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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,946£8,338736,0075,288
Aberdeen City6£9,064634,83647
Aberdeenshire2£8,673518,6655
Angus1£7,695632,9172
Antrim4£8,197654,2171
Ards4£9,495640,2804
Ballymena7£11,211416,50516
Ballymoney1£6,495723,0322
Barking & Dagenham - Greater London2£5,8451054,3201
Barnet - Greater London1£10,990521,2005
Bedfordshire38£6,6161045,50162
Belfast7£8,377727,86227
Berkshire28£7,587935,17659
Bexley - Greater London4£6,6211130,9028
Blaenau Gwent11£10,298528,01514
Brent - Greater London4£7,119938,4627
Bridgend1£9,995526,3011
Bristol21£8,970727,19681
Buckinghamshire21£8,289632,46061
Caerphilly6£8,542536,0178
Cambridgeshire21£7,836843,55083
Cardiff11£9,588622,18222
Carmarthenshire6£8,453737,26716
Carrickfergus1£11,950511,0001
Ceredigion4£6,996739,1618
Cheshire46£8,401734,395130
City of Edinburgh16£8,031743,81478
City of London - Greater London26£8,591737,60587
Clackmannanshire2£6,748847,3723
Coleraine2£13,420110,7961
Conwy1£13,495315,9842
Cornwall10£9,671522,3177
County Durham32£8,351734,476100
Craigavon1£9,299634,6622
Croydon - Greater London3£8,080728,5957
Cumbria5£8,327834,30326
Denbighshire1£7,295630,080-
Derbyshire40£9,177634,477135
Derry5£8,553533,3702
Devon38£8,406733,22667
Dorset13£6,994939,76435
Down1£6,350957,8022
Dumfries and Galloway2£6,1451244,5997
Dundee City9£10,455420,69530
Ealing - Greater London5£7,591740,58016
East Ayrshire11£9,039630,74021
East Lothian1£5,2501060,8843
East Riding of Yorkshire12£7,372746,16015
East Sussex44£9,926526,95397
Essex41£8,991730,941101
Falkirk24£9,199629,25148
Fife11£8,186823,69533
Flintshire1£7,495546,9114
Glasgow City26£9,573525,18380
Gloucestershire9£9,059632,05040
Greater Manchester155£8,089739,472405
Hampshire41£8,266837,247137
Harrow - Greater London8£6,659742,8848
Havering - Greater London9£7,664839,37339
Herefordshire8£8,174726,09114
Hertfordshire58£8,762637,295135
Highland4£10,947523,04618
Hillingdon - Greater London17£4,7611167,97520
Hounslow - Greater London10£7,332842,5937
Inverclyde1£7,000952,00013
Isle of Wight14£10,354622,74819
Kent60£8,584735,162191
Kingston upon Thames - Greater London3£5,9631044,85012
Lancashire59£8,419736,287179
Leicestershire24£7,675737,54245
Lincolnshire34£9,149528,009105
Merseyside42£9,115629,95787
Merthyr Tydfil1£8,490513,1872
Monmouthshire4£5,1961159,1674
Moray5£10,136419,4229
Neath Port Talbot4£5,445949,6273
Newport10£9,796525,87417
Newtownabbey2£6,495830,17511
Norfolk52£7,650837,599107
North Ayrshire5£10,197525,7669
North Down5£7,764545,2824
North Lanarkshire10£10,348430,42427
North Yorkshire32£9,115629,537102
Northamptonshire11£9,322631,89958
Northumberland3£7,233838,74014
Nottinghamshire32£8,797736,322133
Omagh1£2,9951279,000-
Oxfordshire20£9,127626,19027
Pembrokeshire1£9,789527,8946
Perth and Kinross4£11,144418,8406
Redbridge - Greater London2£9,495557,06510
Renfrewshire12£9,256624,40046
Rhondda Cynon Taf6£5,728965,36713
Richmond upon Thames - Greater London6£11,245519,2846
Rutland1£6,200037,9962
Shropshire13£9,054733,12737
Somerset27£10,579526,10175
South Ayrshire9£8,838734,26938
South Lanarkshire8£8,190735,38625
South Yorkshire58£8,872634,751165
Staffordshire34£8,425731,51397
Stirling4£10,694518,89831
Suffolk32£7,401848,77180
Surrey38£7,531839,96681
Sutton - Greater London2£7,0451171,7502
Swansea8£7,028848,63625
Torfaen1£5,7951073,000-
Tyne and Wear31£9,254636,34996
Waltham Forest - Greater London1£7,199539,3027
Warwickshire10£9,443425,94542
West Dunbartonshire1£3,5951272,5415
West Lothian5£8,697726,53021
West Midlands116£8,702634,727247
West Sussex27£8,649733,58288
West Yorkshire68£7,665741,211210
Wiltshire5£6,5271049,72080
Worcestershire22£7,815740,42466
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