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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,293£16,960757,7534,424
Aberdeen City15£20,275532,33242
Aberdeenshire1£24,495322,0004
Angus1£10,995774,1702
Antrim9£14,247766,82324
Ards12£8,86312119,4006
Argyll and Bute1£18,979549,0001
Armagh7£11,261881,00632
Ballymena14£10,2409101,22123
Ballymoney10£16,227669,33724
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£4,07511134,9102
Bedfordshire54£15,076970,57878
Belfast13£16,513783,17566
Berkshire30£18,605758,31662
Bexley - Greater London2£24,440422,9123
Blaenau Gwent2£14,750663,3987
Brent - Greater London4£16,221568,79810
Bristol23£15,054866,21465
Bromley - Greater London4£22,474630,3749
Buckinghamshire33£27,314652,16446
Caerphilly1£8,2981084,4782
Cambridgeshire91£18,050655,571120
Cardiff15£25,905432,46713
Carmarthenshire1£8,9957158,4573
Carrickfergus6£18,832747,9797
Ceredigion12£17,854642,21021
Cheshire81£20,052543,764168
City of Edinburgh34£18,857652,99955
City of London - Greater London37£16,863653,13478
Coleraine5£14,878662,7716
Conwy3£22,000327,8607
Cookstown3£10,312990,5445
Cornwall3£15,512742,0164
County Durham31£18,768652,30072
Craigavon2£10,2009109,6037
Croydon - Greater London9£18,554751,19113
Cumbria17£24,984438,51429
Derbyshire50£18,136646,100104
Derry11£10,0861092,42314
Devon12£17,059755,67643
Dorset24£20,441750,40539
Down4£22,320445,3088
Dumfries and Galloway5£18,327654,2997
Dundee City6£18,761642,54520
Dungannon11£15,671760,75723
Ealing - Greater London9£12,314966,9029
East Ayrshire12£20,456545,63941
East Dunbartonshire2£21,998525,0752
East Riding of Yorkshire13£18,372543,26625
East Sussex13£16,343849,77629
Enfield - Greater London1£8,9951071,2112
Essex39£14,989869,39661
Falkirk14£11,457974,38915
Fermanagh8£15,603682,83117
Fife6£13,705751,68134
Flintshire8£14,071770,6712
Glasgow City41£19,947541,021113
Gloucestershire21£18,250749,07439
Greater Manchester161£19,895649,470276
Hampshire53£25,388431,324125
Harrow - Greater London1£9,995753,0004
Havering - Greater London4£12,059993,2506
Herefordshire4£28,100214,7818
Hertfordshire29£23,121746,34666
Highland13£18,934544,61316
Hillingdon - Greater London4£10,6961252,47517
Hounslow - Greater London14£34,125111,25315
Inverclyde1£6,49511102,0005
Isle of Wight2£15,495851,2504
Kent49£21,827434,99775
Kingston upon Thames - Greater London1£4,5001684,0002
Lancashire79£16,654759,311127
Larne1£14,995885,000-
Leicestershire27£21,141654,23260
Limavady1£12,945879,0006
Lincolnshire41£14,719762,98286
Lisburn6£14,345763,69412
Magherafelt23£15,390776,17226
Merseyside39£22,010761,32954
Merthyr Tydfil2£11,2491077,9873
Merton - Greater London2£11,720853,819-
Monmouthshire1£10,4901153,0006
Moray7£16,781860,1834
Newport13£26,337218,74030
Newry and Mourne10£16,828761,2896
Newtownabbey10£15,001878,41915
Norfolk14£17,241658,53054
North Ayrshire2£15,497651,5198
North Down2£17,145741,8013
North Lanarkshire14£18,431644,17033
North Yorkshire29£17,661650,20054
Northamptonshire9£16,270883,86744
Northumberland3£14,318752,8957
Nottinghamshire34£18,883654,27471
Omagh19£18,216567,81231
Oxfordshire7£18,623632,71812
Pembrokeshire3£14,992649,1851
Perth and Kinross7£19,826534,62512
Redbridge - Greater London4£8,1091097,2695
Renfrewshire14£21,155432,54426
Rhondda Cynon Taf5£14,537875,2608
Shropshire22£21,674862,26033
Somerset24£19,310693,56346
South Ayrshire17£21,123436,12126
South Lanarkshire11£17,730543,95429
South Yorkshire54£15,446762,371124
Staffordshire36£19,587655,051105
Stirling14£24,592429,34240
Strabane5£20,736442,5049
Suffolk33£21,829431,63061
Surrey27£18,607643,96652
Sutton - Greater London2£11,023857,8791
Swansea18£23,520426,80923
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear50£16,497757,356115
Waltham Forest - Greater London8£25,818212,82416
Wandsworth - Greater London1£8,490892,0001
Warwickshire8£13,4921082,92429
West Dunbartonshire3£18,898536,83916
West Lothian5£12,554981,0159
West Midlands113£19,519652,615191
West Sussex17£26,378325,51550
West Yorkshire125£20,979550,911176
Wiltshire17£19,354652,40758
Worcestershire19£14,114866,29523
Wrexham1£14,995739,8351
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