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Used MG HS on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a MG HS on finance

Buying a used MG HS? Here’s a comprehensive guide to facilitate a smooth and informed purchase through adequate financing and wise decision-making.

1. Understand Your Budget

  • Fixed Spending Limit: Establish the maximum amount for both upfront and ongoing expenses.
  • Investigate Models: Examine various MG HS models and years to align with budget and requirements.

2. In-depth Vehicle Check

  • History Report: Ensure the vehicle has a clean history (accidents, ownership, etc.)
  • Expert Inspection: Employ a professional to check the vehicle's physical and mechanical state.

3. Assess Your Financial Health

  • Credit Score Check: A robust credit score will secure better loan terms.
  • Financial Stability: Confirm your budget can accommodate the potential monthly payments.

4. Explore Financing Alternatives

  • Bank Financing: Explore loan options and interest rates from various banks.
  • Hire Purchase: Pay an initial deposit, followed by fixed monthly payments for straightforward ownership.
  • Dealer Financing: Assess the financing plans offered by car dealerships.
  • Personal Contract Purchase (PCP): Offers lower monthly payments with various options at the contract's end.

5. Expert Negotiation

  • Knowledge Is Power: Familiarize yourself with market rates and specifications for informed bargaining.
  • Effective Dialogues: Harness clear and assertive communication to facilitate beneficial deals.

6. Scrutinize the Contract

  • In-depth Review: Ensure every detail, such as the interest rates and monthly payments, adheres to agreed terms.
  • Legalities: Confirm all aspects of the contract are clear and straightforward.

7. Pre-Ownership Arrangements

  • Optimal Insurance: Secure an insurance policy before finalizing the purchase.
  • Complete Documentation: Methodically process all required paperwork.

8. Sustaining Your Investment

  • Maintain Timely Payments: Regularly manage your payments to protect your credit score.
  • Upkeep and Maintenance: Regularly service the MG HS to retain its performance and value.

9. Forward Planning

  • End-of-Contract Strategy: Prepare for choices, such as refinancing or selling, as the contract concludes.
  • Preserve Resale Value: Maintain the vehicle in optimal condition for the best resale value.

Conclusion

Navigating through the financing of a used MG HS can be an uncomplicated process with meticulous planning, budgeting, and negotiation. Ensure consistent management of payments and maintenance throughout ownership to safeguard your investment and future resale value. With precise preparation, the pleasure of driving your MG HS will be matched by the satisfaction of a well-executed financial plan.

About the MG HS

Wading into the competitive arena of mid-sized SUVs, the MG HS presents itself as a compelling option, especially for the UK motorist. With a blend of modern styling, generous equipment levels, and a value-driven price tag, MG reiterates its commitment to offering quality vehicles that don't break the bank.

A Fresh Chapter for MG:

The MG HS, introduced in 2019, signifies the brand's evolution in the SUV segment. Building on the successes of previous MG models, the HS is designed to cater to families and individuals who seek space, comfort, and the latest in-car tech without the hefty price tag often associated with such offerings.

Stylish and Spacious:

Exterior aesthetics aside, the HS surprises many with its spacious and well-appointed interior. Soft-touch materials, a user-friendly infotainment system, and a plethora of safety features ensure a pleasant journey, whether it's city commuting or long-haul drives across the British countryside.

Position in the UK Market:

Within the bustling UK SUV segment, the MG HS squares off against rivals like the Nissan Qashqai, Kia Sportage, and Skoda Karoq. What sets the HS apart, however, is its unbeatable price-to-features ratio, making it an attractive proposition for value-conscious buyers.

In Conclusion:

The MG HS beautifully captures the brand's aspirations of delivering quality vehicles that resonate with the contemporary motorist. For those in the UK on the hunt for an SUV that's both feature-rich and affordable, the HS is a consideration that's hard to overlook.

MG HS Data by County

MG HS data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,408£18,805214,5003,528
Aberdeen City15£16,425320,28564
Aberdeenshire2£15,747418,24115
Angus2£19,22026,98310
Bedfordshire15£19,233210,34014
Belfast22£18,00429,30432
Berkshire15£21,57928,83118
Blaenau Gwent3£17,499213,5755
Bristol4£18,731215,0257
Bromley - Greater London8£17,720217,08017
Buckinghamshire22£20,99328,25522
Cambridgeshire13£16,441326,50564
Cardiff2£24,49517,62611
Carmarthenshire1£17,995415,5007
Ceredigion14£19,928212,45028
Cheshire36£20,17529,733120
City of Edinburgh16£17,748316,34366
City of London - Greater London29£21,93528,65183
Coleraine1£15,74024,006-
Conwy4£22,245211,048-
County Durham43£18,666210,872155
Croydon - Greater London20£17,102220,61333
Cumbria15£21,01415,09679
Derbyshire14£16,196219,32575
Devon6£19,322212,23222
Dorset4£21,22627,8668
Dumfries and Galloway1£21,69801,1904
Dundee City3£19,167318,33810
Dungannon1£14,990430,473-
East Ayrshire1£14,999338,6672
East Dunbartonshire1£17,698212,6503
East Riding of Yorkshire14£17,375315,63012
East Sussex3£17,791219,48915
Essex67£19,062210,250130
Falkirk6£15,546422,32115
Fermanagh3£24,95015,5471
Fife10£22,33428,22024
Glasgow City44£20,51328,681149
Gloucestershire16£21,844212,52747
Greater Manchester106£19,883211,619159
Gwynedd1£16,995432,000-
Hampshire26£16,918318,51159
Havering - Greater London15£20,44628,40223
Herefordshire1£15,250416,3052
Hertfordshire57£19,029213,21557
Highland7£20,998212,63814
Hillingdon - Greater London15£21,23029,35211
Hounslow - Greater London1£9,9504100,000-
Kent56£18,640212,24886
Lancashire55£18,317216,561174
Leicestershire16£18,05819,78634
Lincolnshire19£18,791211,72556
Lisburn1£15,69516,4564
Merseyside64£22,15126,33769
Merthyr Tydfil1£15,210411,242-
Moray2£16,745413,9758
Newport3£15,964217,76773
Newry and Mourne7£19,80319,02410
Newtownabbey4£18,310229,1207
Norfolk21£18,681213,43338
North Lanarkshire3£16,331228,98320
North Yorkshire18£18,034214,42429
Northamptonshire1£17,400016,2154
Northumberland11£20,008210,08821
Nottinghamshire6£17,331210,21426
Omagh2£18,640427,117-
Oxfordshire7£20,15927,42815
Pembrokeshire1£14,995433,1944
Perth and Kinross2£23,34736,48916
Renfrewshire3£20,66429,19675
Shropshire24£21,981110,99766
Somerset14£22,92523,84225
South Ayrshire9£18,320213,61034
South Lanarkshire7£23,22411,94722
South Yorkshire21£17,286316,83667
Staffordshire29£18,041218,66359
Stirling8£20,484211,15430
Strabane5£23,79016,2433
Suffolk20£19,211211,77029
Surrey31£18,200214,83278
Sutton - Greater London1£19,75011,060-
Swansea2£17,947316,91738
Tyne and Wear33£18,181210,83665
Waltham Forest - Greater London8£16,312214,44628
Warwickshire9£18,276214,8578
West Lothian3£15,831413,9806
West Midlands61£18,360214,308211
West Sussex8£19,46129,82122
West Yorkshire53£17,787214,128159
Wiltshire19£21,98626,75564
Worcestershire14£18,212213,29852
Wrexham1£18,400216,4031
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