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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,287£16,850758,7354,439
Aberdeen City13£20,625529,82242
Aberdeenshire1£24,495322,0004
Angus1£10,995774,1703
Antrim11£13,337869,53722
Ards12£8,86312119,4007
Argyll and Bute1£18,979549,0001
Armagh7£11,261881,00632
Ballymena14£10,2409101,22123
Ballymoney11£16,078671,17823
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£4,07511134,9102
Bedfordshire52£14,733971,76780
Belfast15£15,895778,65064
Berkshire29£19,847653,20660
Bexley - Greater London2£24,440422,9123
Blaenau Gwent2£14,750663,3987
Brent - Greater London4£16,221568,79811
Bristol22£14,840867,11067
Bromley - Greater London4£22,474630,3749
Buckinghamshire33£27,314652,16447
Caerphilly1£8,2981084,4782
Cambridgeshire90£17,931656,113120
Cardiff15£25,905432,46713
Carmarthenshire1£8,9957158,4573
Carrickfergus6£18,832747,9797
Ceredigion13£17,788746,47020
Cheshire80£20,283543,307169
City of Edinburgh33£18,861652,57956
City of London - Greater London36£16,987653,25478
Coleraine5£14,958662,7717
Conwy3£22,000327,8607
Cookstown3£10,312990,5445
Cornwall3£15,436742,0164
County Durham29£19,049653,46273
Craigavon2£10,3509109,6037
Croydon - Greater London9£18,570750,24014
Cumbria18£24,196540,08928
Derbyshire51£18,091646,287103
Derry11£10,0861092,42314
Devon12£17,105755,67644
Dorset24£20,444786,78041
Down3£22,095448,7438
Dumfries and Galloway7£16,659661,1335
Dundee City6£18,761642,54520
Dungannon12£15,145764,19422
Ealing - Greater London9£12,314966,9029
East Ayrshire12£20,456545,63941
East Dunbartonshire2£21,998525,0752
East Lothian1£4,75012122,031-
East Riding of Yorkshire13£18,372543,26625
East Sussex15£18,096850,11527
Enfield - Greater London2£12,245963,2921
Essex37£14,920868,03961
Falkirk14£11,457974,38915
Fermanagh9£15,202684,47716
Fife6£13,705751,68134
Flintshire8£14,071770,6712
Glasgow City43£19,724541,453111
Gloucestershire22£17,600850,95439
Greater Manchester162£19,826649,460279
Hampshire53£25,496430,750125
Harrow - Greater London1£9,995753,0004
Havering - Greater London4£12,059993,2507
Herefordshire4£28,113214,7818
Hertfordshire28£23,014747,91967
Highland13£18,934544,61316
Hillingdon - Greater London4£10,6961252,47517
Hounslow - Greater London14£34,125111,25315
Inverclyde1£6,49511102,0006
Isle of Wight2£15,495851,2504
Kent47£21,846434,22076
Kingston upon Thames - Greater London1£4,5001684,0003
Lancashire77£16,384759,843129
Larne1£14,995885,000-
Leicestershire26£20,954654,83960
Limavady1£12,945879,0006
Lincolnshire40£14,730764,27987
Lisburn5£14,215768,63213
Magherafelt21£15,540775,95126
Merseyside37£22,834763,51854
Merthyr Tydfil2£11,2491077,9873
Merton - Greater London2£11,720853,819-
Monmouthshire1£10,4901153,0006
Moray7£16,781860,1834
Newport13£26,407218,74030
Newry and Mourne10£16,828761,2896
Newtownabbey9£14,113881,85315
Norfolk14£17,241658,53056
North Ayrshire2£15,497651,5198
North Down2£17,145741,8013
North Lanarkshire15£19,249641,67732
North Yorkshire27£18,567647,36356
Northamptonshire10£15,242892,28042
Northumberland3£14,318752,8957
Nottinghamshire33£19,016652,59972
Omagh19£18,216567,81231
Oxfordshire6£18,046634,35413
Pembrokeshire3£14,992649,1851
Perth and Kinross7£19,826534,62513
Redbridge - Greater London4£8,1091097,2695
Renfrewshire13£20,783433,44726
Rhondda Cynon Taf5£14,537875,2608
Shropshire23£21,062862,89232
Somerset26£19,595688,41545
South Ayrshire17£21,123436,12126
South Lanarkshire11£17,716544,45929
South Yorkshire54£15,466762,371131
Staffordshire39£19,416650,971101
Stirling15£24,472429,59640
Strabane5£20,736442,5049
Suffolk32£21,608432,53662
Surrey27£18,607643,96652
Sutton - Greater London2£11,023857,8791
Swansea16£22,884428,89923
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear50£16,509757,356116
Waltham Forest - Greater London9£25,782214,66015
Wandsworth - Greater London1£8,490892,0001
Warwickshire8£13,6171082,92429
West Dunbartonshire3£18,898536,83916
West Lothian5£12,554981,0159
West Midlands111£19,428653,732193
West Sussex19£26,669324,23648
West Yorkshire125£20,651652,415178
Wiltshire17£19,354652,40757
Worcestershire19£13,988965,83122
Wrexham1£14,995739,8351
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