Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
The Skoda Kamiq is in the top 20 of the reliability index and at this dealer in Stourbridge you can pick up this used one for just £22,995. That is already really good deal for this model and even more so if you're less likely to have to shell out for repairs.
With a low mileage of only 1,698 miles clocked-up on the dash, this second hand car in an excellent, near mint condition is currently available for sale for £18,900 or on finance starting out at only £ per calendar month.
Be the next owner of this Skoda Kamiq that incorporates a 1.0 L petrol engine with automatic transmission. This second hand model has 2,341 miles on the clock.
On the market and ready for its new owner to drive away today is this Kamiq that is known to be one of the most durable and trustworthy vehicles on the market. It comes fitted with automatic transmission and a 1000cc petrol engine. This one now for sale at our dealership in Newport is a second hand model, but it's been wonderfully maintained so it's still in an almost flawless, like new condition and has only got 15,300 miles on the dash.
Up for sale and ready for its new owner to drive away is this Skoda Kamiq in like new condition that has got a L engine with transmission. This second hand model at this dealership in Wakefield has just few miles on the dash.
On offer and ready for its new owner to take home is this dependable and durable Skoda Kamiq which is listed as one of the UK's top 10 most reliable models. It is fitted with a 1.0 L petrol motor and manual transmission. This second hand model from this dealership has just 8,867 miles on the clock and has been finished in the tone of black.
A terrific price of only £13,999 is currently being advertised by us at this dealer for this Skoda Kamiq that is known as one of the most trustworthy and durable vehicles around. This particular model comprises of a 1.0L petrol engine, manual transmission and has 12,163 miles clocked up on the dash.
Second hand Skoda Kamiq in splendid condition in and out is currently available to buy at £20,995. This hatchback Kamiq 1.0 Tsi Se L Executive Euro 6 Ss looks and drives like new, contains a 1.0 ltr petrol engine with manual transmission and has done a mere 2,025 mi.
Have a look at this trusty Skoda Kamiq that has a top 20 ranking for its reliable build. It contains a 1500 CC petrol motor and automatic transmission. This used model currently for sale at our dealership has just 27,592 mi on the dashboard.
A hatchback car created by the Skoda company to provide motorists a higher level of reliability and trustworthiness than your average car, it supplies the driver with a petrol 1.0 Ltr engine and manual gearbox. This dealership currently has this second hand model in stock which has 3,320 miles clocked up on the dash and a grey finish.
With few miles on the dashboard and finished in white, this Skoda comes fitted with a 1.5L petrol engine and has got automatic transmission. Currently available for sale at the remarkable price of only £17,528 or with the option to buy using finance with manageable repayments on hand starting at £ per calendar month.
Fitted with a 1.0 LTR petrol motor and a automatic transmission, this trustworthy and reliable motor is currently available for sale in grey with 24,996 miles clocked-up on the dash.
Have a look at the great price of only £13,425 on this second hand, low mileage Skoda Kamiq that’s got a 1000 cc petrol motor, manual transmission and a mere 39,706 mi on the dashboard.
Up for sale and ready for its new owner to drive away today is this Kamiq 1.0 Tsi 95 Se that's been designed with reliability and trustworthiness in mind. It is fitted out with manual transmission and a 1.0 L petrol motor. This second-hand model now available from our dealership in Salisbury has a mere 31,077 miles clocked up on the dash and is finished in the shade of grey.
Get yourself in the driver's seat of this dependable Kamiq Petrol that is ranked amongst Britain's top 10 most reliable cars. It is fitted out with manual transmission and a 1000 cc petrol engine. This second hand one available from this dealership priced at £15,499 has only 15,250 miles on the dashboard.
Trustworthy and durable, the Skoda Kamiq is in the top 20 of the UK's reliability index. This second hand one available at this dealer is available for sale in a grey finish and has 42 miles clocked up on the dashboard.
Take a closer look at this Kamiq 1.5 Tsi 150Ps Se L Suv which has been engineered to have reliability and trustworthiness in mind. It comes equipped with a 1500CC petrol engine with transmission. This second hand one located in Royal Tunbridge Wells has a mere 24,494 miles clocked up on the dash.
Containing a 1.5 LTR petrol engine and automatic transmission, this second hand Kamiq is on offer in the tone of black with 31,500 miles on the dashboard.
Only £17,999 at this dealer for this second hand, low mileage Skoda Kamiq 1.5 Tsi Se Drive with 1,071 mi clocked-up on the dashboard and a 1500 cc petrol motor with manual transmission.
This Skoda has a 1.0 Litre petrol motor with automatic transmission and has clocked-up 14,153 miles. It is on offer and ready for you to drive away for the incredible price of just £15,680.
Have a closer look at this durable Skoda Kamiq that is featured in the UK's top 10 reliability index. It contains a 1.5l petrol engine and it has automatic transmission. This model currently available from our dealership in Liverpool is a used vehicle, but it was well looked after by the last owner so it's still in a nearly new, almost flawless condition with a mere 12,805 miles on the dash.
Securing financing for a used Skoda Kamiq involves several steps. Here’s a guide that comprehensively walks through the essentials of each phase, assisting you in making an informed decision.
1. Establish a Budget and Determine Needs
Define Your Requirements: Understand the specific variant, year, and features you desire in a Skoda Kamiq.
Budget Planning: Formulate a budget considering the down payment, monthly payments, and additional costs like insurance.
2. Explore Various Financing Options
Bank Financing: Check for auto loans from traditional banks, keeping an eye on interest rates and terms.
Hire Purchase (HP): Consider HP for straightforwardness - deposit, followed by fixed monthly payments, leading to ownership.
Personal Contract Purchase (PCP): PCP allows for lower monthly payments and flexible options at the end of the term.
Dealership Financing: Investigate dealership financing options, but ensure to compare with external financing terms.
3. Choosing the Right Skoda Kamiq
Comprehensive Check: Validate the vehicle’s condition mechanically and aesthetically.
History Report: Using the VIN, obtain a report detailing any accidents, finance outstanding, or notable issues.
4. Negotiation and Contract Validation
Negotiating: Be informed about the Kamiq’s market value to facilitate successful price negotiation.
Verify Contract Details: Ensure clarity and accuracy in all aspects of the agreement before finalizing.
5. Efficiently Manage Insurance
Insurance Shopping: Explore various insurance options, aiming for quality coverage at a cost-effective rate.
Possible Bundling: Inquire about potential savings through bundling different insurance policies.
6. Sustain Responsible Ownership
Punctual Payments: Adhere to the payment schedule to avoid penalties and protect your credit score.
Consistent Maintenance: Regularly service the Kamiq to maintain its condition and functionality.
7. Strategize for Future Endeavours
Retain Resale Value: Ensure optimal maintenance and keep all relevant documentation to enhance resale value.
Plan Post-Contract: Be clear about the subsequent steps once the finance term concludes – whether you intend to keep, sell, or trade the vehicle.
Conclusion
Navigating through the process of financing a used Skoda Kamiq requires astute planning and execution. From defining your requirements, investigating financing options, and prudently selecting the vehicle, to managing insurance and ensuring responsible ownership - each step is crucial. Adhering to this guide and possibly consulting with a financial advisor, will enable you to circumnavigate potential pitfalls, ensuring a rewarding ownership experience while maintaining financial stability.
About the Skoda Kamiq
In the world of compact SUVs, Škoda carved out a niche for itself with the introduction of the Kamiq. Marrying the quintessential Škoda design language with contemporary features, the Kamiq has become a sought-after vehicle for those wanting a blend of city-friendly size and robust performance.
A Brief Dive into Kamiq's Origins: Introduced in 2019, the Kamiq joined Škoda's line-up as the smallest SUV, complementing the Karoq and Kodiaq. Despite its younger age, it was quick to make a lasting impression, especially in the European and UK markets.
Kamiq on UK Roads: Perfectly attuned to the UK's diverse driving landscape, the Kamiq's design caters to both urban jaunts and countryside adventures. It boasts a practical layout, a spacious cabin, and an elevated driving position – offering a panoramic view of Britain’s historic streets and rolling hills.
The Competitive Arena: When venturing into the compact SUV sector in the UK, the Kamiq faces stiff competition. From the Nissan Juke to the Ford Puma and Volkswagen T-Cross, the arena is filled with contenders. Yet, the Kamiq, with its unique blend of aesthetics, advanced safety features, and Škoda's famed 'Simply Clever' solutions, ensures it remains a top choice for many.
Concluding Thoughts: The Škoda Kamiq is more than just a compact SUV; it's an embodiment of modern-day motoring needs. With its blend of style, functionality, and reliability, it's a fitting choice for the UK motorist. And with available finance options, embracing the Kamiq experience becomes an enticing, attainable aspiration.
Skoda Kamiq Data by County
Skoda Kamiq data for the amount in stock, average price, age and mileage throughout
the UK and by county.