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Used Kia Niro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Kia Niro on finance

Purchasing a used Kia Niro on finance can be a smooth journey if you have the right guide. Here’s your step-by-step guide to secure an apt financial plan and drive away in your Niro.


Step 1: Understand Your Requirements

  • Model Selection: Identify the specific model and features of the Kia Niro that suit your needs.
  • Budget Planning: Determine a feasible budget, factoring in down payment, monthly installments, and potential maintenance costs.

Step 2: Explore Financing Options

  • Bank Financing: Engage with banks for loan options, scrutinizing interest rates and repayment plans.
  • Hire Purchase (HP): After an initial deposit, settle the balance with fixed monthly payments, acquiring ownership once fully paid.
  • Personal Contract Purchase (PCP): Pay smaller monthly amounts and decide at the contract's end whether to make the balloon payment, return, or part-exchange the vehicle.
  • Dealership Finance: Investigate financing options directly from Kia dealerships, comparing these with other loan options.

Step 3: Vehicle Examination and History

  • Physical Inspection: Engage in a thorough inspection of the vehicle, preferably with a professional mechanic.
  • History Check: Use the vehicle identification number (VIN) to obtain a detailed history report to identify any past issues or incidents.

Step 4: Negotiation and Contract Management

  • Price Negotiation: Arm yourself with market prices and negotiate the price based on the car's condition and prevailing rates.
  • Contract Scrutiny: Thoroughly review the contract, ensuring transparency and fairness in all clauses.

Step 5: Insurance Acquisition

  • Explore Options: Investigate various insurance providers and policies to acquire optimal coverage at a favorable rate.
  • Bundling: Explore possibilities of bundling insurance (like auto and home) for additional savings.

Step 6: Responsible Ownership

  • Timely Payments: Maintain a disciplined repayment plan to safeguard your credit score and avoid penalties.
  • Regular Maintenance: Stick to scheduled servicing and maintenance to preserve the vehicle’s condition and performance.

Step 7: Future Planning

  • Value Preservation: Maintain the car in excellent condition to uphold its resale value.
  • End of Finance Strategy: Develop a plan for once your finance term concludes, whether you intend to keep, sell, or finance another vehicle.

Conclusion

Financing a used Kia Niro encompasses several phases, from meticulously selecting the vehicle and ensuring its condition, to astutely managing financial aspects and ownership responsibilities. Utilize this guide to facilitate a smooth, transparent, and satisfying vehicle financing experience, ensuring that each step is handled with attentiveness and care.

About the Kia Niro

The Kia Niro is an eco-friendly crossover that offers a unique combination of efficiency, versatility, and stylish design. With its advanced hybrid and electric powertrains, the Niro stands out as an attractive choice in the competitive crossover market. In this piece, we'll explore the key features of the Kia Niro and discuss the advantages of financing this appealing model for the UK audience.

Features and Specifications

The Kia Niro offers a variety of features that make it an enticing option for drivers seeking an eco-friendly and versatile crossover:

Efficient Powertrains: The Niro is available with a choice of hybrid, plug-in hybrid, and fully electric powertrains, ensuring excellent fuel efficiency and low emissions.

Spacious Interior: The Niro offers a roomy and comfortable cabin, with ample passenger space, flexible seating configurations, and a range of practical storage solutions.

Stylish Design: The Niro boasts a modern and eye-catching design, with its sleek lines, aerodynamic shape, and distinctive Kia grille.

Advanced Technology: The Niro is equipped with a host of modern technology, including a touchscreen infotainment system, smartphone integration, and various driver assistance features.

Conclusion

The Kia Niro is an exceptional choice for drivers seeking an eco-friendly and versatile crossover that offers a unique blend of efficiency, style, and practicality. By financing a Niro, you can enjoy the benefits of this popular model while taking advantage of manageable payments and flexible finance options. As a symbol of modern eco-friendly automotive design and performance, the Kia Niro is undoubtedly worth considering.

Kia Niro Data by County

Kia Niro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,577£19,395427,5233,771
Aberdeen City8£21,998317,35018
Angus3£25,330210,1127
Ards5£20,690321,2376
Banbridge1£17,995221,4005
Barking & Dagenham - Greater London1£16,995668,000-
Barnet - Greater London2£12,243568,4911
Bedfordshire22£17,350443,17473
Belfast8£18,798421,28723
Berkshire29£21,723324,17057
Bexley - Greater London5£15,505421,08219
Blaenau Gwent2£16,499532,060-
Bristol7£23,320222,86334
Bromley - Greater London2£17,693430,21613
Buckinghamshire25£19,528329,21648
Cambridgeshire65£19,896329,66494
Cardiff3£19,287320,33721
Carmarthenshire12£25,620317,28016
Ceredigion18£25,523213,67221
Cheshire37£21,807316,20491
City of Edinburgh25£19,686421,15848
City of London - Greater London69£19,410327,975295
Conwy1£16,495019,6421
County Durham7£20,682318,65330
Craigavon2£15,373448,9662
Croydon - Greater London13£17,054431,18445
Cumbria8£16,033539,6298
Derbyshire22£19,824327,44467
Devon38£19,866429,26459
Dorset17£20,620320,36226
Down4£18,384323,1183
Dumfries and Galloway1£24,99826,8342
Dundee City6£27,415212,6039
Dungannon1£18,690425,8332
Ealing - Greater London1£14,189471,3253
East Lothian1£16,000434,419-
East Riding of Yorkshire8£19,655333,61214
East Sussex13£20,597422,20130
Enfield - Greater London2£17,744450,65120
Essex54£19,464422,068134
Falkirk1£15,698536,8181
Fermanagh1£18,495226,819-
Fife28£21,981316,90147
Glasgow City15£20,824424,45233
Gloucestershire6£19,940323,91418
Greater Manchester88£19,862322,946185
Hampshire55£20,878421,522107
Haringey - Greater London1£14,499639,568-
Harrow - Greater London5£15,543455,5798
Havering - Greater London19£21,891315,36463
Herefordshire10£22,605315,94912
Hertfordshire37£18,730427,67780
Highland9£20,820423,8296
Hillingdon - Greater London5£13,139665,2686
Hounslow - Greater London9£23,916315,35447
Inverclyde3£17,065522,68411
Kensington & Chelsea - Greater London1£13,750531,458-
Kent75£20,526321,158152
Kingston upon Thames - Greater London1£16,195522,899-
Lancashire53£20,934323,695105
Leicestershire28£19,004325,746106
Lincolnshire49£19,842428,040121
Lisburn1£13,995518,6401
Merseyside27£21,064323,50260
Monmouthshire5£22,014345,5504
Newport9£16,890534,76813
Newry and Mourne9£21,222316,77613
Newtownabbey2£17,749424,24812
Norfolk27£21,590321,54760
North Lanarkshire4£19,723330,38118
North Yorkshire13£21,468325,37361
Northamptonshire12£21,235320,96452
Northumberland5£22,899614,19515
Nottinghamshire25£18,168433,20469
Omagh1£15,490541,599-
Oxfordshire21£20,686323,29443
Pembrokeshire4£19,495419,94812
Perth and Kinross6£20,247416,07514
Powys4£23,995214,7553
Redbridge - Greater London7£17,143536,8573
Renfrewshire8£23,373323,03814
Rhondda Cynon Taf6£18,451333,9458
Shropshire8£17,050435,69517
Somerset16£21,270322,66133
South Ayrshire5£25,19829,78812
South Lanarkshire4£17,583430,71610
South Yorkshire35£21,239322,90075
Staffordshire35£18,103432,473103
Stirling4£19,624317,9519
Strabane1£15,495443,7981
Suffolk24£23,228318,90120
Surrey25£19,682325,19861
Sutton - Greater London3£16,028531,042-
Swansea10£22,697326,08115
Tyne and Wear11£17,553430,46946
Waltham Forest - Greater London4£17,831325,5927
Warwickshire10£19,811436,25139
West Dunbartonshire2£15,498629,2636
West Lothian4£19,198524,92010
West Midlands52£18,121429,101129
West Sussex10£18,475523,46641
West Yorkshire38£19,002322,120114
Wiltshire21£20,444429,99670
Worcestershire11£25,464216,93623
Wrexham1£15,495736,0002
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