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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,273£16,877757,8864,423
Aberdeen City12£20,219531,09344
Aberdeenshire1£24,495322,0004
Angus1£10,995774,1704
Antrim13£14,114767,13222
Ards12£8,86312119,4007
Argyll and Bute1£18,979549,0001
Armagh9£10,908879,41829
Ballymena15£10,1189104,60622
Ballymoney12£14,275778,83421
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£4,07511134,9102
Bedfordshire53£14,887971,78180
Belfast14£15,880777,83966
Berkshire28£19,851656,39857
Bexley - Greater London1£21,690425,0894
Brent - Greater London4£16,221568,79811
Bristol27£15,121767,03262
Bromley - Greater London3£18,197839,1679
Buckinghamshire31£26,767654,32448
Caerphilly1£8,2981084,4783
Cambridgeshire83£17,256658,864125
Cardiff15£26,031432,46713
Carmarthenshire1£8,9951073,0002
Carrickfergus6£18,832747,9797
Ceredigion13£17,419747,00320
Cheshire82£20,790542,172163
City of Edinburgh34£19,070651,91056
City of London - Greater London34£16,501655,63880
Coleraine5£14,958662,7717
Conwy3£22,000327,8608
Cookstown3£10,312990,5446
Cornwall3£15,690742,0164
County Durham30£19,495651,56072
Craigavon2£10,3509109,6037
Croydon - Greater London8£19,379751,70315
Cumbria14£23,641539,24231
Derbyshire46£17,772748,369107
Derry14£10,392991,24012
Devon14£18,238750,10742
Dorset25£21,206782,64943
Down3£22,095448,7438
Dumfries and Galloway7£16,659661,1335
Dundee City9£18,956541,22519
Dungannon11£14,240766,34823
Ealing - Greater London9£12,314966,9029
East Ayrshire12£20,540446,21841
East Dunbartonshire2£21,998525,0752
East Lothian1£4,75012122,031-
East Riding of Yorkshire13£18,449543,26625
East Sussex15£18,970850,75526
Enfield - Greater London2£12,245963,2921
Essex37£14,912868,15560
Falkirk14£11,457974,38916
Fermanagh9£16,730577,05515
Fife7£13,388754,64734
Flintshire8£14,071770,6712
Glasgow City40£19,281542,705111
Gloucestershire25£17,410849,91338
Greater Manchester166£19,796650,938277
Hampshire53£24,961434,022124
Harrow - Greater London1£9,995753,0004
Havering - Greater London4£12,184993,2507
Herefordshire6£25,966424,5997
Hertfordshire28£23,842647,44866
Highland13£18,934544,55116
Hillingdon - Greater London4£10,6961252,47517
Hounslow - Greater London7£32,286210,14115
Inverclyde1£6,49511102,0006
Isle of Wight3£14,995855,1333
Kent45£21,813434,66876
Kingston upon Thames - Greater London1£4,5001684,0003
Lancashire75£17,031756,764131
Larne1£14,995885,000-
Leicestershire24£22,159553,32964
Limavady1£12,945879,0006
Lincolnshire43£15,057762,86783
Lisburn5£14,215760,22414
Magherafelt21£16,050768,66524
Merseyside38£22,672762,09652
Merthyr Tydfil2£11,2491077,9873
Merton - Greater London2£11,720853,819-
Monmouthshire1£10,4901153,0007
Moray7£16,781860,1835
Newport12£26,241219,46130
Newry and Mourne10£16,828761,2897
Newtownabbey10£13,761881,96814
Norfolk14£17,262658,45957
North Ayrshire2£15,497651,5199
North Down2£17,145741,8013
North Lanarkshire14£19,652640,37333
North Yorkshire27£18,503646,77956
Northamptonshire8£16,528787,94242
Northumberland3£14,485752,8957
Nottinghamshire35£19,229650,77470
Omagh20£18,719465,23330
Oxfordshire5£17,497637,31913
Pembrokeshire2£17,993538,0021
Perth and Kinross7£19,826534,62513
Redbridge - Greater London4£8,1091097,2695
Renfrewshire14£20,819432,72825
Rhondda Cynon Taf5£14,537875,2608
Shropshire23£20,537860,51634
Somerset25£21,186686,35246
South Ayrshire16£21,219434,37926
South Lanarkshire9£18,009542,80329
South Yorkshire56£15,547762,433127
Staffordshire39£20,159648,581101
Stirling15£24,472429,59641
Strabane5£20,736442,5049
Suffolk31£21,792431,87464
Surrey26£18,113645,29552
Sutton - Greater London2£11,023857,8791
Swansea14£22,532430,88322
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear48£16,598756,670117
Waltham Forest - Greater London10£26,094213,82415
Wandsworth - Greater London1£8,490892,0001
Warwickshire10£14,309976,18828
West Dunbartonshire4£18,798545,44615
West Lothian5£12,514981,0159
West Midlands111£19,136754,780195
West Sussex15£27,630322,19647
West Yorkshire126£20,768652,072176
Wiltshire17£19,430652,40057
Worcestershire18£13,665966,64922
Wrexham1£16,395739,8351
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