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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,017£8,514735,6065,099
Aberdeen City11£10,542521,41543
Aberdeenshire5£10,467418,9133
Antrim7£7,612750,6091
Ards2£8,025740,0004
Ballymena5£11,848418,50619
Ballymoney1£6,495723,0322
Barking & Dagenham - Greater London2£5,8451054,3201
Barnet - Greater London2£11,181416,5052
Bedfordshire42£7,334947,95658
Belfast8£8,336727,63625
Berkshire29£8,039838,29555
Bexley - Greater London3£6,4311036,3589
Blaenau Gwent11£10,671427,80618
Brent - Greater London1£8,190736,9078
Bridgend2£9,495530,6821
Bristol24£9,419623,38374
Buckinghamshire18£9,202628,45963
Caerphilly7£8,709536,7804
Cambridgeshire31£7,978744,51165
Cardiff11£9,760523,85428
Carmarthenshire5£9,245636,20013
Carrickfergus2£11,950418,5001
Ceredigion3£7,830634,0887
Cheshire43£7,923739,003117
City of Edinburgh16£6,445954,05379
City of London - Greater London30£9,491630,04490
Coleraine1£13,490111,2662
Cookstown1£4,4951273,6342
Cornwall9£9,329632,35210
County Durham30£7,999737,054102
Croydon - Greater London3£8,092747,21411
Cumbria11£9,187529,65724
Denbighshire2£8,295629,560-
Derbyshire41£8,875635,400126
Derry5£8,013640,0803
Devon34£8,296731,87766
Dorset11£7,131938,50340
Dumfries and Galloway2£5,9951254,7855
Dundee City8£10,388519,31932
Ealing - Greater London4£6,067940,65318
East Ayrshire14£9,699535,61820
East Dunbartonshire1£10,998415,9825
East Lothian1£4,9951060,8842
East Riding of Yorkshire10£7,163748,96515
East Sussex43£9,351628,60696
Essex29£7,894834,80797
Falkirk27£8,914629,98749
Fife17£7,798735,95433
Glasgow City25£10,087522,57982
Gloucestershire7£10,576518,75743
Greater Manchester151£8,290737,902374
Hampshire43£7,894839,340119
Harrow - Greater London9£7,195741,23410
Havering - Greater London10£8,796632,75430
Herefordshire12£7,877726,35914
Hertfordshire52£8,718733,779136
Highland5£11,717426,02219
Hillingdon - Greater London13£4,5971157,27427
Hounslow - Greater London11£7,784842,7199
Inverclyde2£8,397737,21413
Isle of Wight17£9,549826,31218
Kent48£8,793631,463184
Kingston upon Thames - Greater London2£6,7501135,65911
Lancashire73£7,810738,540174
Leicestershire29£7,625744,01548
Lincolnshire35£8,397734,299104
Magherafelt1£5,750835,0001
Merseyside45£8,945630,70882
Monmouthshire3£5,1621061,6804
Moray1£6,4981058,76911
Neath Port Talbot2£4,9951054,7204
Newport10£9,134529,74420
Newtownabbey2£7,999647,43912
Norfolk58£7,961740,237108
North Ayrshire4£9,672528,14010
North Down4£5,230868,2025
North Lanarkshire11£9,294538,14229
North Yorkshire37£9,037627,46678
Northamptonshire14£8,869631,74555
Northumberland1£8,699621,17514
Nottinghamshire41£9,493734,994114
Omagh2£6,745965,000-
Oxfordshire16£8,680729,46426
Pembrokeshire1£9,789527,8944
Perth and Kinross3£8,610625,2407
Redbridge - Greater London3£11,495438,5327
Renfrewshire9£9,309533,88546
Rhondda Cynon Taf10£6,914945,27110
Richmond upon Thames - Greater London8£13,93339,9287
Rutland1£8,250830,4833
Scottish Borders1£7,999638,56412
Shropshire16£8,669732,84733
Somerset37£10,033627,85065
South Ayrshire14£9,527530,84136
South Lanarkshire11£9,399623,92226
South Yorkshire57£8,340736,680164
Staffordshire43£9,268628,482104
Stirling5£10,535420,43829
Suffolk40£8,172741,54271
Surrey39£6,757944,14880
Sutton - Greater London3£6,6281070,122-
Swansea12£7,340749,04524
Tyne and Wear39£9,844529,52483
Waltham Forest - Greater London1£10,99937,7966
Warwickshire15£8,643633,11839
West Lothian6£11,048420,93320
West Midlands101£8,217739,740260
West Sussex22£8,497734,64391
West Yorkshire62£7,808737,907212
Wiltshire17£9,863527,88562
Worcestershire19£7,487841,94058
Wrexham1£6,2951159,8604
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