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Used Toyota HILUX on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota HILUX on finance

If you're looking to acquire the robust and reliable Toyota Hilux, particularly if you're considering a used Toyota Hilux on finance in the UK, here's a guide to help you through the process:

  1. Research the Vehicle:

    • The Toyota Hilux has a long-standing reputation for toughness and reliability.
    • Familiarise yourself with the various trim levels, engine options, and features across different model years.
    • For those looking at used models, it's advisable to research any known issues or general maintenance pointers for the Hilux.
  2. Searching for a Used Model:

    • Begin with Toyota's official approved-used vehicle programme. Vehicles here often come with some form of warranty and have undergone checks for assurance.
    • Expand your search to online classifieds, local dealerships, and used car platforms to compare prices and availability.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you'll make monthly payments. At the end of the term, you have the choice to pay the balloon payment and own the car, return it, or trade it in.
    • Hire Purchase (HP): Pay a deposit, then repay the vehicle's value in monthly instalments. Once you complete all payments, the Hilux is yours.
    • Leasing: Rent the Hilux for a set period, then return it at the end.
    • Personal Loan: Secure a loan to buy the Hilux outright, then repay the loan in monthly segments.
  4. Obtain and Compare Finance Quotes:

    • Seek quotes from Toyota dealerships and also independent finance providers. Some might offer specific deals for those seeking a used Toyota Hilux on finance.
    • Compare the APR (Annual Percentage Rate) to gauge the total cost of the finance.
  5. Review Your Credit Score:

    • Your credit rating can influence the finance terms you're offered.
    • You can check your score with major UK credit agencies such as Experian, Equifax, and TransUnion.
  6. Budgeting:

    • Determine a monthly payment that aligns with your budget.
    • Generally, a bigger deposit can lead to more favourable monthly payment terms.
  7. Understanding the Agreement:

    • If you're considering PCP or leasing, be aware of mileage restrictions and potential charges for surpassing them.
    • Understand any early termination fees and wear and tear standards.
  8. Negotiation:

    • Use your research to negotiate both the price of the vehicle and the finance terms, especially if you're contemplating a used Toyota Hilux on finance.
    • Focus on the total payable amount over the finance term, not just the monthly rate.
  9. Finalise the Deal:

    • Once you're content with the terms, proceed with signing the necessary paperwork.
    • Always read and understand all terms prior to signing. Retain a copy for your records.
  10. Insurance:

  • Before driving your Hilux, ensure it's adequately insured. Given the utilitarian nature of the Hilux, insurance might vary, so it's wise to shop around.
  1. End-of-Agreement Options:
  • With PCP, you can pay the balloon amount, return the car, or initiate a new finance deal.
  • For HP, after all payments, the vehicle is yours.
  • If leasing, return the vehicle in the expected condition.
  1. Additional Costs:
  • Keep in mind other potential costs such as road tax, maintenance, and any potential repairs.

Before finalising any agreement, always make sure the selected finance option fits well with your current and future financial situation. If you're uncertain about any aspect, consulting with financial professionals or someone experienced in vehicle finance can be invaluable.

About the Toyota HILUX

Toyota's reputation for producing durable, reliable vehicles is globally renowned, and the Hilux stands as a testament to that legacy. This pickup truck, with its rugged demeanour and dependable performance, has captured the hearts of many across the globe, including the discerning UK audience.

A Storied Past:

The Hilux, introduced in 1968, embarked on a journey that would see it become one of the world's most sought-after pickup trucks. Over the years, it has undergone numerous revisions, each iteration enhancing its capabilities and adapting to the ever-evolving needs of its user base. While the earlier versions were more utilitarian, the latest models seamlessly merge utility with luxury.

Modern Day Marvel:

Today's Hilux showcases Toyota's commitment to innovation. The exterior design strikes a balance between form and function. Its robust structure is designed to tackle the harshest terrains, while the stylish aesthetics ensure it doesn't look out of place in an urban setting. The interior is a blend of comfort and functionality, offering ample space, modern tech, and high-quality materials.

Performance Unparalleled:

Renowned for its resilience, the Hilux is often the vehicle of choice in challenging environments. Its engines, renowned for reliability, deliver power consistently, while the vehicle's suspension is adept at handling both off-road adventures and highway cruising. This versatility is one of the reasons why it remains popular among a wide range of users, from construction professionals to outdoor enthusiasts.

Facing the Competition:

In the UK, the pickup truck market has seen growth, with vehicles like the Ford Ranger, Mitsubishi L200, and Nissan Navara vying for attention. However, the Hilux, with its rich heritage and consistent performance, holds its own against these worthy adversaries.

A Smart Financial Choice:

For many, owning a Hilux is not just about possessing a vehicle but making an investment. Toyota's commitment to durability ensures that the Hilux retains its value over time. Prospective buyers in the UK have a range of financial options to consider, from traditional loans to flexible financing solutions tailored for both new and used models. It's easier than ever to drive away with this legendary pickup, regardless of one's budget constraints.

In Conclusion:

The Toyota Hilux is more than just a vehicle; it's an enduring symbol of reliability and performance. For the UK audience that values these traits, combined with modern comforts and innovative features, the Hilux remains a top choice. Whether for work, play, or a bit of both, this pickup promises to deliver, making every pound invested in it well worth the value.

Toyota HILUX Data by County

Toyota HILUX data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All603£23,913552,3501,117
Aberdeen City2£34,749311,46511
Angus1£17,9956104,8842
Antrim1£33,950217,5391
Ballymena3£19,398766,8717
Ballymoney1£18,995487,762-
Bedfordshire15£16,3791276,51617
Belfast8£29,874430,70321
Berkshire9£29,094427,80614
Brent - Greater London2£16,473521,0005
Bristol7£23,544454,00413
Buckinghamshire7£27,882518,77813
Cambridgeshire8£23,211659,19318
Cardiff6£24,075558,96711
Carmarthenshire3£33,106218,9425
Ceredigion1£11,99511136,4431
Cheshire11£26,103542,03321
City of Edinburgh7£30,534424,19420
City of London - Greater London3£37,833226,6222
Coleraine3£24,254442,9115
Conwy1£16,9951046,000-
Cookstown16£30,271341,51822
Cornwall5£25,146543,1787
County Durham6£25,331537,32336
Craigavon4£31,159221,5434
Cumbria8£24,766558,79318
Derbyshire13£25,603432,46531
Derry5£29,086445,35911
Devon21£25,840437,71240
Dorset2£24,490538,5005
Dumfries and Galloway2£28,997345,1663
Dundee City3£31,327212,96216
Dungannon1£12,9951253,2005
East Ayrshire2£25,499624,6193
East Riding of Yorkshire1£7,9951392,6071
East Sussex4£20,617646,1421
Essex23£21,003862,29439
Falkirk3£10,32710133,3755
Fife1£29,75022,19910
Glasgow City11£26,599534,8944
Gloucestershire8£23,593570,9754
Greater Manchester27£20,730765,19024
Gwynedd1£11,9956114,5787
Hampshire20£28,809442,52248
Havering - Greater London2£39,49029,7052
Herefordshire2£23,553962,3147
Hertfordshire13£25,348653,17122
Highland5£25,998441,10719
Hillingdon - Greater London1£9,99711101,111-
Isle of Wight3£30,167431,3131
Kent15£28,573437,34919
Lancashire14£19,736870,73046
Leicestershire21£23,130549,27017
Lincolnshire8£27,041345,2859
Lisburn8£29,704326,11011
Magherafelt2£11,9508104,5624
Merseyside1£10,4951089,7795
Midlothian1£35,995114,7501
Monmouthshire3£18,747565,7356
Moray4£19,120868,2505
Newport1£31,75018,5056
Newry and Mourne5£31,150426,8742
Newtownabbey3£31,664222,4471
Norfolk2£18,845676,3468
North Ayrshire1£8,4441373,5381
North Down2£16,740870,718-
North Yorkshire21£25,096545,18536
Northamptonshire3£31,231328,1512
Nottinghamshire12£26,350457,98247
Oxfordshire5£23,884565,96217
Perth and Kinross4£19,993865,6291
Powys1£20,990653,3244
Richmond upon Thames - Greater London1£30,995541,663-
Scottish Borders5£27,947429,03313
Shropshire16£18,871684,66713
Somerset9£21,801754,02614
South Ayrshire1£10,95011109,0006
South Lanarkshire4£33,748220,7773
South Yorkshire25£21,877661,40541
Staffordshire12£26,549330,34338
Suffolk2£30,832430,53614
Surrey8£18,691660,84418
Swansea3£27,580535,4382
Tyne and Wear6£24,832539,75715
Warwickshire1£10,00010151,7002
West Dunbartonshire2£16,995587,7802
West Midlands9£21,798656,17623
West Sussex3£28,430652,1845
West Yorkshire27£22,107768,97238
Wiltshire10£20,544580,92210
Worcestershire7£29,695436,15018
Wrexham3£28,328437,56412
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