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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,033£8,624735,5305,111
Aberdeen City9£9,852524,11444
Aberdeenshire5£10,467418,9134
Antrim6£7,548753,2921
Ards4£9,359640,2803
Ballymena6£11,506420,14718
Ballymoney1£6,495723,0322
Barking & Dagenham - Greater London2£5,8451054,3201
Barnet - Greater London2£11,250416,5053
Bedfordshire43£7,132948,00460
Belfast8£8,411728,81425
Berkshire26£8,109838,80062
Bexley - Greater London3£7,1961122,5798
Blaenau Gwent14£10,870424,72418
Brent - Greater London1£8,190736,9079
Bridgend2£9,495530,6821
Bristol26£9,673623,38379
Buckinghamshire17£8,951731,18564
Caerphilly7£8,595533,1423
Cambridgeshire33£8,087741,33865
Cardiff10£9,788523,56826
Carmarthenshire6£8,453737,27314
Carrickfergus2£11,950418,5001
Ceredigion4£7,071747,3837
Cheshire44£8,231737,069119
City of Edinburgh18£7,339848,11681
City of London - Greater London29£9,596630,32485
Coleraine2£13,420110,7961
Cornwall8£9,246632,64610
County Durham35£8,313735,52397
Craigavon1£9,450264,0003
Croydon - Greater London4£6,308948,0319
Cumbria8£8,765631,71122
Denbighshire2£8,295629,560-
Derbyshire40£9,206633,288130
Derry5£8,073640,0803
Devon31£8,444731,25769
Dorset13£7,505934,30539
Dumfries and Galloway2£5,9951254,7857
Dundee City9£10,511421,94634
Ealing - Greater London4£6,817934,65317
East Ayrshire12£9,416538,00521
East Dunbartonshire1£10,998415,9825
East Lothian1£5,2501060,8843
East Riding of Yorkshire9£6,867851,42915
East Sussex42£9,968524,994101
Essex32£8,452733,350105
Falkirk27£9,225629,79448
Fife16£8,266729,45535
Glasgow City27£10,127523,19484
Gloucestershire7£10,253518,63443
Greater Manchester142£8,145740,198376
Hampshire38£7,845839,337127
Harrow - Greater London10£7,135740,6289
Havering - Greater London12£8,800735,95330
Herefordshire12£8,044728,45214
Hertfordshire55£8,709733,397136
Highland5£11,717524,71020
Hillingdon - Greater London13£4,4051167,06924
Hounslow - Greater London11£7,874842,7198
Inverclyde2£8,397737,21414
Isle of Wight15£9,736727,73519
Kent53£8,649732,832186
Kingston upon Thames - Greater London4£6,0851037,74111
Lancashire79£7,942737,419172
Leicestershire25£7,349743,06447
Lincolnshire41£8,550634,000102
Merseyside41£9,277632,24589
Merton - Greater London1£3,7501381,0004
Monmouthshire3£5,1631061,6804
Neath Port Talbot3£4,6621056,1473
Newport9£8,811532,36919
Newtownabbey2£7,999647,43912
Norfolk57£7,850839,199110
North Ayrshire3£8,996632,08210
North Down5£6,883756,4824
North Lanarkshire10£10,121530,11929
North Yorkshire42£9,335527,38677
Northamptonshire14£8,689733,44156
Northumberland1£8,699621,17515
Nottinghamshire40£9,763630,590115
Omagh2£6,495965,000-
Oxfordshire16£8,695729,46427
Pembrokeshire1£9,789527,8944
Perth and Kinross5£10,872421,4645
Redbridge - Greater London4£11,120440,0998
Renfrewshire12£9,706528,37245
Rhondda Cynon Taf8£7,581946,21212
Richmond upon Thames - Greater London10£13,645310,1111
Scottish Borders1£7,999638,56412
Shropshire15£8,860731,46934
Somerset35£10,436525,81067
South Ayrshire13£9,505533,11637
South Lanarkshire7£8,714726,57828
South Yorkshire59£8,712635,360162
Staffordshire36£8,992630,030110
Stirling5£10,396423,89629
Suffolk36£7,775844,96772
Surrey41£6,938844,70178
Sutton - Greater London3£6,6281070,122-
Swansea12£8,490742,22723
Tyne and Wear37£9,860529,12282
Warwickshire15£8,852630,18139
West Lothian7£10,326521,51422
West Midlands111£8,465737,129253
West Sussex23£8,946630,75989
West Yorkshire71£8,181737,319203
Wiltshire12£9,774630,09064
Worcestershire22£7,636841,14559
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