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Used BMW on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Financing a BMW

If you're considering securing a used BMW on finance in the UK, here's a concise guide to assist you in your journey.


Quick Guide: Used BMW on Finance


Why Choose BMW?

  • Premium German craftsmanship and engineering.
  • Sporty aesthetics and performance-driven models.
  • High resale value and desirability.
  • Array of models ranging from sedans, SUVs to sporty coupes.

Top Places to Buy:

  • BMW's Approved Used Cars Programme for vetted vehicles.
  • Local BMW dealerships.
  • Reliable online automotive platforms.
  • Private sellers (ensure thorough vehicle checks).

Popular BMW Models in the UK:

  1. BMW 3 Series - An all-time favourite sedan.
  2. BMW 1 Series - Compact hatchback, ideal for city dwellers.
  3. BMW X5 - Luxury SUV with ample space.
  4. BMW 4 Series - Stylish coupe/convertible.
  5. BMW 5 Series - Executive saloon with top-notch features.

Finance Options:

  1. PCP (Personal Contract Purchase): Start with a deposit, followed by monthly payments. End choices include buying the car outright, trading it, or handing it back.
  2. HP (Hire Purchase): Deposit followed by set monthly instalments. Once payments are complete, the car is yours.
  3. Leasing: Pay monthly to use the car, then return it at contract's end.

Your Credit Score: Having a strong credit score could grant you more appealing interest rates.

Budget Planning: Determine a practical deposit and monthly payment. Remember to account for other costs: insurance, road tax, and maintenance.

Pre-purchase Checks:

  • Confirm a comprehensive service history.
  • Verify the stated mileage.
  • Be cautious: prematurely exiting a finance contract might result in additional charges.

Price Negotiation Tips:

  • Research typical prices for your chosen BMW model.
  • Use the car's age, mileage, and condition to your advantage during negotiations.
  • Discuss interest rates, deposit amounts, and monthly payment conditions.

With this guide in hand, you're prepared to venture into the UK's used car market in search of a BMW on finance. Safe travels and enjoy your BMW experience!

About BMW

Originating from Germany, BMW has long been a stalwart of the premium automotive world. Their famous slogan, "The Ultimate Driving Machine", truly encapsulates the brand's ethos. In the UK, BMWs are synonymous with driving pleasure, innovation, and class-leading luxury.

Key Features and Specifications

  • Performance: With a rich motorsport heritage, BMW ensures that even their everyday models offer spirited driving dynamics.
  • Luxury Interiors: Every BMW boasts a meticulously crafted interior, complete with high-quality materials, intuitive controls, and the latest infotainment technology.
  • EfficientDynamics: BMW's approach to optimising performance and efficiency simultaneously is evident in their engine technology and lightweight construction techniques.
  • Electrification: With the BMW i and iPerformance ranges, BMW is at the forefront of electric and hybrid vehicle technology.

Most Popular Models in the UK

BMW's model range caters to a wide variety of preferences and needs. Here are some of the standout favourites among British drivers:

  • BMW 3 Series: This executive saloon is a benchmark in its class, known for its dynamic driving experience and premium build quality.
  • BMW 1 Series: A premium hatchback that offers an agile driving experience coupled with top-tier interiors and tech features.
  • BMW X5: A luxurious SUV that doesn't compromise on performance, the X5 offers versatility, space, and state-of-the-art features.
  • BMW i3: An all-electric city car with a unique design, the i3 reflects BMW's commitment to sustainability without sacrificing driving pleasure.

For those in the UK who value a blend of luxury, performance, and cutting-edge technology, BMW remains a top choice in the premium vehicle market.

BMW Data

Find out which BMW vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg AgeAvg MileageRecent Sales
All BMW32,365£36,116640,57168,835
1 Series6,316£17,576643,82513,775
2 Series1,445£18,561536,9323,964
2 Series Active Tourer381£16,911540,720938
2 Series Gran Coupe930£26,963320,2891,829
2 Series Gran Tourer214£14,411650,742637
3 Series6,353£19,349757,95113,060
3 Series Gran Turismo100£11,909977,195181
4 Series1,556£19,853654,8493,114
4 Series Gran Coupe1,088£23,462545,6722,206
5 Series2,843£20,971760,5135,463
5 Series Gran Turismo36£11,5411183,39848
6 Series273£16,2901171,782357
6 Series Gran Coupe109£15,0601077,211136
6 Series Gran Turismo24£23,833549,82644
7 Series371£28,640758,084552
8 Series152£40,731530,766250
8 Series Gran Coupe92£43,339324,118241
Alpina33£23,3931480,63832
i3635£15,806529,837919
i4244£51,05217,355416
i743£103,34014,34287
i877£42,524740,37890
iX202£68,83119,301317
iX1265£44,16314,363255
iX3153£44,240212,258305
M166£21,502641,323131
M2349£37,707426,880656
M3461£49,551735,684676
M4549£40,517530,2881,025
M5180£44,560739,696300
M622£29,762949,24625
M6 Gran Coupe10£27,109958,76016
M828£79,795312,25959
X11,530£16,780749,9464,377
X2587£23,236429,8251,438
X31,282£26,968649,4683,879
X3 M103£43,561429,536354
X4342£29,719549,365965
X4 M50£46,311328,068110
X51,687£36,114656,4673,472
X5 M101£58,438429,969236
X6410£35,728650,659707
X6 M45£56,452429,72847
X7160£67,929327,049243
XM10£121,95313,87915
Z343£10,8662459,37831
Z4384£17,7221049,618825
Z4 M18£21,6791351,85520
Z3 M6£28,4592553,1753
M8 Gran Coupe7£70,609314,0679
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