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Used BMW on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Financing a BMW

If you're considering securing a used BMW on finance in the UK, here's a concise guide to assist you in your journey.


Quick Guide: Used BMW on Finance


Why Choose BMW?

  • Premium German craftsmanship and engineering.
  • Sporty aesthetics and performance-driven models.
  • High resale value and desirability.
  • Array of models ranging from sedans, SUVs to sporty coupes.

Top Places to Buy:

  • BMW's Approved Used Cars Programme for vetted vehicles.
  • Local BMW dealerships.
  • Reliable online automotive platforms.
  • Private sellers (ensure thorough vehicle checks).

Popular BMW Models in the UK:

  1. BMW 3 Series - An all-time favourite sedan.
  2. BMW 1 Series - Compact hatchback, ideal for city dwellers.
  3. BMW X5 - Luxury SUV with ample space.
  4. BMW 4 Series - Stylish coupe/convertible.
  5. BMW 5 Series - Executive saloon with top-notch features.

Finance Options:

  1. PCP (Personal Contract Purchase): Start with a deposit, followed by monthly payments. End choices include buying the car outright, trading it, or handing it back.
  2. HP (Hire Purchase): Deposit followed by set monthly instalments. Once payments are complete, the car is yours.
  3. Leasing: Pay monthly to use the car, then return it at contract's end.

Your Credit Score: Having a strong credit score could grant you more appealing interest rates.

Budget Planning: Determine a practical deposit and monthly payment. Remember to account for other costs: insurance, road tax, and maintenance.

Pre-purchase Checks:

  • Confirm a comprehensive service history.
  • Verify the stated mileage.
  • Be cautious: prematurely exiting a finance contract might result in additional charges.

Price Negotiation Tips:

  • Research typical prices for your chosen BMW model.
  • Use the car's age, mileage, and condition to your advantage during negotiations.
  • Discuss interest rates, deposit amounts, and monthly payment conditions.

With this guide in hand, you're prepared to venture into the UK's used car market in search of a BMW on finance. Safe travels and enjoy your BMW experience!

About BMW

Originating from Germany, BMW has long been a stalwart of the premium automotive world. Their famous slogan, "The Ultimate Driving Machine", truly encapsulates the brand's ethos. In the UK, BMWs are synonymous with driving pleasure, innovation, and class-leading luxury.

Key Features and Specifications

  • Performance: With a rich motorsport heritage, BMW ensures that even their everyday models offer spirited driving dynamics.
  • Luxury Interiors: Every BMW boasts a meticulously crafted interior, complete with high-quality materials, intuitive controls, and the latest infotainment technology.
  • EfficientDynamics: BMW's approach to optimising performance and efficiency simultaneously is evident in their engine technology and lightweight construction techniques.
  • Electrification: With the BMW i and iPerformance ranges, BMW is at the forefront of electric and hybrid vehicle technology.

Most Popular Models in the UK

BMW's model range caters to a wide variety of preferences and needs. Here are some of the standout favourites among British drivers:

  • BMW 3 Series: This executive saloon is a benchmark in its class, known for its dynamic driving experience and premium build quality.
  • BMW 1 Series: A premium hatchback that offers an agile driving experience coupled with top-tier interiors and tech features.
  • BMW X5: A luxurious SUV that doesn't compromise on performance, the X5 offers versatility, space, and state-of-the-art features.
  • BMW i3: An all-electric city car with a unique design, the i3 reflects BMW's commitment to sustainability without sacrificing driving pleasure.

For those in the UK who value a blend of luxury, performance, and cutting-edge technology, BMW remains a top choice in the premium vehicle market.

BMW Data

Find out which BMW vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg AgeAvg MileageRecent Sales
All BMW31,588£35,955740,75168,904
1 Series6,113£17,593643,72713,870
2 Series1,400£18,574537,2513,967
2 Series Active Tourer364£16,563642,215952
2 Series Gran Coupe900£27,013319,9511,830
2 Series Gran Tourer212£14,309651,755629
3 Series6,206£19,390758,01713,122
3 Series Gran Turismo104£12,163976,300178
4 Series1,546£19,732655,3503,128
4 Series Gran Coupe1,070£23,365545,8112,202
5 Series2,744£21,021760,2695,510
5 Series Gran Turismo32£11,7611180,81752
6 Series266£16,2361171,461352
6 Series Gran Coupe106£15,2221077,304141
6 Series Gran Turismo23£24,031547,65646
7 Series361£29,030757,784559
8 Series150£41,126530,349250
8 Series Gran Coupe92£43,124325,672240
Alpina31£23,1091482,24632
i3642£15,695530,006918
i4247£50,93017,609413
i743£103,20014,34286
i880£42,762739,73785
iX182£68,82419,166326
iX1249£43,92214,291269
iX3147£44,493211,900302
M163£21,142641,711130
M2342£37,205527,522656
M3452£49,059836,407673
M4534£40,221530,3161,024
M5181£44,226740,162300
M620£28,427952,05727
M6 Gran Coupe10£27,142958,76016
M829£76,996313,52556
X11,518£16,586750,5754,340
X2565£23,133429,8131,421
X31,271£26,729649,8693,831
X3 M99£43,063429,599345
X4333£29,374550,236937
X4 M42£47,168427,966114
X51,661£35,633757,5053,483
X5 M102£59,401429,711226
X6415£35,615650,475685
X6 M44£54,828530,46245
X7149£68,005327,072247
XM10£121,72013,87912
Z342£10,6732460,03631
Z4365£17,5161050,190814
Z4 M18£22,0151451,48919
Z3 M6£28,4102553,1754
M8 Gran Coupe7£70,266314,0679
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