,81879
Greater Manchester280£12,879636,207603
Gwynedd1£18,495212,500-
Hampshire104£14,961528,722247
Haringey - Greater London1£11,750737,000-
Harrow - Greater London8£9,639749,85610
Havering - Greater London46£13,928633,70552
Herefordshire20£15,162518,83422
Hertfordshire125£14,992527,237245
Highland4£11,423738,47519
Hillingdon - Greater London28£6,9911066,79155
Hounslow - Greater London27£14,227631,78021
Isle of Anglesey1£4,2951283,6631
Isle of Wight9£18,431413,15124
Kent129£15,773423,827271
Kingston upon Thames - Greater London8£7,2201166,83215
Lancashire150£13,753628,354268
Larne1£34,95024,6003
Leicestershire74£11,593839,321171
Lincolnshire81£16,363525,750145
Lisburn1£15,995422,0002
Magherafelt2£21,723652,7275
Merseyside55£15,341422,306102
Merton - Greater London2£7,6451077,34011
Midlothian1£22,99515,500-
Monmouthshire3£8,0301059,6674
Moray6£11,989526,2856
Neath Port Talbot3£7,6631042,579-
Newport24£17,017424,41758
Newry and Mourne2£16,626324,1881
Newtownabbey8£12,617738,46328
Norfolk85£15,984523,860170
North Ayrshire2£13,497618,54311
North Down2£16,72338,9195
North Lanarkshire5£16,208535,18119
North Yorkshire99£16,061423,793178
Northamptonshire31£15,941521,74388
Northumberland7£15,183729,99011
Nottinghamshire84£14,898529,509127
Omagh4£10,932651,9271
Oxfordshire21£17,630426,80154
Pembrokeshire10£16,855413,29227
Perth and Kinross17£17,247420,84220
Redbridge - Greater London27£13,671631,61265
Renfrewshire19£15,611527,75934
Rhondda Cynon Taf11£9,5171056,87610
Richmond upon Thames - Greater London13£16,364420,18113
Rutland1£13,000520,7861
Scottish Borders3£8,581950,80014
Shropshire20£13,087639,80265
Somerset62£17,591422,362112
South Ayrshire18£11,186739,06017
South Lanarkshire29£15,923421,21355
South Yorkshire113£14,179630,624276
Staffordshire115£16,401420,028164
Stirling12£19,775316,24331
Strabane2£13,968436,333-
Suffolk47£14,673527,60785
Surrey68£12,059837,184125
Sutton - Greater London1£6,895965,5366
Swansea35£16,248420,03895
The Vale of Glamorgan1£7,995866,885-
Tyne and Wear78£13,866629,703132
Waltham Forest - Greater London5£20,837418,7502
Wandsworth - Greater London1£2,9901655,0002
Warwickshire34£19,581318,62266
West Dunbartonshire5£11,897836,7224
West Lothian5£13,258429,41514
West Midlands211£13,417761,664370
West Sussex63£15,612526,001144
West Yorkshire156£14,121631,337311
Wiltshire24£16,014523,961102
Worcestershire52£16,636426,78881
Wrexham40£15,506422,41074
Add postcode for better results.