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Used Kia Niro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Kia Niro on finance

Purchasing a used Kia Niro on finance can be a smooth journey if you have the right guide. Here’s your step-by-step guide to secure an apt financial plan and drive away in your Niro.


Step 1: Understand Your Requirements

  • Model Selection: Identify the specific model and features of the Kia Niro that suit your needs.
  • Budget Planning: Determine a feasible budget, factoring in down payment, monthly installments, and potential maintenance costs.

Step 2: Explore Financing Options

  • Bank Financing: Engage with banks for loan options, scrutinizing interest rates and repayment plans.
  • Hire Purchase (HP): After an initial deposit, settle the balance with fixed monthly payments, acquiring ownership once fully paid.
  • Personal Contract Purchase (PCP): Pay smaller monthly amounts and decide at the contract's end whether to make the balloon payment, return, or part-exchange the vehicle.
  • Dealership Finance: Investigate financing options directly from Kia dealerships, comparing these with other loan options.

Step 3: Vehicle Examination and History

  • Physical Inspection: Engage in a thorough inspection of the vehicle, preferably with a professional mechanic.
  • History Check: Use the vehicle identification number (VIN) to obtain a detailed history report to identify any past issues or incidents.

Step 4: Negotiation and Contract Management

  • Price Negotiation: Arm yourself with market prices and negotiate the price based on the car's condition and prevailing rates.
  • Contract Scrutiny: Thoroughly review the contract, ensuring transparency and fairness in all clauses.

Step 5: Insurance Acquisition

  • Explore Options: Investigate various insurance providers and policies to acquire optimal coverage at a favorable rate.
  • Bundling: Explore possibilities of bundling insurance (like auto and home) for additional savings.

Step 6: Responsible Ownership

  • Timely Payments: Maintain a disciplined repayment plan to safeguard your credit score and avoid penalties.
  • Regular Maintenance: Stick to scheduled servicing and maintenance to preserve the vehicle’s condition and performance.

Step 7: Future Planning

  • Value Preservation: Maintain the car in excellent condition to uphold its resale value.
  • End of Finance Strategy: Develop a plan for once your finance term concludes, whether you intend to keep, sell, or finance another vehicle.

Conclusion

Financing a used Kia Niro encompasses several phases, from meticulously selecting the vehicle and ensuring its condition, to astutely managing financial aspects and ownership responsibilities. Utilize this guide to facilitate a smooth, transparent, and satisfying vehicle financing experience, ensuring that each step is handled with attentiveness and care.

About the Kia Niro

The Kia Niro is an eco-friendly crossover that offers a unique combination of efficiency, versatility, and stylish design. With its advanced hybrid and electric powertrains, the Niro stands out as an attractive choice in the competitive crossover market. In this piece, we'll explore the key features of the Kia Niro and discuss the advantages of financing this appealing model for the UK audience.

Features and Specifications

The Kia Niro offers a variety of features that make it an enticing option for drivers seeking an eco-friendly and versatile crossover:

Efficient Powertrains: The Niro is available with a choice of hybrid, plug-in hybrid, and fully electric powertrains, ensuring excellent fuel efficiency and low emissions.

Spacious Interior: The Niro offers a roomy and comfortable cabin, with ample passenger space, flexible seating configurations, and a range of practical storage solutions.

Stylish Design: The Niro boasts a modern and eye-catching design, with its sleek lines, aerodynamic shape, and distinctive Kia grille.

Advanced Technology: The Niro is equipped with a host of modern technology, including a touchscreen infotainment system, smartphone integration, and various driver assistance features.

Conclusion

The Kia Niro is an exceptional choice for drivers seeking an eco-friendly and versatile crossover that offers a unique blend of efficiency, style, and practicality. By financing a Niro, you can enjoy the benefits of this popular model while taking advantage of manageable payments and flexible finance options. As a symbol of modern eco-friendly automotive design and performance, the Kia Niro is undoubtedly worth considering.

Kia Niro Data by County

Kia Niro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,537£19,650428,3123,600
Aberdeen City9£25,776210,21811
Angus2£28,74718,25411
Ards5£21,690220,9034
Banbridge1£14,995424,0006
Barking & Dagenham - Greater London1£16,995668,0001
Barnet - Greater London1£14,290424,9001
Bedfordshire24£17,828436,30869
Belfast7£19,524314,17226
Berkshire25£22,162324,38148
Bexley - Greater London6£15,220425,23819
Blaenau Gwent2£16,499532,060-
Brent - Greater London2£10,909693,0004
Bristol11£18,400449,96733
Bromley - Greater London2£18,247424,50010
Buckinghamshire24£19,405328,12041
Cambridgeshire68£19,654329,12791
Cardiff6£19,626326,86917
Carmarthenshire9£24,134318,89514
Ceredigion20£25,160216,92016
Cheshire29£19,658323,483109
City of Edinburgh19£21,224314,02443
City of London - Greater London67£18,288431,564293
Coleraine2£25,74529,4723
Conwy1£31,99502,053-
Cornwall1£16,995655,00010
County Durham9£18,024430,23836
Craigavon2£17,247351,7971
Croydon - Greater London17£17,643432,60841
Cumbria7£14,746547,3387
Derbyshire30£18,592430,98752
Devon27£20,711427,22358
Dorset14£19,716322,86824
Down2£21,67339,7362
Dundee City6£27,665212,60310
Dungannon1£18,990425,8332
East Ayrshire1£13,998754,7971
East Riding of Yorkshire10£20,291431,26116
East Sussex13£20,913419,61732
Enfield - Greater London5£17,315537,56921
Essex53£19,933321,450134
Fife30£23,807212,33941
Glasgow City19£21,803324,26230
Gloucestershire7£19,330329,04515
Greater Manchester90£19,666426,837172
Greenwich - Greater London1£16,895424,262-
Hampshire53£19,888425,61796
Haringey - Greater London1£14,499639,568-
Harrow - Greater London4£15,306459,9859
Havering - Greater London28£21,749316,38856
Herefordshire8£22,620318,22811
Hertfordshire25£19,096429,36488
Highland3£22,565424,6167
Hillingdon - Greater London6£12,488675,9175
Hounslow - Greater London13£19,829422,12739
Inverclyde4£18,998421,62412
Isle of Wight1£24,499310,6284
Kensington & Chelsea - Greater London1£13,750531,458-
Kent71£19,923322,424140
Kingston upon Thames - Greater London1£16,195522,899-
Lambeth - Greater London1£14,995675,900-
Lancashire50£20,639322,60396
Leicestershire38£16,991431,00686
Lincolnshire52£20,323426,562100
Lisburn2£16,345415,103-
Merseyside26£19,879428,81557
Monmouthshire7£22,623232,4352
Moray1£16,298434,040-
Neath Port Talbot1£18,299350,502-
Newport6£18,957435,93012
Newry and Mourne10£20,285316,08810
Newtownabbey1£18,799425,95016
Norfolk25£24,189315,92957
North Lanarkshire5£19,078331,70517
North Yorkshire12£20,698426,47855
Northamptonshire14£20,307322,46549
Northumberland3£21,666714,12115
Nottinghamshire21£18,563430,61372
Omagh1£15,990541,599-
Oxfordshire15£19,843322,09539
Pembrokeshire7£22,695325,2318
Perth and Kinross6£21,861415,39817
Powys2£20,995321,6105
Redbridge - Greater London5£19,060527,4003
Renfrewshire9£23,142322,62314
Rhondda Cynon Taf2£15,496449,7878
Shropshire9£16,796445,11215
Somerset16£21,506322,70230
South Ayrshire7£26,16916,90110
South Lanarkshire5£18,437428,9038
South Yorkshire24£20,360323,27083
Staffordshire38£17,772435,59299
Stirling6£20,810312,4287
Strabane1£15,495443,7981
Suffolk20£22,507319,57719
Surrey12£23,147316,93266
Sutton - Greater London3£16,028531,0421
Swansea10£22,239320,71611
Tyne and Wear9£19,995325,79348
Waltham Forest - Greater London3£18,393326,9408
Warwickshire8£17,456444,61242
West Lothian2£21,498521,3609
West Midlands51£18,727430,400131
West Sussex13£21,799313,37937
West Yorkshire41£18,730425,361104
Wiltshire17£21,777424,42370
Worcestershire12£24,493316,34420
Wrexham1£16,830326,9071
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