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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,896£8,342735,8955,312
Aberdeen City7£9,526632,12047
Aberdeenshire2£8,673518,6655
Angus1£7,695632,9172
Antrim4£8,197654,2171
Ards4£9,495640,2804
Ballymena6£11,679415,49316
Ballymoney1£6,495723,0323
Barking & Dagenham - Greater London2£5,8451054,3201
Barnet - Greater London1£10,990521,2005
Bedfordshire38£6,7471043,12261
Belfast7£8,385727,86229
Berkshire23£7,383938,27259
Bexley - Greater London4£6,6211130,9028
Blaenau Gwent9£9,309533,05816
Brent - Greater London4£7,119938,4627
Bridgend1£9,995526,3011
Bristol16£9,033727,51782
Buckinghamshire21£8,254632,46063
Caerphilly7£8,150639,8027
Cambridgeshire21£7,731844,96686
Cardiff12£9,426623,69921
Carmarthenshire6£8,453737,26716
Carrickfergus1£11,950511,0001
Ceredigion5£7,656636,1027
Cheshire37£8,531733,167130
City of Edinburgh16£7,764746,01778
City of London - Greater London29£8,494736,93385
Clackmannanshire2£6,748847,3723
Coleraine1£13,490111,2661
Conwy1£13,495315,9842
Cornwall10£9,671522,3177
County Durham30£8,479731,507102
Craigavon1£9,299634,6622
Croydon - Greater London3£8,080728,5957
Cumbria6£8,055835,13625
Denbighshire1£7,295630,080-
Derbyshire40£9,189634,130136
Derry5£8,620533,3702
Devon40£8,338734,96565
Dorset13£6,6131041,37135
Down1£6,350957,8022
Dumfries and Galloway2£6,1451244,5999
Dundee City9£10,343418,59029
Ealing - Greater London7£6,634845,55712
East Ayrshire9£9,048635,10721
East Lothian1£5,2501060,8843
East Riding of Yorkshire14£8,309741,95516
East Sussex41£9,802527,74299
Essex45£8,902730,92298
Falkirk25£8,991629,25147
Fife10£7,804825,45133
Flintshire1£7,495546,9114
Glasgow City26£9,829523,20580
Gloucestershire9£9,348532,16939
Greater Manchester144£7,967740,060405
Hampshire42£8,190836,817132
Harrow - Greater London6£6,105630,3688
Havering - Greater London9£7,656839,37341
Herefordshire8£8,169726,09114
Hertfordshire55£8,889634,956133
Highland5£10,817521,98317
Hillingdon - Greater London14£4,7811167,92619
Hounslow - Greater London10£7,332842,5937
Inverclyde1£7,000952,00013
Isle of Wight14£10,354622,74819
Kent60£8,589735,162193
Kingston upon Thames - Greater London4£6,2201041,38711
Lancashire57£8,393736,823183
Leicestershire26£7,595738,76842
Lincolnshire30£9,037626,990103
Merseyside39£9,315628,28788
Merthyr Tydfil1£8,490513,1872
Monmouthshire4£5,1961159,1674
Moray6£9,946419,6858
Neath Port Talbot3£5,262946,1963
Newport9£8,995532,19616
Newtownabbey1£8,49565,00011
Norfolk50£7,705837,352109
North Ayrshire4£10,122524,7089
North Down5£7,764545,2824
North Lanarkshire10£10,358430,81527
North Yorkshire36£9,216629,295107
Northamptonshire12£8,282743,61156
Northumberland3£7,233838,74015
Nottinghamshire30£8,996734,317134
Omagh1£2,9951279,000-
Oxfordshire20£9,115626,19027
Pembrokeshire1£9,789527,8886
Perth and Kinross2£11,290417,4576
Redbridge - Greater London2£9,495557,06510
Renfrewshire10£9,178626,16049
Rhondda Cynon Taf6£5,728965,36713
Richmond upon Thames - Greater London6£11,245519,2846
Shropshire12£9,079732,16637
Somerset28£10,500526,55376
South Ayrshire10£9,104632,44539
South Lanarkshire8£8,074733,79823
South Yorkshire55£8,585636,668169
Staffordshire37£8,150734,22695
Stirling3£11,095517,73632
Suffolk37£7,403848,24979
Surrey37£7,576840,15386
Sutton - Greater London2£7,0451171,5502
Swansea5£8,297738,59926
Torfaen1£5,7951073,000-
Tyne and Wear27£8,957639,10495
Waltham Forest - Greater London1£7,199539,3027
Warwickshire10£9,443425,94542
West Dunbartonshire1£3,5951272,5415
West Lothian5£8,697726,53020
West Midlands112£8,585635,846252
West Sussex28£8,628732,70892
West Yorkshire63£7,776740,967213
Wiltshire6£6,938945,14180
Worcestershire23£7,887740,34068
Wrexham1£6,7951159,8604
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