Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Check out the amazing price at this dealership in Scunthorpe for this like new Kia with automatic transmission, a 1000 cc petrol motor and a mere 1,650 miles clocked-up on the dash.
Incorporating a 1.0 LTR hybrid engine and manual transmission, this second hand Stonic with just 15,343 miles on the dashboard has had such a good upkeep, it could quite easily be mistaken for a brand new car.
A second hand Kia with low mileage in an almost flawless, like new condition, this vehicle drives and looks like new; containing a 1000cc hybrid engine with manual transmission .
Available for viewing at this dealer is this Kia Stonic with low mileage. It has manual transmission and a 1.0L petrol engine with just 26,578 miles clocked-up on the dashboard.
There's an outstanding price at this dealer on this second hand, low mileage Kia with automatic transmission, a 1000 cc hybrid engine and a mere 27,173 miles on the dash.
At this car dealership there's a brilliant price for this second hand estate with a 1.0l petrol motor, 28,066 miles on the dashboard and manual transmission.
First registered in 2020: Second-hand Stonic 1.0T Gdi 3 Estate with automatic transmission with a 1.0 ltr petrol engine and only 23,080 miles clocked up on the dash.
Up for sale and ready for you to drive away today is this Kia Stonic 2 which contains a 1000 cc petrol motor with manual transmission. This one with low mileage from this dealership in Brighton comes in red and has only got 10,361 miles clocked up on the dash.
Now available at this dealership in Ayr is this car that features a petrol, 1.0 ltr engine and manual gearbox. It's on offer and ready for its new owner to drive away in a white finish with 43,928 miles clocked up on the dash.
On offer and available to take home is this Kia Stonic 1.0 T-gdi 2 Euro 6 Ss painted in the shade of grey; this model has 59,751 miles clocked-up on the dash and features a 1.0l petrol motor with manual transmission.
At this dealer you'll find the bargain price of just £9,890 on this Kia Stonic 1.4L 2 Isg 98 Bhp with a 1400 cc petrol motor, manual transmission and 52,824 miles clocked up on the dashboard.
Currently available from our dealership in the Online Sale area is this Stonic First Edition which comes equipped with a 1.0l petrol engine and manual transmission. It is up for sale and ready for its new owner to take home in a grey finish with 25,782 miles clocked-up on the dashboard.
On the market and ready for you to drive away is this Kia, it is fitted out with a 1000 cc petrol motor with manual transmission. This low mileage one has just 21,000 miles clocked-up on the dash and comes finished in grey.
First registered in 2019: Second hand Stonic 1.0 T-gdi 4 Dct Euro 6 Ss with a 1000cc petrol engine with automatic transmission and a mere 16,000 miles clocked up on the dashboard.
Finished in the shade of grey, this second-hand Kia Stonic 1.0 T-gdi 3 Dct Euro 6 Ss has got 46,803 miles clocked up on the dash and comes fitted out with a 1.0 Ltr petrol engine with automatic transmission.
This Stonic has 23,598 miles on the dash and is fitted out with a 1.0 litre engine. It runs on petrol with automatic transmission and is finished in the tone of red.
The Kia Stonic is a compact SUV, combining style, versatility, and a suite of modern features.
Familiarise yourself with the various trim levels and specifications. Look for elements that matter to you, such as infotainment options, safety features, and engine variants.
If you're considering a used model, pay attention to the year and any subsequent model updates or changes.
Searching for a Used Model:
If you're in the market for a used Kia Stonic on finance, start with Kia's approved-used dealerships. These vehicles often come with extended warranties and have undergone manufacturer-standard checks.
Also, explore online platforms, local dealerships, and car supermarkets for availability and pricing.
Finance Options:
Personal Contract Purchase (PCP): Start with an upfront deposit, followed by monthly instalments. At the end of the term, you can choose to pay a balloon payment to own the car, hand it back, or begin a new agreement.
Hire Purchase (HP): After a deposit, you repay the car's value through monthly instalments. Once all payments are made, the car is yours.
Leasing: Rent the Kia Stonic for a set period and then return it once the contract ends.
Personal Loan: Obtain a loan from a bank or lender to buy the car outright, then repay the loan in monthly instalments.
Acquire and Compare Quotes:
Get finance quotes from Kia dealerships and independent finance institutions. Some providers may offer competitive rates for a used Kia Stonic on finance.
When comparing offers, consider the APR (Annual Percentage Rate) as a true reflection of the cost of borrowing.
Your Credit Score:
Your credit score can influence the terms of your finance and the interest rate offered.
Before applying, check your credit standing with UK agencies like Experian, Equifax, or TransUnion. Correct any inaccuracies promptly.
Budgeting:
Decide on a comfortable monthly payment based on your financial capabilities.
Remember, a larger deposit typically means lower monthly repayments.
Review the Agreement:
If considering a PCP or lease deal, be aware of any mileage limitations.
Understand any fees or penalties related to early contract termination or surpassing the agreed mileage.
Negotiate the Deal:
With the information you've gathered, try negotiating both the vehicle's price and the terms of finance. This might provide some leeway, even when seeking a used Kia Stonic on finance.
Remember to focus on the total cost over the term, not just the monthly payments.
Complete the Purchase:
After settling on terms, complete the required paperwork.
Before signing, ensure you fully understand all terms and conditions.
Always keep a copy of the agreement and any related documentation.
Insurance:
Before taking ownership of the Stonic, ensure you have adequate car insurance.
It's always beneficial to shop around for the best deal.
End-of-Agreement Choices:
If on PCP: At the end, decide if you'll make the balloon payment, return the car, or initiate a new agreement.
With HP: After completing all payments, the car is yours.
For leases, be prepared to return the car in a condition that aligns with the agreement's stipulations.
Other Costs to Consider:
Always budget for potential additional costs like road tax, maintenance, and fuel.
When looking to finance a vehicle, it's essential to ensure the chosen terms align with your financial situation and anticipated future changes. If ever uncertain, seek guidance from financial experts or trusted professionals.
About the Kia Stonic
The compact crossover segment is a fierce battleground, with a multitude of options vying for the urban driver's attention. Into this competitive mix, Kia introduced its contender – the Kia Stonic, aiming to capture the imagination of those seeking a blend of style, functionality, and value.
From Korea to the UK Streets: Unveiled in 2017, the Kia Stonic is a compact SUV that exudes youthful energy. With a name derived from combining 'Speedy' and 'Tonic', this car has been designed to appeal to a dynamic audience seeking agility and freshness in their rides. As it made its journey from Korea to the roads of the UK, it was clear that the Stonic aimed to cater to the unique tastes of the British market.
Design Meets Functionality: One of the standout aspects of the Stonic is its bold design. The car’s sporty silhouette is complemented by a range of vibrant two-tone colour options, giving owners a chance to personalise their vehicle to reflect their personality. But the Stonic isn’t just about looks. With ample boot space, advanced driver assistance systems, and a spacious interior, it ensures practicality isn't sacrificed.
Facing the Competition: In the UK, the Stonic competes with the likes of the Nissan Juke, Renault Captur, and SEAT Arona. However, Kia’s offering stands out with its balance of design aesthetics, features, and the brand's renowned 7-year warranty.
Final Thoughts: The Kia Stonic represents the brand's ambitious endeavour to capture a significant slice of the urban crossover pie. With its design-forward approach, balanced with practicality and complemented by finance-friendly options, it's poised as a compelling choice for the British driver.
Kia Stonic Data by County
Kia Stonic data for the amount in stock, average price, age and mileage throughout
the UK and by county.