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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,289£17,273756,8634,426
Aberdeen City13£20,602529,32645
Aberdeenshire1£24,495322,0004
Angus1£10,995774,1704
Antrim12£14,182767,67121
Ards12£8,86312119,4007
Argyll and Bute1£18,979549,0001
Armagh9£10,908879,41828
Ballymena17£10,307998,00521
Ballymoney12£14,275778,83422
Banbridge1£17,450464,0003
Bedfordshire54£14,797972,04481
Belfast12£16,965773,85665
Berkshire30£20,630552,56454
Bexley - Greater London2£24,390422,9123
Brent - Greater London4£12,261786,00010
Bristol26£14,939868,06565
Bromley - Greater London3£16,1971049,5009
Buckinghamshire32£27,704652,29749
Caerphilly2£10,149981,4032
Cambridgeshire84£17,441657,916132
Cardiff15£26,031432,46713
Carmarthenshire1£8,9951073,0002
Carrickfergus6£18,832747,9798
Ceredigion12£17,062849,40419
Cheshire80£20,412543,570163
City of Edinburgh34£19,070651,91458
City of London - Greater London33£16,534654,98586
Coleraine6£13,007780,3098
Conwy3£22,000327,8608
Cookstown3£10,312990,5446
Cornwall3£15,690742,0164
County Durham32£19,948649,02073
Craigavon2£10,3509109,6038
Croydon - Greater London8£19,379751,70315
Cumbria13£23,907540,78931
Derbyshire47£18,573644,714109
Derry14£10,392991,24012
Devon17£18,494649,00240
Dorset21£20,479794,51845
Down4£19,695559,5587
Dumfries and Galloway7£16,659661,1335
Dundee City11£19,100541,35117
Dungannon11£14,240766,34823
Ealing - Greater London9£12,347965,1378
East Ayrshire14£20,427444,96339
East Dunbartonshire1£18,498727,4552
East Riding of Yorkshire16£18,925541,72728
East Sussex15£20,870747,26226
Enfield - Greater London2£12,245963,2921
Essex38£13,963869,72660
Falkirk14£11,457974,38916
Fermanagh9£16,730577,05515
Fife7£13,531756,88833
Flintshire7£14,297767,3292
Glasgow City42£19,395540,958110
Gloucestershire22£19,035745,42339
Greater Manchester168£19,281652,411274
Hampshire55£24,793433,166123
Harrow - Greater London1£9,995753,0004
Havering - Greater London4£12,184993,2508
Herefordshire6£25,968423,9957
Hertfordshire28£22,160752,74266
Highland14£18,702642,72714
Hillingdon - Greater London5£11,7171155,01816
Hounslow - Greater London9£30,639210,64514
Inverclyde1£6,49511102,0006
Isle of Wight3£14,995855,1333
Kent50£20,867539,63172
Kingston upon Thames - Greater London1£5,0001684,0003
Lancashire74£17,138755,790132
Larne1£14,995885,000-
Leicestershire25£20,750657,07662
Limavady1£12,945879,0006
Lincolnshire41£14,807763,85885
Lisburn6£16,171657,29114
Magherafelt20£16,506766,94824
Merseyside38£21,912763,23550
Merthyr Tydfil2£11,2491077,9873
Merton - Greater London2£11,720853,819-
Monmouthshire1£10,4901153,0007
Moray7£16,781860,1835
Newport12£24,407325,47629
Newry and Mourne9£17,142660,5867
Newtownabbey10£13,761881,96814
Norfolk20£17,817654,69751
North Ayrshire2£15,497651,5199
North Down2£17,145741,8013
North Lanarkshire17£20,843535,58630
North Yorkshire27£19,144645,34561
Northamptonshire7£18,318680,50542
Northumberland3£14,485752,8957
Nottinghamshire35£17,782756,61967
Omagh20£18,806465,23332
Oxfordshire3£23,996317,58713
Pembrokeshire1£13,995761,0001
Perth and Kinross7£19,826534,62513
Redbridge - Greater London4£8,1091097,2695
Renfrewshire14£20,841432,72827
Rhondda Cynon Taf6£13,830873,3907
Shropshire23£22,463857,92933
Somerset25£21,402685,53146
South Ayrshire13£20,331533,93827
South Lanarkshire10£18,208642,22129
South Yorkshire56£15,628762,245125
Staffordshire35£20,550650,708106
Stirling16£24,324429,68943
Strabane5£20,736442,5049
Suffolk31£21,377431,22564
Surrey23£18,043646,23552
Sutton - Greater London2£11,023857,8791
Swansea13£22,073432,31022
Tyne and Wear55£17,283753,092115
Waltham Forest - Greater London10£26,104214,24614
Warwickshire12£16,550978,04127
West Dunbartonshire4£18,798545,44615
West Lothian4£14,195871,0199
West Midlands109£19,223754,577197
West Sussex13£27,589321,18948
West Yorkshire125£20,688653,304182
Wiltshire17£19,430652,35659
Worcestershire18£13,423968,97921
Wrexham1£16,395739,8351
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