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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,296£17,055757,7604,425
Aberdeen City13£20,602529,32644
Aberdeenshire1£24,495322,0004
Angus1£10,995774,1704
Antrim12£14,498766,17922
Ards12£8,86312119,4007
Argyll and Bute1£18,979549,0001
Armagh9£10,908879,41827
Ballymena16£10,0149103,00621
Ballymoney12£14,275778,83422
Banbridge1£17,450464,0003
Barking & Dagenham - Greater London1£4,07511134,9102
Bedfordshire54£14,770972,04480
Belfast14£15,880777,83965
Berkshire30£20,290653,91554
Bexley - Greater London2£24,390422,9123
Brent - Greater London4£16,221568,79811
Bristol26£14,896868,06365
Bromley - Greater London3£16,1971049,5008
Buckinghamshire32£27,704652,29749
Caerphilly1£8,2981084,4783
Cambridgeshire84£17,504657,386130
Cardiff15£26,031432,46713
Carmarthenshire1£8,9951073,0002
Carrickfergus6£18,832747,9798
Ceredigion14£17,053748,47219
Cheshire81£20,625542,433164
City of Edinburgh34£19,070651,91458
City of London - Greater London35£16,415656,11983
Coleraine5£14,958662,7719
Conwy3£22,000327,8608
Cookstown3£10,312990,5446
Cornwall3£15,690742,0164
County Durham32£19,945649,02070
Craigavon2£10,3509109,6037
Croydon - Greater London8£19,379751,70315
Cumbria14£23,654539,24231
Derbyshire48£17,768646,993109
Derry14£10,392991,24012
Devon15£18,902647,09342
Dorset21£20,479794,51844
Down3£22,095448,7438
Dumfries and Galloway7£16,659661,1335
Dundee City10£18,710641,27618
Dungannon11£14,240766,34823
Ealing - Greater London9£12,347965,1378
East Ayrshire14£20,427444,96339
East Dunbartonshire1£18,498727,4552
East Lothian1£4,75012122,031-
East Riding of Yorkshire13£18,523543,26628
East Sussex15£18,970850,75526
Enfield - Greater London2£12,245963,2921
Essex38£15,118767,01662
Falkirk14£11,457974,38916
Fermanagh9£16,730577,05515
Fife7£13,531756,88833
Flintshire7£14,297767,3292
Glasgow City41£19,321541,559111
Gloucestershire24£17,740849,18439
Greater Manchester168£19,525650,989274
Hampshire56£24,873432,736122
Harrow - Greater London1£9,995753,0004
Havering - Greater London4£12,184993,2507
Herefordshire6£25,968424,5997
Hertfordshire27£23,573649,20367
Highland15£18,541643,99414
Hillingdon - Greater London4£10,6961252,47517
Hounslow - Greater London8£31,625210,51815
Inverclyde1£6,49511102,0006
Isle of Wight3£14,995855,1333
Kent50£21,202437,80374
Kingston upon Thames - Greater London1£4,7001684,0003
Lancashire77£16,858757,123132
Larne1£14,995885,000-
Leicestershire25£21,444654,39263
Limavady1£12,945879,0006
Lincolnshire43£15,071762,51386
Lisburn5£14,215760,22414
Magherafelt21£16,060768,66524
Merseyside37£22,333761,60151
Merthyr Tydfil2£11,2491077,9873
Merton - Greater London2£11,720853,819-
Monmouthshire1£10,4901153,0007
Moray7£16,781860,1835
Newport14£24,992322,74828
Newry and Mourne9£17,142660,5887
Newtownabbey10£13,761881,96814
Norfolk17£17,032657,92054
North Ayrshire2£15,497651,5199
North Down2£17,145741,8013
North Lanarkshire17£20,840535,58630
North Yorkshire26£18,699645,78761
Northamptonshire8£16,528787,94242
Northumberland3£14,485752,8957
Nottinghamshire36£19,287650,84168
Omagh20£18,806465,23331
Oxfordshire5£17,497637,31913
Pembrokeshire2£17,993538,0021
Perth and Kinross7£19,826534,62513
Redbridge - Greater London4£8,1091097,2695
Renfrewshire14£20,819432,72827
Rhondda Cynon Taf5£14,537875,2608
Shropshire24£22,004859,76632
Somerset25£21,402685,53146
South Ayrshire15£20,487535,42227
South Lanarkshire10£18,188642,22128
South Yorkshire57£15,503762,853125
Staffordshire36£20,396650,868102
Stirling15£24,472429,59643
Strabane5£20,736442,5049
Suffolk31£21,345431,22564
Surrey24£17,999645,91352
Sutton - Greater London2£11,023857,8791
Swansea13£22,850430,32223
Tyne and Wear51£16,784755,824117
Waltham Forest - Greater London10£26,104214,24614
Warwickshire12£16,550978,04127
West Dunbartonshire4£18,798545,44615
West Lothian4£14,195871,0199
West Midlands110£19,154754,418196
West Sussex13£27,589321,19846
West Yorkshire124£20,705652,693179
Wiltshire16£19,432652,97058
Worcestershire18£13,423968,97921
Wrexham1£16,395739,8351
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