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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,190£17,105756,8264,377
Aberdeen City16£20,108532,11940
Aberdeenshire2£21,747524,1104
Angus2£13,218768,5633
Antrim14£14,338774,68616
Ards12£8,92912119,4007
Argyll and Bute1£18,979549,0001
Armagh5£9,428983,22836
Ballymena12£10,902988,63323
Ballymoney14£13,508780,38120
Banbridge2£14,700765,5002
Bedfordshire58£14,7641076,73979
Belfast12£17,602771,66665
Berkshire28£19,979649,39142
Bexley - Greater London1£27,690320,7356
Blaenau Gwent1£17,699536,4818
Brent - Greater London5£14,409670,5606
Bristol24£15,514771,47957
Bromley - Greater London5£18,367740,7567
Buckinghamshire30£24,097653,87744
Cambridgeshire89£17,160658,052138
Cardiff12£23,646433,71416
Carrickfergus5£15,617856,4888
Ceredigion13£18,110642,48219
Cheshire75£21,595538,275158
City of Edinburgh27£18,476660,07668
City of London - Greater London29£17,105655,37289
Coleraine5£14,267767,2789
Conwy4£16,121776,6595
Cookstown4£9,0211188,1587
Cornwall4£16,898646,7735
County Durham25£21,736549,15867
Craigavon4£12,909890,4157
Croydon - Greater London5£19,351738,24715
Cumbria7£24,646316,96231
Derbyshire54£16,807651,81299
Derry11£10,227993,00110
Devon18£16,740757,23144
Dorset19£22,311695,20952
Down3£22,447438,4787
Dumfries and Galloway7£16,903661,1338
Dundee City9£17,863646,23320
Dungannon13£16,506658,81322
Ealing - Greater London7£11,4531069,9657
East Ayrshire9£20,009546,26637
East Dunbartonshire1£18,498727,4553
East Riding of Yorkshire16£18,539642,24630
East Sussex12£16,192956,58627
Enfield - Greater London2£16,398745,755-
Essex46£13,338871,77455
Falkirk14£12,788969,66621
Fermanagh8£14,609688,27317
Fife8£15,623749,99529
Flintshire7£15,225669,024-
Glasgow City38£17,963650,941106
Gloucestershire27£19,038645,63933
Greater Manchester151£17,824760,171270
Hampshire51£23,439539,288111
Harrow - Greater London4£11,494859,7621
Havering - Greater London5£14,201881,3259
Herefordshire4£21,987534,2768
Hertfordshire34£21,022649,06253
Highland7£18,951641,82219
Hillingdon - Greater London10£11,1551061,85014
Hounslow - Greater London10£30,400210,14013
Inverclyde3£7,9661184,9674
Isle of Wight3£14,995855,1334
Kent38£20,854543,42064
Kingston upon Thames - Greater London1£5,0001684,0004
Lancashire77£16,920755,362129
Larne1£14,995885,000-
Leicestershire17£19,084764,33061
Limavady2£10,945992,5005
Lincolnshire42£15,257759,63486
Lisburn8£15,564771,34313
Magherafelt23£15,598772,88420
Merseyside28£23,915755,49445
Merthyr Tydfil1£11,499990,2733
Merton - Greater London2£11,745853,8192
Monmouthshire2£8,0471196,5007
Moray7£16,495963,0075
Newport14£27,460216,49529
Newry and Mourne8£17,131649,0988
Newtownabbey11£13,348883,06815
Norfolk20£17,198655,25455
North Ayrshire5£11,723870,7017
North Down1£25,500411,0163
North Lanarkshire11£17,041652,31731
North Yorkshire33£18,110650,37470
Northamptonshire13£15,991965,26140
Northumberland1£17,500745,00011
Nottinghamshire28£15,772770,27068
Omagh19£17,092573,38629
Oxfordshire3£19,563423,17414
Pembrokeshire1£13,995761,0004
Perth and Kinross5£22,435523,12820
Redbridge - Greater London5£11,307883,7793
Renfrewshire14£22,234431,70124
Rhondda Cynon Taf4£18,197654,6138
Richmond upon Thames - Greater London1£17,750430,5903
Scottish Borders1£12,495850,4601
Shropshire21£18,506864,35031
Somerset22£22,561544,98756
South Ayrshire13£19,247537,66822
South Lanarkshire10£21,617536,68531
South Yorkshire50£16,184756,517128
Staffordshire32£20,808653,830117
Stirling15£23,499427,59242
Strabane5£21,036442,5049
Suffolk36£20,311540,18359
Surrey23£19,317641,89451
Sutton - Greater London1£8,995965,0001
Swansea9£17,413650,06323
The Vale of Glamorgan1£8,995891,1101
Tyne and Wear54£17,291749,962102
Waltham Forest - Greater London4£24,599319,60412
Wandsworth - Greater London1£8,990892,0001
Warwickshire11£13,557976,35924
West Dunbartonshire4£15,986760,37513
West Lothian3£17,161662,62013
West Midlands109£18,815756,934196
West Sussex13£26,735427,15056
West Yorkshire106£20,642655,788181
Wiltshire18£22,564545,49255
Worcestershire18£13,571967,77123
Wrexham1£16,395739,8352
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