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Used Nissan Navara on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Nissan Navara on finance

If you're in the market for a Nissan Navara, especially if you're contemplating obtaining a used Nissan Navara on finance in the UK, here's a comprehensive guide to assist you:

  1. Research the Vehicle:

    • The Nissan Navara is a well-regarded pickup truck known for its robustness, practicality, and comfortable cabin.
    • Understand the various trim levels, engine variants, and available features over different model years.
    • When exploring used options, research any frequent issues or particular wear and tear aspects associated with the Navara.
  2. Searching for a Used Model:

    • Start with Nissan's official approved-used vehicle programme. These vehicles typically come with a manufacturer's warranty and undergo thorough inspections.
    • Widen your search to online platforms, local dealerships, and car supermarkets to compare prices and availability.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you'll make monthly payments. At the end of the term, you have the choice to make the final balloon payment to own the truck, hand it back, or trade it in.
    • Hire Purchase (HP): After a deposit, you'll repay the vehicle's full value in monthly instalments. Once all payments are made, the Navara is yours.
    • Leasing: Lease the Navara for a set period, then return it once the agreement ends.
    • Personal Loan: Borrow money from a bank or financial institution, purchase the Navara outright, then repay the loan in instalments.
  4. Obtain and Compare Finance Quotes:

    • Get quotations from Nissan dealerships as well as independent finance providers. There may be promotional offers for those considering a used Nissan Navara on finance.
    • Compare the APR (Annual Percentage Rate) to understand the overall borrowing cost.
  5. Review Your Credit Score:

    • Your credit score can impact the finance rates and terms you qualify for.
    • Review your score with major UK credit bureaus (Experian, Equifax, TransUnion) and ensure its accuracy.
  6. Budgeting:

    • Decide on a comfortable monthly payment amount.
    • Providing a larger deposit can often lead to more favourable monthly rates.
  7. Understanding the Agreement:

    • For PCP or leasing, be mindful of any mileage restrictions and potential charges for exceeding them.
    • Familiarise yourself with any costs associated with ending the agreement prematurely or wear and tear criteria.
  8. Negotiation:

    • Based on your research, negotiate both the vehicle's price and finance terms. There's typically room for negotiation, especially if you're eyeing a used Nissan Navara on finance.
    • Aim to reduce the total amount payable over the term, not just the monthly instalments.
  9. Finalise the Deal:

    • Once you're content with the terms, complete the necessary paperwork.
    • Ensure you understand all terms before committing, and always keep a copy for your records.
  10. Insurance:

  • Before taking the Navara on the road, ensure you have the appropriate vehicle insurance. It's worthwhile to compare various providers to secure a competitive rate.
  1. End-of-Agreement Options:
  • For PCP: At the end, you can pay the final amount, return the vehicle, or start a new deal.
  • For HP: Ownership transfers to you after all payments are settled.
  • For leasing, ensure you return the vehicle in the stipulated condition.
  1. Additional Costs:
  • Keep in mind other potential expenses such as road tax, routine maintenance, servicing, and unexpected repairs.

Always ensure the finance option you select aligns with your present and projected financial situation. When in doubt, consider seeking advice from financial experts or trusted individuals.

About the Nissan Navara

The pickup segment has seen a significant upsurge in recent times, and the Nissan Navara has been a stalwart presence within it. Bridging the gap between rugged utility and everyday usability, the Navara has carved out a special niche for itself, especially on British roads.

Beginnings:
The story of the Nissan Navara began in the early 1980s, not as the 'Navara' we recognise today, but as the Datsun Pickup. Over successive generations, this workhorse was refined, and by the late 1990s, it adopted the moniker 'Navara' for various markets, including the UK.

Performance and Practicality:
For Brits, the Navara provided a compelling offer. It combined the toughness required for arduous tasks and the comfort demanded for daily drives. Especially in its later iterations, the Navara offered a more car-like driving experience without compromising its payload and towing capabilities. A balanced suspension setup meant it handled British B-roads with ease, and its robust build ensured it could withstand harsher off-road terrains.

Facing Off Against Competitors:
In the UK, the Navara has frequently locked horns with rivals such as the Ford Ranger, Mitsubishi L200, and Toyota Hilux. Each model brought its unique strengths to the fore. However, the Navara often stood out for its blend of comfort, practicality, and affordability, especially considering its high equipment levels.

Reception and Evolution:
Over the years, the Navara received periodic updates to keep it relevant. Interior upgrades, improved safety features, and cleaner, more efficient engines have been introduced to make the Navara a modern and reliable choice for both businesses and families.

Used Car Finance – A British Favourite:
Nissan has made strides to keep the Navara competitively priced, and the brand's reputation for reliability has solidified its resale value in the used car market. Additionally, the rising popularity of pickups in the UK has seen an increase in demand for finance options. Used car finance, in particular, has given many a chance to own a Navara without the initial financial strain, making it an accessible option for a wider range of potential owners.

A Lasting Legacy:
The Nissan Navara’s story is one of continuous evolution. From its early days as a simple pickup to its current position as a versatile vehicle that caters to diverse needs, it has become an indispensable part of the British automotive landscape. Its blend of durability and comfort has won over tradespeople and families alike.

In conclusion, the Nissan Navara stands as a testament to the fact that utility vehicles can offer more than just raw strength. With its history rooted in relentless refinement and its present in adaptability, the Navara is a shining example of how a pickup can be both a reliable workhorse and a family companion. Its availability on favourable used car finance terms in the UK further ensures its enduring appeal and relevance.

Nissan Navara Data by County

Nissan Navara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All715£18,033661,1501,171
Aberdeen City4£21,995440,58012
Aberdeenshire1£11,9508105,0001
Angus4£19,145744,5922
Antrim1£23,990338,0004
Armagh1£15,4956104,000-
Ballymena6£16,739675,1878
Ballymoney1£5,50012173,0003
Banbridge1£21,450350,000-
Bedfordshire43£14,914966,93038
Berkshire3£20,460531,73312
Bristol6£18,467567,8827
Buckinghamshire3£23,570337,7219
Caerphilly2£14,993692,1131
Cambridgeshire27£18,949652,73638
Cardiff3£17,579642,1401
Ceredigion3£18,328658,2584
Cheshire10£18,133655,29229
City of Edinburgh3£17,327649,37818
City of London - Greater London5£14,295878,4625
Coleraine1£18,750654,0006
Cornwall3£15,995553,9902
County Durham2£19,725640,50019
Craigavon1£14,995752,0045
Cumbria12£25,325530,60515
Denbighshire1£19,995346,6331
Derbyshire15£21,729546,73222
Derry1£20,950366,0002
Devon42£20,052548,24668
Dorset3£18,325643,4951
Down3£18,995539,7394
Dumfries and Galloway3£19,195459,2171
Dundee City7£13,709789,8567
Dungannon4£17,673570,6331
East Ayrshire1£21,999458,8137
East Renfrewshire1£15,999580,123-
East Riding of Yorkshire7£17,361577,03628
East Sussex2£16,990568,7702
Essex21£14,229873,00641
Falkirk3£14,658943,5555
Fermanagh5£16,292691,9433
Fife1£13,4956103,2007
Flintshire1£14,995784,900-
Glasgow City6£21,162454,14110
Greater Manchester17£16,465774,15827
Gwynedd2£13,410969,4076
Hampshire22£16,198672,41944
Havering - Greater London2£15,998640,0651
Herefordshire4£15,766769,1536
Hertfordshire3£14,656790,9874
Highland3£17,828649,0751
Hillingdon - Greater London2£9,099891,7426
Hounslow - Greater London1£5,9951947,0002
Isle of Wight4£18,245669,5252
Kent17£19,399557,78428
Lancashire30£15,116778,16236
Leicestershire10£21,564437,35119
Lincolnshire31£20,511548,01945
Lisburn4£15,783655,9005
Merseyside4£20,284461,7906
Moray4£19,494648,0381
Neath Port Talbot2£17,995568,818-
Newport1£22,990338,0001
Newry and Mourne4£22,099428,3816
Norfolk10£18,343554,96424
North Yorkshire16£17,950656,08729
Northamptonshire7£18,491683,72317
Nottinghamshire11£14,942675,35317
Omagh1£14,700793,0003
Oxfordshire9£20,169541,74132
Perth and Kinross3£17,662679,0613
Powys4£20,931441,31216
Rhondda Cynon Taf1£17,990661,877-
Scottish Borders1£19,995525,0002
Shropshire11£18,891556,30127
Somerset16£21,076541,51923
South Ayrshire1£21,999540,0093
South Lanarkshire2£21,623537,4353
South Yorkshire49£15,866670,96058
Staffordshire17£20,551546,40725
Strabane3£20,495451,7835
Suffolk5£20,650537,4739
Surrey5£23,819435,62215
Sutton - Greater London1£16,6496100,000-
Swansea2£28,000547,4902
Tyne and Wear14£18,522659,07624
Warwickshire3£19,543653,7655
West Lothian1£16,000775,7521
West Midlands8£15,782783,24523
West Sussex1£17,495676,8904
West Yorkshire59£18,539560,96576
Wiltshire10£15,345670,95323
Worcestershire4£22,245332,1287
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