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Used Hyundai Ioniq on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Hyundai Ioniq on finance

  1. Research the Vehicle:

    • Explore the different versions of the Hyundai Ioniq, which include Hybrid, Plug-in Hybrid, and Electric.
    • Identify which variant and specifications fit your needs and preferences.
    • Check the approximate pricing for the chosen model.
  2. Finance Options:

    • Personal Contract Purchase (PCP): Pay a deposit, followed by monthly instalments. At the end, you have the option to make a balloon payment to own the car, return it, or start a new agreement.
    • Hire Purchase (HP): Pay a deposit, then repay the value of the car in monthly instalments. At the end, the car is yours.
    • Personal Loan: Borrow from a bank or lender to buy the car outright and then repay the loan in monthly instalments.
    • Leasing: Rent the car for a specified period (e.g., 2-4 years) and return it at the end.
  3. Quotes and Comparisons:

    • Obtain finance quotes from Hyundai dealerships and independent finance providers.
    • Compare the APR (Annual Percentage Rate) to understand the total cost of borrowing.
  4. Credit Score:

    • Your interest rate and finance terms may be influenced by your credit rating.
    • Review your score through UK credit agencies like Experian, Equifax, or TransUnion.
    • Address any inaccuracies before proceeding.
  5. Budgeting:

    • Determine a realistic monthly payment based on your financial situation.
    • Consider that a larger deposit generally results in lower monthly payments.
  6. Understand the Terms:

    • Familiarise yourself with potential mileage restrictions, especially for PCP or lease agreements.
    • Know any penalties for early repayment or going over the mileage limit.
  7. Negotiate:

    • Use your research to negotiate both the price of the Ioniq and the finance terms.
    • Focus on the total repayment amount, not just the monthly payments.
  8. Seal the Deal:

    • Once you're satisfied with the terms, complete the necessary paperwork.
    • Ensure you understand and agree to all conditions before signing.
    • Retain a copy of all documentation.
  9. Insurance:

    • Before collecting your Ioniq, ensure you have the required car insurance in place.
    • GAP insurance might be worthwhile, covering the difference between the remaining finance amount and the car's insurance valuation if it's written off.
  10. End-of-Agreement Decisions:

  • With PCP: Decide whether to make the balloon payment, hand the car back, or enter a new finance deal.
  • For HP: Once all payments are made, the car is yours.
  • If leasing, prepare to return the car in line with the agreed return standards.
  1. Additional Costs:
  • Budget for other costs like road tax, servicing, MOT (for cars over three years old), and potential charges for exceeding wear and tear allowances on a lease or PCP deal.

When considering car finance, it's essential to choose an option that aligns with your financial circumstances and future predictions. Always consult with financial advisors or professionals if in doubt.

About the Hyundai Ioniq

The Hyundai Ioniq is an innovative eco-friendly vehicle that offers a unique combination of efficiency, style, and advanced technology. Available in hybrid, plug-in hybrid, and fully electric powertrains, the Ioniq stands out as an attractive choice in the competitive green vehicle market. In this piece, we'll explore the key features of the Hyundai Ioniq and discuss the advantages of financing this appealing model for the UK audience.

Hyundai Ioniq: Features and Specifications

The Hyundai Ioniq offers a variety of features that make it an enticing option for drivers seeking an eco-friendly and stylish vehicle:

Efficient Powertrains: The Ioniq is available with a choice of hybrid, plug-in hybrid, and fully electric powertrains, ensuring excellent fuel efficiency and low emissions.

Aerodynamic Design: The Ioniq boasts a sleek and aerodynamic design, with its fluid lines, modern styling, and distinctive Hyundai grille.

Spacious Interior: The Ioniq offers a comfortable and roomy cabin, with ample passenger space, flexible seating configurations, and a range of practical storage solutions.

Advanced Technology: The Ioniq is equipped with a host of modern technology, including a touchscreen infotainment system, smartphone integration, and various driver assistance features.

Financing a Hyundai Ioniq

Opting to finance a Hyundai Ioniq can make this eco-friendly vehicle more accessible, with several key benefits:

Manageable Payments: Financing an Ioniq allows you to spread the cost over a set period, typically between 24 and 60 months, making the purchase price more manageable with smaller monthly payments.

Regular Upgrades: Financing a Hyundai Ioniq enables you to upgrade your vehicle more frequently, ensuring you always drive a model equipped with the latest features and technologies.

Exclusive Offers: Hyundai dealerships and finance partners often present special offers and incentives, such as low-interest rates or deposit contributions, to make financing a new or used Ioniq even more enticing.

Conclusion

The Hyundai Ioniq is an exceptional choice for drivers seeking an eco-friendly and stylish vehicle that offers a unique blend of efficiency, design, and advanced technology. By financing an Ioniq, you can enjoy the benefits of this popular model while taking advantage of manageable payments and flexible finance options. As a symbol of modern eco-friendly automotive design and performance, the Hyundai Ioniq is undoubtedly worth considering.

Hyundai Ioniq Data by County

Hyundai Ioniq data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,350£17,145431,1122,301
Aberdeen City3£15,765639,9267
Angus1£13,990533,4652
Antrim2£14,995541,6443
Ards1£13,490535,9801
Banbridge3£12,050464,6672
Barnet - Greater London2£16,640437,6508
Bedfordshire15£14,431543,21744
Belfast7£13,617430,51323
Berkshire8£15,195535,75919
Blaenau Gwent6£14,849420,7571
Brent - Greater London2£16,709346,5005
Bristol10£15,177429,12332
Bromley - Greater London1£13,995430,0001
Buckinghamshire23£16,885426,60422
Cambridgeshire92£14,246440,76258
Cardiff11£15,156431,81117
Ceredigion6£16,321525,9516
Cheshire29£16,530424,65365
City of Edinburgh26£16,821425,46758
City of London - Greater London83£14,227440,728139
Coleraine1£14,190340,600-
Conwy2£20,495417,768-
County Durham8£16,076429,73321
Craigavon4£13,087532,065-
Croydon - Greater London4£17,896337,38718
Cumbria1£29,99528,0003
Derbyshire25£14,670435,27560
Devon14£15,252439,10430
Dorset2£15,223523,96814
Dumfries and Galloway1£14,998542,757-
Dundee City1£17,295229,5453
Dungannon5£28,753223,6428
Ealing - Greater London1£12,189540,6863
East Ayrshire5£16,578320,2381
East Dunbartonshire1£16,698423,236-
East Riding of Yorkshire17£18,033427,85829
East Sussex11£20,337528,86213
Essex20£15,104436,51935
Falkirk9£15,006435,0315
Fife6£16,088432,7387
Glasgow City6£15,798423,12922
Gloucestershire9£15,229337,94734
Greater Manchester96£15,626437,494213
Hampshire26£26,439327,75557
Harrow - Greater London2£17,723225,5143
Havering - Greater London8£15,216541,91913
Herefordshire5£14,492418,3578
Hertfordshire50£14,741436,68644
Highland1£17,99549,275-
Hillingdon - Greater London4£11,445656,6319
Hounslow - Greater London7£14,436319,9976
Inverclyde3£19,231312,3535
Isle of Wight1£14,799511,7071
Kensington & Chelsea - Greater London1£12,450655,780-
Kent44£15,341436,81863
Lancashire42£17,886325,91873
Leicestershire16£15,227427,66346
Lewisham - Greater London1£35,99514,1115
Limavady1£13,745452,0001
Lincolnshire36£16,483431,30449
Lisburn2£15,395419,041-
Merseyside21£16,296326,36942
Merthyr Tydfil1£16,200334,341-
Moray2£16,147520,6181
Newport6£17,344316,75211
Newry and Mourne3£24,495425,8728
Newtownabbey2£15,648415,5971
Norfolk11£15,136533,4409
North Ayrshire1£13,999742,3211
North Down1£10,695679,8481
North Lanarkshire6£15,549433,62710
North Yorkshire29£16,513436,64149
Northamptonshire5£14,879339,28314
Northumberland2£17,345322,8754
Nottinghamshire20£15,126434,70934
Omagh1£16,990414,671-
Oxfordshire8£17,176321,89410
Pembrokeshire1£13,495753,130-
Powys1£34,99513,100-
Redbridge - Greater London4£14,673543,2254
Renfrewshire6£15,522534,75420
Rhondda Cynon Taf4£20,446433,4176
Richmond upon Thames - Greater London6£35,433211,17911
Shropshire12£16,442433,2339
Somerset11£27,785219,58914
South Ayrshire2£14,749540,4762
South Lanarkshire1£14,698625,63714
South Yorkshire19£14,905452,38647
Staffordshire41£16,256330,35181
Stirling5£18,058415,78610
Suffolk16£14,871531,85818
Surrey8£22,516326,50432
Swansea10£19,482328,0708
Tyne and Wear28£16,769329,83345
Waltham Forest - Greater London1£17,995533,1793
Warwickshire13£22,035324,77518
West Lothian2£13,997542,3146
West Midlands89£19,043427,476147
West Sussex9£20,618421,89125
West Yorkshire73£18,657433,491107
Wiltshire17£26,027316,99736
Worcestershire22£14,990440,37328
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