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Used Toyota Rav 4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Rav 4 on finance

Embarking on the journey to finance a used Toyota RAV4 involves understanding various financing options and managing budgets and expectations accurately. Here’s a guide to assist you in making an informed decision.

1. Assess Your Requirements and Budget:

  • Choose Your RAV4: Identify the model, year, and specifications that meet your needs.
  • Budget Allocation: Set aside a budget for the down payment and ascertain a manageable monthly installment.

2. Examine Financing Alternatives:

a. Bank Loan:
  • Pros: Tends to have lower interest rates and established terms.
  • Cons: Might have rigorous approval processes.
b. Hire Purchase (HP):
  • Pros: Direct and straightforward, vehicle ownership after final payment.
  • Cons: Monthly installments can be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly installments, flexibility at contract end.
  • Cons: A substantial lump sum if choosing to own the vehicle.
d. Dealer Financing:
  • Pros: Convenient and may have special offers.
  • Cons: Sometimes higher interest rates than other options.
e. Peer-to-Peer Lending (P2P):
  • Pros: Often quick with potentially competitive rates.
  • Cons: Ensure the platform’s credibility.

3. Navigating Through the Purchase Process:

a. Locating a Reliable Seller:
  • Ensure the seller has a credible reputation and positive reviews.
b. Negotiating the Price:
  • Familiarize yourself with market prices for better negotiation.
c. Contract Agreement:
  • Read and comprehend all terms before affixing your signature.
d. Car Insurance:
  • Choose a fitting insurance policy before taking the car on the road.

4. Post-Purchase Considerations:

  • Routine Maintenance: Stick to maintenance schedules to ensure vehicle longevity.
  • Loan Management: Ensure timely payments and keep an eye on your financial status.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars depreciate and incorporate that into financial planning.
  • Loan Tenure: Recognize the overall cost implications of the loan duration.
  • Warranties: Check existing warranties and contemplate if extended ones are beneficial.

Conclusion:

Financing a used Toyota RAV4 requires a thorough understanding of your finances, a solid grasp of the total payable amount, and a meticulous understanding of all terms and conditions. Whether consulting a financial advisor or utilizing online calculators, make sure to be adequately prepared and informed, ensuring your journey with your RAV4 is both enjoyable and financially secure.

About the Toyota Rav 4

The Toyota RAV4, a versatile and rugged SUV, has earned a special place in the hearts of British drivers who appreciate reliability, practicality, and off-road capability. In a country where diverse landscapes beckon adventurers and families alike, the RAV4 stands out as a dependable choice. In this article, we'll explore the standout features of the Toyota RAV4, introduce its competitors in the UK market, and discuss the enticing financing options available for this iconic SUV.

Toyota RAV4 Key Features:

  • Off-Road Prowess: The RAV4 is engineered to tackle a variety of terrains, thanks to its advanced all-wheel-drive system and ground clearance, making it a great companion for outdoor enthusiasts.
  • Spacious Interior: Inside, you'll find a roomy cabin with comfortable seating and ample cargo space, catering to families, adventurers, and everyone in between.
  • Efficient Powertrains: The RAV4 offers a range of efficient petrol and hybrid engines, providing good fuel economy without compromising on performance.
  • Advanced Safety Features: Toyota's Safety Sense suite is included, featuring a variety of driver assistance technologies for enhanced safety on the road.

Rivals in the UK Market:

The Toyota RAV4 faces competition from other compact SUVs in the UK's SUV segment:

  • Nissan Qashqai: The Qashqai is known for its stylish design and practicality, appealing to urban drivers and families.
  • Honda CR-V: Honda's CR-V offers a comfortable ride, a spacious interior, and a range of efficient engines, making it a popular choice in the segment.
  • Mazda CX-5: The CX-5 combines sleek design with a premium interior and engaging driving dynamics, offering an alternative for SUV enthusiasts.
  • Ford Kuga: The Kuga provides a well-rounded package with various engine choices, an attractive interior, and advanced tech features.

Conclusion:

The Toyota RAV4, with its reliability, spaciousness, and off-road capabilities, has established itself as a dependable SUV for British drivers. In a country that values practicality and adventure, the RAV4 offers a compelling package. With flexible financing options, owning this iconic SUV becomes an accessible and appealing proposition for those who seek a versatile and reliable vehicle for their UK journeys.

Toyota Rav 4 Data by County

Toyota Rav 4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,572£19,323752,3514,189
Aberdeen City3£22,232539,73918
Angus2£7,9901862,4707
Antrim3£14,813771,8004
Ards1£22,999548,4244
Armagh4£7,8841198,795-
Ballymena5£33,285219,24016
Ballymoney1£7,990998,2752
Banbridge2£12,170971,1752
Barnet - Greater London4£18,671642,2912
Bedfordshire37£17,847864,93377
Belfast17£32,087220,54148
Berkshire23£21,239661,99284
Bexley - Greater London2£12,988969,500-
Blaenau Gwent2£15,963859,5282
Brent - Greater London3£12,485969,0007
Bristol15£35,718215,65639
Bromley - Greater London18£29,896320,78856
Buckinghamshire19£18,689855,95386
Caerphilly3£6,3301482,8852
Cambridgeshire34£19,630651,403113
Cardiff19£26,004435,56440
Carmarthenshire6£27,296329,89014
Ceredigion8£21,685541,23615
Cheshire29£23,994531,44167
City of Edinburgh13£24,900540,77739
City of London - Greater London62£23,482442,823232
Clackmannanshire1£24,498361,419-
Coleraine1£9,4951194,2636
Cookstown8£25,352441,36219
Cornwall1£5,25013114,0006
County Durham12£17,597860,33552
Craigavon6£22,956641,38423
Croydon - Greater London17£22,446538,83984
Cumbria6£24,078730,00927
Derbyshire30£23,291640,68472
Derry3£28,728435,3718
Devon30£23,957538,14163
Dorset12£15,3221071,12324
Down1£15,495762,3942
Dundee City11£26,530431,87424
Dungannon1£8,745994,0002
Ealing - Greater London4£12,6201167,6439
East Ayrshire1£24,998326,4843
East Lothian2£8,2451083,802-
East Renfrewshire1£10,999867,460-
East Riding of Yorkshire8£20,889450,76710
East Sussex29£21,015639,78281
Enfield - Greater London3£24,143545,01318
Essex31£21,813739,53798
Falkirk8£28,808325,88916
Fermanagh3£7,9951168,9726
Fife7£21,184832,13911
Flintshire1£12,998773,479-
Glasgow City12£17,520753,12127
Gloucestershire14£27,858635,31941
Greater Manchester101£20,827647,972224
Hampshire32£24,473531,316116
Harrow - Greater London2£17,995750,0006
Havering - Greater London10£22,685738,57726
Herefordshire5£25,937427,96422
Hertfordshire57£23,632543,706171
Highland3£9,4961070,07413
Hillingdon - Greater London5£10,5829102,80410
Hounslow - Greater London3£11,8931263,6935
Isle of Wight4£30,324318,3869
Kensington & Chelsea - Greater London1£21,950423,300-
Kent53£24,142537,186179
Kingston upon Thames - Greater London2£11,5971199,055-
Lancashire57£17,994859,16499
Leicestershire32£20,056745,83266
Lincolnshire24£18,940744,14874
Lisburn2£17,493854,8761
Magherafelt2£19,150755,0003
Merseyside23£24,729430,07840
Merthyr Tydfil1£3,9952366,0001
Merton - Greater London2£21,325639,000-
Monmouthshire1£3,99520135,0001
Moray4£23,871635,6451
Newport11£19,247652,68325
Newry and Mourne5£12,595971,36010
Newtownabbey10£26,107432,82717
Norfolk26£20,302742,13173
North Ayrshire3£11,399865,6332
North Down2£24,340334,8464
North Lanarkshire6£17,446755,88410
North Yorkshire19£21,543741,34647
Northamptonshire17£22,404647,05548
Northumberland1£19,649711,8582
Nottinghamshire24£20,914643,69982
Omagh1£19,950575,8231
Oxfordshire13£21,170637,58033
Pembrokeshire4£27,620426,05511
Perth and Kinross5£24,454526,78312
Powys2£12,3958104,851-
Redbridge - Greater London8£22,720546,94026
Renfrewshire8£18,497656,28415
Rhondda Cynon Taf1£11,999782,0736
Richmond upon Thames - Greater London4£21,120647,7276
Scottish Borders1£18,495458,3009
Shropshire8£17,946751,86718
Somerset13£21,797541,97079
South Ayrshire6£17,496754,66015
South Lanarkshire4£23,857451,53924
South Yorkshire37£20,942650,67297
Staffordshire28£24,523537,026119
Stirling3£22,829442,52811
Suffolk13£18,741755,58730
Surrey24£17,623849,37936
Sutton - Greater London1£7,0001283,0001
Swansea16£18,004747,84226
Tyne and Wear23£19,703749,44758
Warwickshire13£29,020427,32425
West Dunbartonshire1£6,99510118,1224
West Lothian1£8,5901169,0003
West Midlands57£23,710646,618134
West Sussex20£24,656535,15542
West Yorkshire59£20,337749,039122
Wiltshire12£15,465854,11551
Worcestershire24£21,029641,68747
Wrexham13£23,910534,25833
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