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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,034£8,583735,2645,096
Aberdeen City7£10,239525,17345
Aberdeenshire5£10,467418,9134
Antrim6£7,548753,2921
Ards4£9,409640,2803
Ballymena6£11,506420,14718
Ballymoney1£6,495723,0322
Barking & Dagenham - Greater London2£5,8451054,3201
Barnet - Greater London2£11,300416,5053
Bedfordshire44£7,138947,55860
Belfast8£8,411728,81425
Berkshire27£7,980839,07259
Bexley - Greater London3£7,1961122,5798
Blaenau Gwent12£10,099427,80019
Brent - Greater London1£8,190736,9079
Bridgend2£9,495530,6821
Bristol28£9,500624,64280
Buckinghamshire18£9,064630,82962
Caerphilly7£8,595533,1423
Cambridgeshire31£8,028741,54367
Cardiff10£9,788523,56826
Carmarthenshire6£8,453737,27314
Carrickfergus2£11,950418,5001
Ceredigion4£7,071747,3837
Cheshire43£8,260736,536122
City of Edinburgh19£7,514846,99180
City of London - Greater London29£9,627629,47285
Coleraine2£13,420110,7961
Cornwall8£9,246632,64610
County Durham32£8,338736,49698
Craigavon1£10,899410,0112
Croydon - Greater London4£6,308947,8489
Cumbria8£8,765631,71122
Denbighshire2£8,295629,560-
Derbyshire42£9,240633,658127
Derry5£8,073640,0803
Devon33£8,356731,89568
Dorset12£7,064936,77141
Dumfries and Galloway2£3,9951254,7857
Dundee City9£10,511421,94634
Ealing - Greater London3£7,925824,20417
East Ayrshire12£9,416538,00525
East Dunbartonshire1£10,998415,9825
East Lothian1£5,2501060,8843
East Riding of Yorkshire10£6,779851,91315
East Sussex45£10,023524,67197
Essex31£8,467734,007105
Falkirk26£9,176629,91346
Fife14£7,984831,45835
Glasgow City30£9,825526,30281
Gloucestershire6£9,913516,62443
Greater Manchester148£8,154740,307374
Hampshire39£7,679840,204126
Harrow - Greater London10£7,225740,6289
Havering - Greater London12£8,800735,95331
Herefordshire12£8,044728,45214
Hertfordshire56£8,756733,474134
Highland4£11,922524,71020
Hillingdon - Greater London13£4,4281167,06924
Hounslow - Greater London12£7,906842,8257
Inverclyde2£8,397737,21413
Isle of Wight15£9,736727,73520
Kent57£8,592732,415184
Kingston upon Thames - Greater London4£6,0851037,74112
Lancashire75£8,078736,218170
Leicestershire27£7,387743,28345
Lincolnshire41£8,492635,324101
Merseyside39£9,271632,70390
Merton - Greater London1£3,9941381,0004
Monmouthshire3£5,1631061,6804
Neath Port Talbot3£4,6621056,1473
Newport9£8,811532,36918
Newtownabbey2£7,999647,43912
Norfolk57£7,759739,935107
North Ayrshire3£8,996632,08210
North Down5£6,883756,4824
North Lanarkshire11£10,046531,92528
North Yorkshire39£9,121628,82880
Northamptonshire13£8,767734,65555
Northumberland1£8,699621,17516
Nottinghamshire42£9,908629,671113
Omagh1£2,9951279,000-
Oxfordshire16£8,695729,46427
Pembrokeshire1£9,789527,8944
Perth and Kinross6£10,893421,2574
Redbridge - Greater London4£11,120440,0998
Renfrewshire11£9,743528,37245
Rhondda Cynon Taf9£7,183950,07711
Richmond upon Thames - Greater London10£13,645310,1111
Scottish Borders1£7,999638,56412
Shropshire13£9,086631,85333
Somerset33£10,360526,95268
South Ayrshire13£9,159534,45036
South Lanarkshire7£8,714726,57828
South Yorkshire59£8,699636,074164
Staffordshire36£8,824630,553110
Stirling6£10,580422,75428
Suffolk35£7,747846,24573
Surrey40£7,056843,52578
Sutton - Greater London3£6,6281070,122-
Swansea12£8,490742,22723
Tyne and Wear36£9,871528,59982
Warwickshire15£8,852630,18142
West Lothian7£10,326521,51422
West Midlands112£8,535736,859252
West Sussex22£8,928730,91990
West Yorkshire72£8,259736,787203
Wiltshire11£9,963529,55465
Worcestershire22£7,636841,14560
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