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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,288£16,952757,8064,424
Aberdeen City12£20,219531,09343
Aberdeenshire1£24,495322,0004
Angus1£10,995774,1703
Antrim12£14,134766,07422
Ards12£8,86312119,4007
Argyll and Bute1£18,979549,0001
Armagh9£10,908879,41829
Ballymena15£10,551999,13922
Ballymoney13£15,135775,40221
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£4,07511134,9102
Bedfordshire53£15,036970,91680
Belfast14£15,816777,83965
Berkshire30£19,760655,52558
Bexley - Greater London2£24,440422,9123
Brent - Greater London4£16,221568,79811
Bristol22£14,854867,11067
Bromley - Greater London3£18,197839,1679
Buckinghamshire33£27,356652,16447
Caerphilly1£8,2981084,4782
Cambridgeshire89£17,760656,972124
Cardiff15£26,019432,46713
Carrickfergus6£18,832747,9797
Ceredigion12£16,979749,61621
Cheshire82£20,478543,406165
City of Edinburgh34£18,600653,29756
City of London - Greater London34£16,619654,72680
Coleraine5£14,958662,7717
Conwy3£22,000327,8607
Cookstown3£10,312990,5445
Cornwall3£15,690742,0164
County Durham30£19,462651,56072
Craigavon2£10,3509109,6037
Croydon - Greater London8£19,392751,70314
Cumbria14£23,633539,24230
Derbyshire49£17,704647,751107
Derry14£10,392991,24011
Devon12£17,113755,67644
Dorset25£20,942783,50942
Down3£22,095448,7438
Dumfries and Galloway7£16,659661,1335
Dundee City9£18,956541,22518
Dungannon10£14,676765,96724
Ealing - Greater London9£12,314966,9029
East Ayrshire11£21,316442,55841
East Dunbartonshire2£21,998525,0752
East Lothian1£4,75012122,031-
East Riding of Yorkshire13£18,372543,26625
East Sussex15£18,096850,11527
Enfield - Greater London2£12,245963,2921
Essex37£14,907868,15560
Falkirk14£11,457974,38916
Fermanagh9£15,202684,47716
Fife7£13,317754,64734
Flintshire8£14,071770,6712
Glasgow City44£19,230542,537110
Gloucestershire24£17,539850,37838
Greater Manchester163£19,981649,294280
Hampshire52£25,283431,723124
Harrow - Greater London1£9,995753,0004
Havering - Greater London4£12,184993,2507
Herefordshire5£29,748212,3198
Hertfordshire30£23,218646,01265
Highland13£18,934544,61316
Hillingdon - Greater London4£10,6961252,47517
Hounslow - Greater London14£34,125111,25315
Inverclyde1£6,49511102,0006
Isle of Wight3£14,995855,1333
Kent48£21,653435,53974
Kingston upon Thames - Greater London1£4,5001684,0003
Lancashire77£16,994756,021130
Larne1£14,995885,000-
Leicestershire25£21,432654,39262
Limavady1£12,945879,0006
Lincolnshire41£14,689763,80886
Lisburn6£14,345756,68713
Magherafelt23£15,487774,08524
Merseyside38£22,654762,09652
Merthyr Tydfil2£11,2491077,9873
Merton - Greater London2£11,720853,819-
Monmouthshire1£10,4901153,0006
Moray7£16,781860,1835
Newport12£26,207219,46130
Newry and Mourne10£16,828761,2896
Newtownabbey10£13,761881,96814
Norfolk14£17,241658,45956
North Ayrshire2£15,497651,5199
North Down2£17,145741,8013
North Lanarkshire15£19,249641,67732
North Yorkshire26£18,813646,67657
Northamptonshire10£15,242892,28042
Northumberland3£14,485752,8957
Nottinghamshire34£19,231651,00271
Omagh19£18,234567,81231
Oxfordshire6£18,046634,35413
Pembrokeshire2£17,993538,0021
Perth and Kinross7£19,826534,62513
Redbridge - Greater London4£8,1091097,2695
Renfrewshire14£20,819432,72825
Rhondda Cynon Taf5£14,537875,2608
Shropshire23£21,148862,90033
Somerset25£19,797689,99145
South Ayrshire17£21,123436,12126
South Lanarkshire9£18,009542,80329
South Yorkshire54£15,462762,368131
Staffordshire38£20,007651,109100
Stirling15£24,472429,59640
Strabane5£20,736442,5049
Suffolk32£21,782431,72562
Surrey27£18,583643,96652
Sutton - Greater London2£11,023857,8791
Swansea16£22,241430,91622
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear48£16,612756,901116
Waltham Forest - Greater London9£25,738214,63715
Wandsworth - Greater London1£8,490892,0001
Warwickshire8£13,6171082,92429
West Dunbartonshire4£18,673545,44615
West Lothian5£12,514981,0159
West Midlands110£19,261654,406195
West Sussex14£27,461323,34448
West Yorkshire125£20,676652,510182
Wiltshire17£19,400652,40057
Worcestershire19£13,988965,83122
Wrexham1£16,395739,8351
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