Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
On the market and ready for its new owner to drive away is this Kodiaq Kodiaq Se Tsi 4X4 that comes fitted out with manual transmission and a 1.4 ltr petrol engine. This second-hand model currently in stock at our dealership in Chorley has got 65,000 miles on the dash and has been finished in grey.
At our great price of only £23,999 is this Kodiaq, it has 20,879 miles clocked up on the dash and comes fitted out with a 2.0 L diesel engine with automatic transmission.
This second-hand Skoda Kodiaq 1.5 Tsi 150Ps Se L Executive 7S Act Dsg from this dealer has automatic transmission, a 1.5l petrol engine and 16,700 miles clocked-up on the dashboard.
On the market and ready for its new owner to drive away is this suv Skoda Kodiaq 2.0 Tdi Scr 200Ps Laurin Klement Dsg 4X4 at only £38,995. This dealership also provides you with the option to pay with manageable monthly repayments with repayment packages commencing at just £ pm.
Fitted with a 2000CC diesel motor and automatic transmission, this second hand Kodiaq from this dealer is up for sale in the tone of grey and has 29,285 miles clocked-up on the dash.
Coming with automatic transmission and a 2.0 Ltr diesel motor, this second-hand Kodiaq 2.0 Tdi 200 Se L 4X4 Dsg 7 Seat is finished in the shade of blue and has 45,915 miles clocked up on the dashboard.
With a 2.0l diesel engine with automatic transmission, this used Kodiaq Se Tdi Scr Dsg from this dealer is available for sale in the shade of white and has 82,737 miles on the dash.
Painted in the shade of red, this 2.0 litre diesel Skoda Kodiaq 2.0 Tdi 190 Sport Line 4X4 Dsg 7 Seat with automatic transmission is currently available to test drive.
Currently available for sale is this suv vehicle on offer at the great price of just £25,990. This dealership in Chipping Norton also gives you the option to purchase with affordable monthly payments with repayment packages starting at only £ monthly.
Be the next owner of this Kodiaq 1.5 Tsi Se 7 Seat that comes with manual transmission and a 1.5 LTR petrol motor. This used model currently on sale at this dealer priced at £19,999 comes finished in blue and has 26,541 miles clocked up on the dash.
For sale at the price of £29,995 or with the possibility to purchase using credit with achievable repayments starting off at £ pm, this grey Skoda incorporates a 2.0 L diesel engine with automatic transmission and has 45,000 miles on the dash.
Be the new owner of this Skoda Kodiaq that incorporates a 2.0 ltr diesel motor and automatic transmission. This second hand model has been finished in the tone of grey and has got 61,000 miles clocked-up on the dashboard.
Put yourself in the driver's seat of this Kodiaq in like new condition that is equipped with a 2.0l petrol motor and automatic transmission. This second hand one located in Colne has only got 4,620 miles clocked up on the dashboard.
Featuring a diesel 2.0 ltr engine with automatic transmission and with just 303 miles on the dashboard, this green door estate used car can very easily be mistaken for a newly bought vehicle.
Currently available to drive away is this Kodiaq 1.5 Tsi Sport Line Dsg 7 Seat finished in grey. This second hand model contains a 1500CC petrol motor with automatic transmission and has 18,096 miles on the clock.
Seize the opportunity to be the happy owner of this Skoda Kodiaq 2.0 Laurin And Klement Tdi 148 Bhp which is priced at this dealer's great price of just £22,495. It comes in blue, has got manual transmission and a 2.0 ltr diesel engine with 72,000 miles clocked up on the dashboard.
Learn about the Skoda Kodiaq's specifications, trim levels, and optional features.
Read reviews and user feedback.
Identify the variant and additional features you are interested in.
Types of Finance Options:
Personal Contract Purchase (PCP): Pay a deposit, then monthly instalments. At the end, you can pay a balloon payment to own the car, return it, or trade it in for a new deal.
Hire Purchase (HP): After paying a deposit, you'll pay off the value of the car in monthly instalments. Once all payments are made, you own the car outright.
Personal Loan: Secure a loan from a bank or lender, purchase the car outright, and then repay the loan in instalments.
Leasing: You rent the car for a fixed period (usually 2-4 years) and then return it at the end.
Shop Around:
Get multiple quotes from Skoda dealerships and independent finance providers.
Check the APR (Annual Percentage Rate) which includes all the costs of borrowing.
Consider any promotional deals from Skoda or specific dealerships.
Credit Score Check:
Your credit rating can influence the interest rate offered.
Check your score using UK credit reference agencies like Experian, Equifax, or TransUnion.
Address any discrepancies before applying for finance.
Set a Budget:
Decide on a comfortable monthly payment.
Remember: A larger deposit typically means lower monthly payments.
Examine the Terms:
Understand any mileage limits, especially relevant for PCP or leasing deals.
Ensure you're aware of any fees or penalties for early repayment or exceeding agreed mileage.
Negotiate:
Use your research to negotiate the price of the car and the terms of the finance deal.
It's not just about the monthly payment; consider the total amount repayable.
Close the Deal:
Once satisfied, complete the required paperwork.
Make sure you understand all terms and conditions before signing.
Retain a copy of the agreement.
Insurance:
Ensure you have car insurance in place before taking the vehicle.
Consider GAP insurance, which covers the difference between the outstanding finance and the car’s insurance valuation if it gets written off or stolen.
End of Agreement Choices:
For PCP: Decide to make the balloon payment, return the vehicle, or enter a new agreement.
For HP: The vehicle is yours once you've made the final payment.
For leases: Ensure the car meets the return conditions to avoid penalties.
Remember Additional Costs:
Consider road tax, maintenance, MOT (after the third year), and fuel.
For lease or PCP deals, be aware of potential charges for wear and tear that exceeds the agreed-upon limits.
Always ensure that any finance agreement aligns with your financial situation and long-term plans. If uncertain, seek advice from independent financial advisors or professionals before committing.
About the Skoda Kodiaq
When one thinks of an SUV that harmoniously combines style, practicality, and value, the Škoda Kodiaq often comes to mind. A relatively new entrant to the car scene, the Kodiaq has already made substantial inroads in the UK's SUV landscape.
Origins and Evolution: The Kodiaq's journey began in 2016, marking Škoda's ambitious foray into the large SUV domain. Named after the Kodiak bear from Alaska, this vehicle mirrored its namesake's strength and presence. From its initial unveiling, it was clear: Škoda was not just introducing an SUV; they were setting a new benchmark for what's expected in this segment.
Tailored for the British Climate and Roads: Designed with adaptability in mind, the Kodiaq navigates the diverse British terrains with ease. Whether it’s the rain-soaked streets of Manchester or the snowy roads of the North, the Kodiaq’s dynamic chassis control ensures stability. Its spacious interiors, capable of seating up to seven, makes it an ideal choice for families across Britain.
Facing the Competition: In a segment teeming with contenders like the Kia Sorento, Nissan X-Trail, and Peugeot 5008, the Kodiaq holds its own, thanks largely to its blend of functionality, premium feel, and competitive pricing. The signature Škoda 'Simply Clever' features further differentiate it, offering practical solutions that everyday drivers appreciate.
Final Thoughts: The Škoda Kodiaq is a testament to the brand's capability to craft a vehicle that resonates with the needs and desires of the modern UK driver. With its perfect blend of luxury, performance, and affordability, especially when considered with finance options, the Kodiaq stands as a compelling choice for those venturing into the SUV segment.
Skoda Kodiaq Data by County
Skoda Kodiaq data for the amount in stock, average price, age and mileage throughout
the UK and by county.