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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,920£8,325736,0015,301
Aberdeen City7£9,526632,12047
Aberdeenshire2£8,673518,6655
Angus1£7,695632,9172
Antrim4£8,197654,2171
Ards4£9,495640,2804
Ballymena6£11,679415,49316
Ballymoney1£6,495723,0323
Barking & Dagenham - Greater London2£5,8451054,3201
Barnet - Greater London1£10,990521,2005
Bedfordshire40£6,5791045,05760
Belfast7£8,385727,86227
Berkshire26£7,548936,58059
Bexley - Greater London4£6,6211130,9028
Blaenau Gwent10£9,478531,13813
Brent - Greater London4£7,119938,4627
Bridgend1£9,995526,3011
Bristol16£8,642731,08783
Buckinghamshire21£8,254632,46062
Caerphilly7£8,150639,8027
Cambridgeshire23£7,748845,37682
Cardiff12£9,413623,69921
Carmarthenshire6£8,453737,26716
Carrickfergus1£11,950511,0001
Ceredigion5£7,656636,1027
Cheshire41£8,500733,755131
City of Edinburgh16£7,731746,01778
City of London - Greater London28£8,376738,15685
Clackmannanshire2£6,748847,3723
Coleraine2£13,420110,7961
Conwy1£13,495315,9842
Cornwall10£9,671522,3177
County Durham32£8,021734,956101
Craigavon1£9,299634,6622
Croydon - Greater London3£8,080728,5957
Cumbria5£8,327834,30326
Denbighshire1£7,295630,080-
Derbyshire42£9,193633,680134
Derry5£8,553533,3702
Devon39£8,275734,88766
Dorset14£6,872939,21035
Down1£6,350957,8022
Dumfries and Galloway2£6,1451244,5999
Dundee City9£10,455520,31930
Ealing - Greater London4£5,492954,22515
East Ayrshire9£9,048632,33421
East Lothian1£5,2501060,8843
East Riding of Yorkshire13£7,805744,36815
East Sussex42£9,830527,59899
Essex43£9,030730,20899
Falkirk24£9,199629,25148
Fife11£8,186825,45133
Flintshire1£7,495546,9114
Glasgow City26£9,881523,04079
Gloucestershire8£9,192533,79440
Greater Manchester150£8,040739,425404
Hampshire40£8,049837,631135
Harrow - Greater London7£6,382736,9988
Havering - Greater London9£7,656839,37339
Herefordshire8£8,169726,09114
Hertfordshire56£8,809736,604134
Highland4£10,947523,04618
Hillingdon - Greater London15£4,8781166,33119
Hounslow - Greater London10£7,332842,5937
Inverclyde1£7,000952,00013
Isle of Wight14£10,354622,74819
Kent59£8,611735,071194
Kingston upon Thames - Greater London3£5,9631044,85012
Lancashire57£8,471735,724183
Leicestershire24£7,653738,44744
Lincolnshire29£8,954629,004104
Merseyside43£9,198628,90088
Merthyr Tydfil1£8,490513,1872
Monmouthshire4£5,1961159,1674
Moray6£9,946419,6858
Neath Port Talbot3£5,262946,1963
Newport9£9,723526,78016
Newtownabbey2£6,495830,17511
Norfolk51£7,668837,540107
North Ayrshire4£10,122524,7089
North Down5£7,764545,2824
North Lanarkshire10£10,348430,42427
North Yorkshire35£9,205628,581107
Northamptonshire11£9,304632,80357
Northumberland3£7,233838,74014
Nottinghamshire32£8,981733,580133
Omagh1£2,9951279,000-
Oxfordshire20£9,115626,19027
Pembrokeshire1£9,789527,8946
Perth and Kinross3£11,193417,4576
Redbridge - Greater London2£9,495557,06510
Renfrewshire11£9,416625,29348
Rhondda Cynon Taf6£5,728965,36713
Richmond upon Thames - Greater London6£11,245519,2846
Rutland1£6,200037,9962
Shropshire13£9,041733,12737
Somerset28£10,886526,09074
South Ayrshire9£8,838734,26939
South Lanarkshire8£8,048734,70224
South Yorkshire58£8,872634,751167
Staffordshire35£8,248733,49896
Stirling4£10,694518,89831
Suffolk35£7,374849,09280
Surrey37£7,583840,15384
Sutton - Greater London2£7,0451171,7502
Swansea5£8,297738,59925
Torfaen1£5,7951073,000-
Tyne and Wear29£9,100637,56397
Waltham Forest - Greater London1£7,199539,3027
Warwickshire10£9,443425,94542
West Dunbartonshire1£3,5951272,5415
West Lothian5£8,697626,44820
West Midlands112£8,622635,032252
West Sussex28£8,623732,70891
West Yorkshire67£7,651741,662212
Wiltshire6£6,938945,14179
Worcestershire23£7,887740,34067
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