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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,042£8,536735,8215,116
Aberdeen City9£9,796625,11144
Aberdeenshire5£10,467418,9134
Antrim6£7,548753,2921
Ards4£9,359640,2802
Ballymena6£11,406420,14718
Ballymoney1£6,495723,0322
Barking & Dagenham - Greater London2£5,8451054,3201
Barnet - Greater London2£11,247416,5053
Bedfordshire43£7,259847,77658
Belfast9£8,854625,01225
Berkshire28£8,122837,31160
Bexley - Greater London3£7,1961122,5798
Blaenau Gwent13£10,552426,62517
Brent - Greater London1£8,190736,9079
Bridgend2£9,495530,6821
Bristol26£9,670623,38377
Buckinghamshire18£8,981630,26964
Caerphilly6£8,412537,3904
Cambridgeshire33£8,093741,90566
Cardiff11£10,287521,42226
Carmarthenshire6£8,453737,27614
Carrickfergus2£11,950418,5001
Ceredigion3£7,830634,0887
Cheshire45£8,115738,342116
City of Edinburgh17£6,929850,27583
City of London - Greater London23£8,114737,59990
Coleraine1£13,490111,2662
Cookstown1£4,4951273,6343
Cornwall8£9,246632,64610
County Durham33£7,974737,79699
Croydon - Greater London3£7,593842,90711
Cumbria9£8,730632,50722
Denbighshire2£8,295629,560-
Derbyshire41£8,986634,459131
Derry5£8,073640,0803
Devon33£8,444732,45369
Dorset13£6,9021040,99839
Dumfries and Galloway2£5,9951254,7857
Dundee City9£10,511421,94632
Ealing - Greater London4£6,892934,65317
East Ayrshire13£9,576537,11921
East Dunbartonshire1£10,998415,9825
East Lothian1£4,9951060,8842
East Riding of Yorkshire9£6,849852,68615
East Sussex42£9,892626,102101
Essex31£8,226734,100104
Falkirk29£8,919629,48448
Fife16£8,266730,75233
Glasgow City27£10,045523,03985
Gloucestershire7£10,253518,63343
Greater Manchester154£8,169738,855365
Hampshire39£7,740841,124123
Harrow - Greater London10£7,115740,6289
Havering - Greater London12£8,766735,95330
Herefordshire11£7,776730,00415
Hertfordshire55£9,109631,388136
Highland5£11,717425,90720
Hillingdon - Greater London13£4,4011167,06924
Hounslow - Greater London10£7,238946,3629
Inverclyde2£8,397737,21414
Isle of Wight17£9,549826,31219
Kent55£8,514733,230182
Kingston upon Thames - Greater London4£6,0851037,74110
Lancashire81£7,807738,403170
Leicestershire29£7,525743,58548
Lincolnshire39£8,633633,730104
Merseyside42£9,145629,02990
Merton - Greater London1£3,7501381,0004
Monmouthshire3£5,1621061,6804
Moray1£6,4981058,76911
Neath Port Talbot3£4,6621056,1473
Newport8£8,088635,71820
Newtownabbey2£7,999647,43912
Norfolk56£7,844839,934109
North Ayrshire3£8,996632,08210
North Down4£5,230868,2025
North Lanarkshire11£9,571532,60028
North Yorkshire37£9,263627,46177
Northamptonshire14£8,733731,97655
Northumberland1£8,699621,17514
Nottinghamshire43£9,616631,831115
Omagh2£6,495965,000-
Oxfordshire16£8,695729,46427
Pembrokeshire1£9,789527,8944
Perth and Kinross4£11,142420,3196
Redbridge - Greater London4£11,120440,0998
Renfrewshire12£9,706628,51244
Rhondda Cynon Taf10£6,914949,87010
Richmond upon Thames - Greater London6£12,912313,2336
Scottish Borders1£7,999638,56412
Shropshire16£8,787730,56431
Somerset34£10,003627,89871
South Ayrshire13£9,259533,41536
South Lanarkshire9£9,344625,33227
South Yorkshire58£8,560635,627165
Staffordshire40£9,190628,424109
Stirling4£10,546422,75830
Suffolk36£8,075742,39573
Surrey39£6,942843,98782
Sutton - Greater London3£6,6281070,122-
Swansea11£8,125744,61222
Tyne and Wear39£9,844528,92481
Waltham Forest - Greater London1£10,99937,7966
Warwickshire15£9,006629,26040
West Lothian5£12,058417,11522
West Midlands109£8,383737,906253
West Sussex23£8,793733,25989
West Yorkshire69£7,883738,881206
Wiltshire12£9,774630,09061
Worcestershire21£7,850739,07457
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