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Used Toyota Rav 4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Rav 4 on finance

Embarking on the journey to finance a used Toyota RAV4 involves understanding various financing options and managing budgets and expectations accurately. Here’s a guide to assist you in making an informed decision.

1. Assess Your Requirements and Budget:

  • Choose Your RAV4: Identify the model, year, and specifications that meet your needs.
  • Budget Allocation: Set aside a budget for the down payment and ascertain a manageable monthly installment.

2. Examine Financing Alternatives:

a. Bank Loan:
  • Pros: Tends to have lower interest rates and established terms.
  • Cons: Might have rigorous approval processes.
b. Hire Purchase (HP):
  • Pros: Direct and straightforward, vehicle ownership after final payment.
  • Cons: Monthly installments can be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly installments, flexibility at contract end.
  • Cons: A substantial lump sum if choosing to own the vehicle.
d. Dealer Financing:
  • Pros: Convenient and may have special offers.
  • Cons: Sometimes higher interest rates than other options.
e. Peer-to-Peer Lending (P2P):
  • Pros: Often quick with potentially competitive rates.
  • Cons: Ensure the platform’s credibility.

3. Navigating Through the Purchase Process:

a. Locating a Reliable Seller:
  • Ensure the seller has a credible reputation and positive reviews.
b. Negotiating the Price:
  • Familiarize yourself with market prices for better negotiation.
c. Contract Agreement:
  • Read and comprehend all terms before affixing your signature.
d. Car Insurance:
  • Choose a fitting insurance policy before taking the car on the road.

4. Post-Purchase Considerations:

  • Routine Maintenance: Stick to maintenance schedules to ensure vehicle longevity.
  • Loan Management: Ensure timely payments and keep an eye on your financial status.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars depreciate and incorporate that into financial planning.
  • Loan Tenure: Recognize the overall cost implications of the loan duration.
  • Warranties: Check existing warranties and contemplate if extended ones are beneficial.

Conclusion:

Financing a used Toyota RAV4 requires a thorough understanding of your finances, a solid grasp of the total payable amount, and a meticulous understanding of all terms and conditions. Whether consulting a financial advisor or utilizing online calculators, make sure to be adequately prepared and informed, ensuring your journey with your RAV4 is both enjoyable and financially secure.

About the Toyota Rav 4

The Toyota RAV4, a versatile and rugged SUV, has earned a special place in the hearts of British drivers who appreciate reliability, practicality, and off-road capability. In a country where diverse landscapes beckon adventurers and families alike, the RAV4 stands out as a dependable choice. In this article, we'll explore the standout features of the Toyota RAV4, introduce its competitors in the UK market, and discuss the enticing financing options available for this iconic SUV.

Toyota RAV4 Key Features:

  • Off-Road Prowess: The RAV4 is engineered to tackle a variety of terrains, thanks to its advanced all-wheel-drive system and ground clearance, making it a great companion for outdoor enthusiasts.
  • Spacious Interior: Inside, you'll find a roomy cabin with comfortable seating and ample cargo space, catering to families, adventurers, and everyone in between.
  • Efficient Powertrains: The RAV4 offers a range of efficient petrol and hybrid engines, providing good fuel economy without compromising on performance.
  • Advanced Safety Features: Toyota's Safety Sense suite is included, featuring a variety of driver assistance technologies for enhanced safety on the road.

Rivals in the UK Market:

The Toyota RAV4 faces competition from other compact SUVs in the UK's SUV segment:

  • Nissan Qashqai: The Qashqai is known for its stylish design and practicality, appealing to urban drivers and families.
  • Honda CR-V: Honda's CR-V offers a comfortable ride, a spacious interior, and a range of efficient engines, making it a popular choice in the segment.
  • Mazda CX-5: The CX-5 combines sleek design with a premium interior and engaging driving dynamics, offering an alternative for SUV enthusiasts.
  • Ford Kuga: The Kuga provides a well-rounded package with various engine choices, an attractive interior, and advanced tech features.

Conclusion:

The Toyota RAV4, with its reliability, spaciousness, and off-road capabilities, has established itself as a dependable SUV for British drivers. In a country that values practicality and adventure, the RAV4 offers a compelling package. With flexible financing options, owning this iconic SUV becomes an accessible and appealing proposition for those who seek a versatile and reliable vehicle for their UK journeys.

Toyota Rav 4 Data by County

Toyota Rav 4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,590£19,722751,8394,174
Aberdeen City2£27,544327,96216
Aberdeenshire1£10,9951142,5733
Angus1£5,9902297,4857
Antrim4£10,609994,6663
Ards1£29,490331,5713
Armagh3£8,86210100,0603
Ballymena8£27,593438,59713
Ballymoney1£8,2501186,5001
Banbridge1£26,900326,0001
Barnet - Greater London4£18,896642,2912
Bedfordshire37£20,797754,86089
Belfast16£33,574218,79750
Berkshire20£20,602552,98883
Bexley - Greater London2£12,738969,500-
Blaenau Gwent2£16,713850,0051
Brent - Greater London5£12,3111168,8804
Bristol21£31,268331,36436
Bromley - Greater London18£27,686329,08760
Buckinghamshire21£20,111752,45189
Caerphilly3£6,3301482,8852
Cambridgeshire43£22,147642,729107
Cardiff17£24,187439,83638
Carmarthenshire2£21,135755,61612
Ceredigion2£17,322866,77617
Cheshire30£23,238534,16266
City of Edinburgh9£22,350542,11843
City of London - Greater London76£22,908542,866233
Coleraine3£15,892761,8804
Cookstown7£22,595554,17218
Cornwall2£6,62312105,7785
County Durham13£19,807658,82854
Craigavon13£24,717531,08924
Croydon - Greater London17£22,334543,06580
Cumbria9£21,956739,37125
Derbyshire25£19,780651,93177
Derry3£31,107324,0248
Devon31£22,078645,86462
Dorset9£21,139753,85526
Down2£18,723559,6081
Dundee City13£24,146641,01121
Dungannon1£8,875994,0002
Ealing - Greater London6£12,3101168,1276
East Ayrshire1£16,992752,1793
East Lothian1£7,995988,500-
East Riding of Yorkshire7£17,943653,2299
East Sussex43£23,569534,20373
Enfield - Greater London5£28,709424,25415
Essex29£20,992741,231112
Falkirk10£28,998427,26316
Fermanagh5£9,3601058,7406
Fife4£21,4441135,6949
Flintshire1£12,998773,479-
Glasgow City9£24,632536,26026
Gloucestershire14£28,080637,66142
Greater Manchester90£21,809645,801217
Hampshire34£23,386639,004107
Harrow - Greater London3£18,097656,4796
Havering - Greater London13£20,151848,82723
Herefordshire10£25,097429,06314
Hertfordshire50£24,301542,184172
Highland4£8,9961175,30813
Hillingdon - Greater London5£12,1727101,0169
Hounslow - Greater London5£17,135959,42610
Isle of Wight1£21,499445,91311
Kent68£25,209533,237183
Kingston upon Thames - Greater London2£11,6971199,055-
Lancashire52£17,357860,86292
Leicestershire30£20,604750,16263
Lincolnshire24£19,091744,40067
Lisburn2£23,245538,3432
Magherafelt3£15,683773,0002
Merseyside23£21,439637,38941
Merthyr Tydfil2£5,9971776,211-
Merton - Greater London1£29,990516,0001
Monmouthshire1£3,99520135,0002
Moray3£23,162639,8212
Newport3£10,880884,38334
Newry and Mourne8£12,314971,8508
Newtownabbey8£26,698434,46817
Norfolk26£17,491856,12672
North Ayrshire4£15,774753,2971
North Down3£15,660858,0722
North Lanarkshire6£18,514848,9436
North Yorkshire14£18,944849,89052
Northamptonshire13£23,510648,66650
Northumberland1£19,649711,8582
Nottinghamshire22£22,487640,05684
Omagh1£19,950575,8231
Oxfordshire16£25,406530,60937
Pembrokeshire3£23,468435,80213
Perth and Kinross8£22,939528,02311
Powys2£12,3958104,851-
Redbridge - Greater London13£23,962533,16520
Renfrewshire7£17,997655,32417
Rhondda Cynon Taf3£18,490646,6996
Richmond upon Thames - Greater London8£27,620322,44116
Rutland1£27,500227,630-
Scottish Borders1£18,495458,3007
Shropshire8£19,691746,92215
Somerset20£21,587640,07372
South Ayrshire6£19,330652,85012
South Lanarkshire6£25,934435,72819
South Yorkshire32£17,975654,57999
Staffordshire34£24,031541,937113
Stirling3£29,829332,37112
Suffolk15£18,897755,37533
Surrey21£18,103852,75137
Sutton - Greater London1£7,0001283,0003
Swansea14£18,975642,88132
Tyne and Wear24£19,073749,65658
Warwickshire7£27,197632,15024
West Dunbartonshire1£6,99510118,1223
West Lothian2£27,994323,3881
West Midlands57£24,373645,519131
West Sussex14£25,826534,74362
West Yorkshire52£19,562752,570114
Wiltshire13£15,483956,60452
Worcestershire17£19,838644,73451
Wrexham13£24,672532,23232
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