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Used Ford Transit Custom on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Ford Transit Custom on finance

The Ford Transit Custom, recognized for its versatility and reliability, is a favored choice among van drivers and businesses. If you're contemplating financing a used Transit Custom, it's crucial to be well-versed in the process and your available options. Here's a guide to aid you in acquiring a used Ford Transit Custom on finance:

Initial Preparations:

1. Budget Allocation:

  • Understand what you can afford, considering the down payment, monthly instalments, insurance, and any potential maintenance or business-related costs.

2. Credit Score Analysis:

  • A higher credit score can lead to better financing terms and interest rates.

3. Model and Specification Choice:

  • Determine the variant and specifications of the Transit Custom that align with your business or personal needs and budget.

4. Vehicle Assessment:

  • Especially important for used vehicles. Obtain a thorough inspection, secure a vehicle history report, and if feasible, have it examined by a professional.

Financing Options:

1. Bank Loan:

  • A traditional approach where you get a loan from a bank or credit institution, buy the vehicle, and then repay the loan in fixed instalments.

2. Hire Purchase (HP):

  • Entails an upfront deposit followed by fixed monthly payments. Once all payments are made, ownership is transferred to you.

3. Personal Contract Purchase (PCP):

  • Generally involves smaller monthly payments. At the end, you can make a balloon payment to own the vehicle, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP but with an obligation to purchase the vehicle at the contract’s conclusion.

5. Dealer Financing:

  • Dealerships may offer their own finance packages. Ensure you compare these with other external options for the best deal.

6. Peer-to-Peer Lending:

  • Borrow directly from individuals via online platforms, sometimes providing competitive rates. Ensure the platform's reliability.

Acquisition Process:

1. Find a Reliable Dealer or Seller:

  • Seek those known for transparency and offering vehicles in solid condition.

2. Negotiation:

  • Engage in discussions to potentially achieve a favorable deal on the vehicle and/or the financing terms.

3. Test Drive:

  • Ensure the vehicle fits your expectations in terms of performance and usability.

4. Lock in Financing:

  • After selecting a finance option, review the terms carefully and confirm that the repayment structure is manageable.

5. Secure Insurance:

  • Especially important for business vehicles, make sure you have the necessary insurance in place before finalizing.

6. Manage All Documentation:

  • Handle any essential paperwork related to the purchase, ensuring accuracy and safe storage.

Other Points to Note:

  • Depreciation: Vans like the Transit Custom can depreciate, affecting the vehicle's value if you plan to sell in the future.

  • Warranty: Determine if there's any existing warranty on the van or the possibility of purchasing an extended warranty.

  • Overall Cost Awareness: Understand the complete cost you'll bear over the financing term, including interest.

  • Early Repayment Conditions: Clarify any terms or penalties associated with early repayments.

Conclusion:

Financing a used Ford Transit Custom necessitates thorough research, understanding your financial standing, and a comprehensive evaluation of the vehicle's condition. Adopting a methodical approach, potentially in consultation with financial experts, will ensure that you're not only equipped with a reliable vehicle for your needs but also with a financial arrangement that's sustainable and beneficial.

About the Ford Transit Custom

The name 'Ford Transit' resonates deeply in the British psyche, synonymous with reliability, versatility, and hard work. Among the vast lineup of Transits, the Transit Custom has emerged as a benchmark in its category, holding its own amidst intense competition. Whether for businesses or personal needs, the Transit Custom has become a go-to choice for the British.

Historical Glimpse:
While the Ford Transit lineage dates back to the 1960s, the Transit Custom made its debut in 2012. Distinct from the larger Transit model, the Custom catered to the mid-sized van segment, a rapidly growing category in the UK. It was a response to market demands for a van that combined ample cargo space with manoeuvrability and efficiency.

Design and Functionality:
Over the years, the Transit Custom has been praised for its innovative design. Ford's approach focused on creating a vehicle that was not only spacious but also driver-friendly. This resulted in a van boasting impressive payload capacity, while also offering a driving experience akin to Ford's passenger car lineup. Such a balance is particularly appreciated on Britain's diverse roadways, from bustling city streets to narrow country lanes.

Standing Tall Among Rivals:
In the UK, the Transit Custom faces stiff competition from the likes of the Volkswagen Transporter, Mercedes-Benz Vito, and the Peugeot Expert. Yet, the Transit Custom has consistently impressed with its robust build quality, efficient engine range, and comprehensive feature list.

Modern Innovations:
Ford hasn't rested on its laurels. Recent versions of the Transit Custom have seen enhancements like the EcoBlue diesel engine, which offers better fuel efficiency and reduced emissions. The introduction of a plug-in hybrid variant has further broadened its appeal, especially in urban areas with stricter emission regulations.

A British Staple:
From plumbers to couriers, and from campers to small businesses, the Transit Custom serves a diverse range of needs. Its adaptability is complemented by its enduring quality, ensuring it remains a favourite on British roads.

To wrap up, the Ford Transit Custom is not just a vehicle; it's a part of the UK's industrial and cultural fabric. It embodies the spirit of hard work and innovation that Britain is known for. Whether you're purchasing one outright or exploring used car finance options, the Transit Custom promises not just utility, but a piece of British automotive history.

Ford Transit Custom Data by County

Ford Transit Custom data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,200£19,197558,6169,002
Aberdeen City43£22,513438,92475
Aberdeenshire2£22,497648,6035
Angus11£24,613325,84113
Antrim4£16,034775,5863
Ards1£4,00016160,0002
Armagh1£11,975215,0005
Ballymena4£21,237329,21710
Ballymoney7£13,454676,2475
Banbridge1£12,0005135,0003
Barking & Dagenham - Greater London5£36,998213,53327
Bedfordshire36£14,943672,57778
Belfast11£16,845454,45313
Berkshire231£22,198439,221281
Bexley - Greater London32£25,250332,73740
Blaenau Gwent15£37,368213,10840
Brent - Greater London33£16,265549,57631
Bridgend1£35,995860,237-
Bristol203£19,194453,311297
Bromley - Greater London14£16,629456,91826
Buckinghamshire70£23,432566,510185
Caerphilly6£13,3357104,46913
Cambridgeshire164£14,984569,492193
Cardiff41£20,980456,78038
Carmarthenshire7£13,997681,61811
Carrickfergus1£14,995657,0001
Ceredigion36£21,773448,35551
Cheshire100£16,788560,303151
City of Edinburgh61£18,516554,47277
City of London - Greater London199£22,812339,662225
Coleraine8£20,936237,4253
Conwy6£21,575429,7279
Cookstown1£12,495634,192-
Cornwall16£25,158329,47835
County Durham71£15,499696,81550
Craigavon5£26,99927,01614
Croydon - Greater London3£14,323468,9121
Cumbria122£18,075453,397158
Denbighshire1£17,695748,7332
Derbyshire118£17,279664,163222
Derry1£22,985328,4017
Devon181£18,344554,724270
Dorset13£34,655534,84611
Down4£18,184567,856-
Dumfries and Galloway22£19,529458,78322
Dungannon3£17,828449,3135
Ealing - Greater London1£9,650586,8003
East Ayrshire32£19,079447,73342
East Renfrewshire4£14,424860,75921
East Riding of Yorkshire10£14,819873,52918
East Sussex56£23,505437,34866
Enfield - Greater London18£20,900346,73823
Essex212£18,681562,252310
Falkirk29£10,3488112,70623
Fermanagh3£10,3287132,0612
Fife32£24,499329,35276
Flintshire5£16,735472,2715
Glasgow City55£16,572461,107141
Gloucestershire64£18,542555,061149
Greater Manchester248£18,311565,389375
Hampshire252£19,851558,808364
Harrow - Greater London7£16,366437,9612
Havering - Greater London13£16,951582,3886
Herefordshire7£16,567559,1699
Hertfordshire104£16,859572,378161
Highland22£23,768546,06331
Hillingdon - Greater London104£15,253570,73186
Hounslow - Greater London12£11,677789,9068
Inverclyde5£14,695698,2781
Isle of Anglesey10£23,580330,54110
Isle of Wight4£19,995780,1507
Kent204£17,783555,941244
Kingston upon Thames - Greater London2£25,995220,50611
Lancashire123£14,987680,588147
Larne1£12,7505101,0002
Leicestershire108£18,937458,081185
Lincolnshire93£27,0044185,897127
Lisburn1£14,850534,5063
Magherafelt5£19,196339,5136
Merseyside73£17,432552,588132
Merthyr Tydfil17£17,2898110,1187
Monmouthshire43£16,416592,45521
Moray3£19,495643,9981
Newport68£28,436329,52391
Newtownabbey12£21,247328,53117
Norfolk64£15,785669,70892
North Ayrshire8£15,124669,5263
North Down2£14,645687,7454
North Lanarkshire44£16,301568,26364
North Yorkshire104£19,339560,898115
Northamptonshire57£22,458461,74547
Northumberland3£22,629629,9591
Nottinghamshire150£17,405562,512269
Omagh8£24,863341,7047
Oxfordshire101£25,545531,249152
Pembrokeshire13£21,452445,0867
Perth and Kinross12£20,129447,82915
Powys19£25,131336,03428
Renfrewshire1£22,498112,2781
Rhondda Cynon Taf20£10,4308111,24432
Richmond upon Thames - Greater London1£19,985420,745-
Shropshire65£24,203436,18196
Somerset33£20,706571,56442
South Ayrshire9£17,109452,48710
South Lanarkshire4£17,385555,7923
South Yorkshire131£19,315568,342294
Staffordshire142£18,008460,808213
Stirling9£20,074340,27116
Strabane1£16,990469,0991
Suffolk72£17,413663,59195
Surrey268£20,393448,963355
Swansea20£20,023557,40249
Torfaen1£17,995557,300-
Tyne and Wear36£20,402455,08882
Waltham Forest - Greater London1£19,499350,4275
Warwickshire33£22,797446,87460
West Dunbartonshire29£14,993689,88722
West Lothian4£15,491557,7503
West Midlands115£18,164564,276263
West Sussex37£17,481458,47560
West Yorkshire286£22,629448,175338
Wiltshire259£20,118554,217403
Worcestershire61£30,230332,425114
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