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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,277£17,245756,2394,423
Aberdeen City14£21,473426,50943
Aberdeenshire2£21,497524,1103
Angus1£10,995774,1704
Antrim13£14,860766,31120
Ards13£8,70812112,5416
Argyll and Bute1£18,979549,0001
Armagh6£11,230874,05729
Ballymena15£10,2689100,33923
Ballymoney13£13,715779,65621
Banbridge2£14,200765,5002
Barnet - Greater London1£21,99023,4002
Bedfordshire53£14,942972,38281
Belfast12£17,790667,46166
Berkshire31£20,592552,18553
Bexley - Greater London2£24,490422,9123
Brent - Greater London5£13,129787,5609
Bristol27£15,965764,47763
Bromley - Greater London3£16,1971049,5009
Buckinghamshire32£27,728652,29750
Caerphilly2£10,149981,4032
Cambridgeshire76£16,965661,994136
Cardiff15£26,031432,46714
Carmarthenshire1£8,9951073,0002
Carrickfergus5£17,828750,4308
Ceredigion13£17,441748,16118
Cheshire80£21,165541,750161
City of Edinburgh31£19,182653,92562
City of London - Greater London31£16,284656,12786
Coleraine7£13,434779,7097
Conwy3£22,000327,8608
Cookstown3£10,312990,5447
Cornwall3£15,702742,0165
County Durham33£19,510650,87071
Craigavon4£11,220892,5046
Croydon - Greater London7£17,163751,70315
Cumbria12£24,497536,56831
Derbyshire44£17,918648,003110
Derry15£10,260991,12211
Devon15£17,547653,95939
Dorset21£20,964794,51847
Down3£22,095448,7437
Dumfries and Galloway7£16,795661,1336
Dundee City12£19,258539,62318
Dungannon11£15,512762,82423
Ealing - Greater London8£11,2031067,9008
East Ayrshire14£20,562444,96338
East Dunbartonshire1£18,498727,4552
East Riding of Yorkshire13£18,754542,56527
East Sussex14£19,932848,33526
Enfield - Greater London1£8,9951071,2111
Essex41£13,276871,19957
Falkirk14£11,471972,72217
Fermanagh9£16,730577,05516
Fife9£16,146650,10933
Flintshire7£14,297767,3292
Glasgow City46£19,583541,411105
Gloucestershire22£19,059745,37139
Greater Manchester164£19,556652,542273
Hampshire52£24,526435,869122
Harrow - Greater London1£9,995753,0004
Havering - Greater London4£12,184993,2508
Herefordshire6£26,027423,9957
Hertfordshire31£22,547648,41163
Highland13£18,602642,50516
Hillingdon - Greater London5£11,8271155,01817
Hounslow - Greater London9£30,806210,64514
Inverclyde2£5,7481398,5005
Isle of Wight3£14,995855,1333
Kent45£21,086438,64172
Kingston upon Thames - Greater London1£5,0001684,0003
Lancashire73£17,240756,350138
Larne1£14,995885,000-
Leicestershire26£20,859655,45260
Limavady1£12,945879,0006
Lincolnshire45£14,554764,78684
Lisburn7£15,574665,68714
Magherafelt21£16,585767,14123
Merseyside34£23,079762,52251
Merthyr Tydfil2£11,2491077,9873
Merton - Greater London2£11,720853,819-
Monmouthshire1£10,4901153,0007
Moray7£16,781860,1836
Newport13£24,768324,08429
Newry and Mourne9£17,142660,5867
Newtownabbey10£13,761881,96814
Norfolk18£17,964655,42353
North Ayrshire2£15,497651,5199
North Down2£17,145741,8013
North Lanarkshire17£20,911536,45430
North Yorkshire30£19,217645,32060
Northamptonshire8£16,903782,44241
Northumberland3£14,485752,8958
Nottinghamshire34£17,764757,90564
Omagh22£18,805464,58931
Oxfordshire3£23,996317,58713
Pembrokeshire1£13,995761,0001
Perth and Kinross7£20,040534,62514
Redbridge - Greater London4£8,1091097,2695
Renfrewshire17£19,357536,93224
Rhondda Cynon Taf6£13,830873,3907
Shropshire22£23,089856,17435
Somerset25£21,820686,22647
South Ayrshire16£20,425431,95225
South Lanarkshire9£19,418537,09030
South Yorkshire52£15,348763,415128
Staffordshire36£20,374650,945108
Stirling18£24,138429,46842
Strabane5£20,936442,5049
Suffolk29£21,544431,50666
Surrey22£18,033646,54351
Sutton - Greater London2£11,023857,8791
Swansea13£22,073432,31022
Tyne and Wear57£16,955752,360112
Waltham Forest - Greater London9£25,805215,70014
Warwickshire11£13,513980,66327
West Dunbartonshire4£18,798545,44615
West Lothian4£14,195871,0199
West Midlands109£19,211654,601200
West Sussex13£26,090428,04348
West Yorkshire122£20,855653,584182
Wiltshire18£19,759651,25359
Worcestershire19£13,242967,65821
Wrexham1£16,395739,8351
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