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Used BMW on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Financing a BMW

If you're considering securing a used BMW on finance in the UK, here's a concise guide to assist you in your journey.


Quick Guide: Used BMW on Finance


Why Choose BMW?

  • Premium German craftsmanship and engineering.
  • Sporty aesthetics and performance-driven models.
  • High resale value and desirability.
  • Array of models ranging from sedans, SUVs to sporty coupes.

Top Places to Buy:

  • BMW's Approved Used Cars Programme for vetted vehicles.
  • Local BMW dealerships.
  • Reliable online automotive platforms.
  • Private sellers (ensure thorough vehicle checks).

Popular BMW Models in the UK:

  1. BMW 3 Series - An all-time favourite sedan.
  2. BMW 1 Series - Compact hatchback, ideal for city dwellers.
  3. BMW X5 - Luxury SUV with ample space.
  4. BMW 4 Series - Stylish coupe/convertible.
  5. BMW 5 Series - Executive saloon with top-notch features.

Finance Options:

  1. PCP (Personal Contract Purchase): Start with a deposit, followed by monthly payments. End choices include buying the car outright, trading it, or handing it back.
  2. HP (Hire Purchase): Deposit followed by set monthly instalments. Once payments are complete, the car is yours.
  3. Leasing: Pay monthly to use the car, then return it at contract's end.

Your Credit Score: Having a strong credit score could grant you more appealing interest rates.

Budget Planning: Determine a practical deposit and monthly payment. Remember to account for other costs: insurance, road tax, and maintenance.

Pre-purchase Checks:

  • Confirm a comprehensive service history.
  • Verify the stated mileage.
  • Be cautious: prematurely exiting a finance contract might result in additional charges.

Price Negotiation Tips:

  • Research typical prices for your chosen BMW model.
  • Use the car's age, mileage, and condition to your advantage during negotiations.
  • Discuss interest rates, deposit amounts, and monthly payment conditions.

With this guide in hand, you're prepared to venture into the UK's used car market in search of a BMW on finance. Safe travels and enjoy your BMW experience!

About BMW

Originating from Germany, BMW has long been a stalwart of the premium automotive world. Their famous slogan, "The Ultimate Driving Machine", truly encapsulates the brand's ethos. In the UK, BMWs are synonymous with driving pleasure, innovation, and class-leading luxury.

Key Features and Specifications

  • Performance: With a rich motorsport heritage, BMW ensures that even their everyday models offer spirited driving dynamics.
  • Luxury Interiors: Every BMW boasts a meticulously crafted interior, complete with high-quality materials, intuitive controls, and the latest infotainment technology.
  • EfficientDynamics: BMW's approach to optimising performance and efficiency simultaneously is evident in their engine technology and lightweight construction techniques.
  • Electrification: With the BMW i and iPerformance ranges, BMW is at the forefront of electric and hybrid vehicle technology.

Most Popular Models in the UK

BMW's model range caters to a wide variety of preferences and needs. Here are some of the standout favourites among British drivers:

  • BMW 3 Series: This executive saloon is a benchmark in its class, known for its dynamic driving experience and premium build quality.
  • BMW 1 Series: A premium hatchback that offers an agile driving experience coupled with top-tier interiors and tech features.
  • BMW X5: A luxurious SUV that doesn't compromise on performance, the X5 offers versatility, space, and state-of-the-art features.
  • BMW i3: An all-electric city car with a unique design, the i3 reflects BMW's commitment to sustainability without sacrificing driving pleasure.

For those in the UK who value a blend of luxury, performance, and cutting-edge technology, BMW remains a top choice in the premium vehicle market.

BMW Data

Find out which BMW vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg AgeAvg MileageRecent Sales
All BMW32,071£35,936640,65668,906
1 Series6,204£17,636643,59613,750
2 Series1,425£18,720536,7223,969
2 Series Active Tourer380£17,008540,811937
2 Series Gran Coupe932£27,112320,1071,818
2 Series Gran Tourer212£14,670649,853634
3 Series6,264£19,234757,97713,091
3 Series Gran Turismo97£12,003978,239182
4 Series1,552£19,843654,8413,103
4 Series Gran Coupe1,085£23,345546,1502,200
5 Series2,835£21,104760,2945,484
5 Series Gran Turismo35£12,0011182,27447
6 Series274£16,3671170,886352
6 Series Gran Coupe109£15,1621077,114135
6 Series Gran Turismo22£23,923549,35545
7 Series373£28,706757,088541
8 Series155£40,569531,017256
8 Series Gran Coupe86£43,716324,128247
Alpina32£20,9461482,60631
i3630£15,903529,694904
i4249£51,13217,173418
i744£102,95015,21885
i884£42,183740,33784
iX194£69,30319,099325
iX1262£44,46314,253251
iX3150£44,360212,288308
M166£21,354641,583133
M2349£37,991426,922667
M3466£49,245736,042666
M4549£40,894529,8961,029
M5178£45,158739,383309
M622£29,221950,20524
M6 Gran Coupe10£27,179958,76016
M829£79,166313,78159
X11,495£16,793749,9104,373
X2570£23,305429,7791,461
X31,292£26,949649,5893,900
X3 M97£44,047428,655370
X4345£29,510549,905975
X4 M48£46,338328,835117
X51,691£36,173656,3963,461
X5 M93£58,709430,053239
X6418£35,579650,685712
X6 M43£55,030530,12248
X7161£67,713326,875246
XM9£116,94813,68616
Z343£9,8082460,26530
Z4381£17,5761049,976826
Z4 M19£21,6691351,92819
Z3 M6£28,4592553,1753
M8 Gran Coupe6£69,628315,26210
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