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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,238£17,165756,7534,383
Aberdeen City16£20,027532,11940
Aberdeenshire2£21,747524,1104
Angus2£12,968768,5633
Antrim14£14,675771,40017
Ards12£8,92912119,4007
Argyll and Bute1£18,979549,0001
Armagh5£9,428983,22835
Ballymena12£11,193889,54924
Ballymoney14£13,894779,71921
Banbridge2£14,700765,5002
Bedfordshire58£14,4631078,86879
Belfast11£18,343670,54562
Berkshire34£19,593650,18242
Bexley - Greater London1£27,690320,7356
Brent - Greater London6£13,989670,8006
Bristol24£16,694767,90959
Bromley - Greater London6£19,520634,7247
Buckinghamshire29£24,610652,17144
Cambridgeshire83£17,307658,087140
Cardiff12£23,544433,71417
Carrickfergus5£15,617856,4888
Ceredigion14£18,159641,42718
Cheshire74£21,624538,244162
City of Edinburgh32£19,789654,61468
City of London - Greater London27£17,747654,74694
Coleraine5£14,267767,2789
Conwy4£16,121776,6595
Cookstown4£9,0211188,1586
Cornwall3£15,098755,6526
County Durham29£21,797547,03368
Craigavon4£12,859890,4156
Croydon - Greater London5£19,391738,24715
Cumbria7£31,266316,90832
Derbyshire53£16,932651,10696
Derry11£10,190993,00110
Devon16£17,380653,56646
Dorset19£22,095695,20952
Down4£22,584435,0007
Dumfries and Galloway7£16,903661,1338
Dundee City9£18,141540,79221
Dungannon12£16,424660,96423
Ealing - Greater London6£11,1121069,9598
East Ayrshire12£21,131440,04437
East Dunbartonshire1£18,498727,4553
East Riding of Yorkshire14£19,331535,74730
East Sussex11£17,382852,32528
Enfield - Greater London2£16,398745,755-
Essex46£13,606870,43954
Falkirk14£12,788969,66620
Fermanagh9£15,791688,27315
Fife10£14,582752,19029
Flintshire7£15,225669,024-
Glasgow City40£17,897651,617107
Gloucestershire24£19,303644,53236
Greater Manchester152£18,419756,844274
Hampshire55£23,829537,503110
Harrow - Greater London4£11,494859,7621
Havering - Greater London5£14,201881,3259
Herefordshire3£20,130641,3869
Hertfordshire37£20,463648,75452
Highland7£18,951641,82220
Hillingdon - Greater London9£10,6171162,26715
Hounslow - Greater London9£30,88929,77614
Inverclyde2£6,1001398,5005
Isle of Wight3£14,995855,1334
Kent40£20,457546,17465
Kingston upon Thames - Greater London1£5,0001684,0003
Lancashire84£16,755755,549128
Larne1£14,995885,000-
Leicestershire16£20,156659,28962
Limavady2£10,945992,5005
Lincolnshire41£15,239758,50385
Lisburn8£17,353662,97414
Magherafelt23£15,589772,88420
Merseyside32£22,969755,56546
Merthyr Tydfil1£11,499990,2732
Merton - Greater London2£11,720853,8192
Monmouthshire2£7,7931196,5007
Moray7£16,495963,0075
Newport20£26,734219,23528
Newry and Mourne8£17,824650,3259
Newtownabbey12£12,694885,39615
Norfolk20£18,024653,97156
North Ayrshire5£11,723870,7016
North Down1£25,500411,0163
North Lanarkshire10£16,410754,55231
North Yorkshire35£18,045650,89567
Northamptonshire14£15,813964,93438
Northumberland3£13,990842,24711
Nottinghamshire28£15,888768,57268
Omagh19£17,092572,18529
Oxfordshire4£19,168543,55615
Pembrokeshire1£13,995761,0004
Perth and Kinross4£24,372414,10919
Redbridge - Greater London5£11,307883,7793
Renfrewshire15£21,538531,71822
Rhondda Cynon Taf4£18,135654,6138
Richmond upon Thames - Greater London1£17,750430,5902
Scottish Borders1£12,495850,4601
Shropshire19£18,891864,51032
Somerset25£21,893547,34155
South Ayrshire15£21,347431,69423
South Lanarkshire10£20,347537,18330
South Yorkshire52£16,262757,689126
Staffordshire32£20,095652,474116
Stirling21£23,527428,07139
Strabane5£20,936442,5049
Suffolk39£20,547538,42057
Surrey22£19,843638,67253
Sutton - Greater London1£8,995965,0001
Swansea7£16,020756,32923
The Vale of Glamorgan1£8,995891,1101
Tyne and Wear62£17,446749,359103
Waltham Forest - Greater London4£24,599318,98612
Wandsworth - Greater London1£8,990892,0001
Warwickshire10£13,193980,84325
West Dunbartonshire5£15,788757,84113
West Lothian3£17,161662,62011
West Midlands102£19,308655,491203
West Sussex14£26,882425,64956
West Yorkshire112£20,462655,560178
Wiltshire18£22,425545,50955
Worcestershire17£13,841965,66924
Wrexham1£16,395739,8352
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