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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,200£17,120756,7974,395
Aberdeen City16£20,077532,11940
Aberdeenshire2£21,747524,1104
Angus2£13,218768,5633
Antrim14£14,338774,68616
Ards12£8,92912119,4007
Argyll and Bute1£18,979549,0001
Armagh5£9,428983,22836
Ballymena12£11,193889,54924
Ballymoney14£13,508780,38120
Banbridge2£14,700765,5002
Bedfordshire58£14,7651076,73978
Belfast11£18,343670,54565
Berkshire33£20,129647,82941
Bexley - Greater London1£27,690320,7356
Blaenau Gwent1£17,699536,4818
Brent - Greater London5£14,409670,5606
Bristol26£15,782769,42357
Bromley - Greater London6£19,611634,7247
Buckinghamshire29£24,653652,17145
Cambridgeshire85£16,992658,659139
Cardiff11£24,648429,15017
Carrickfergus5£15,617856,4888
Ceredigion14£18,159641,42718
Cheshire75£21,362539,127159
City of Edinburgh30£19,132658,17768
City of London - Greater London30£17,171656,44791
Coleraine5£14,267767,2789
Conwy4£16,121776,6595
Cookstown4£9,0211188,1586
Cornwall4£16,898646,7735
County Durham26£21,669549,25267
Craigavon4£12,859890,4156
Croydon - Greater London5£19,391738,24715
Cumbria6£23,978418,89332
Derbyshire53£16,552652,43196
Derry11£10,227993,00110
Devon15£16,760656,03447
Dorset19£22,095695,20952
Down4£22,584435,0007
Dumfries and Galloway7£16,903661,1338
Dundee City9£17,863646,23320
Dungannon12£16,466660,96423
Ealing - Greater London7£11,4531069,9657
East Ayrshire11£20,871547,43637
East Dunbartonshire1£18,498727,4553
East Riding of Yorkshire14£19,402535,27230
East Sussex11£17,382852,32528
Enfield - Greater London2£16,398745,755-
Essex45£13,485871,15856
Falkirk14£12,788969,66621
Fermanagh8£14,609688,27317
Fife8£15,541749,99529
Flintshire7£15,225669,024-
Glasgow City41£17,902650,549107
Gloucestershire26£19,294644,42334
Greater Manchester149£18,170758,735275
Hampshire51£23,100539,947110
Harrow - Greater London4£11,494859,7621
Havering - Greater London5£14,201881,3259
Herefordshire3£20,130641,3869
Hertfordshire35£20,668649,96952
Highland7£18,951647,15120
Hillingdon - Greater London10£11,1061062,04014
Hounslow - Greater London10£30,400210,14013
Inverclyde2£6,1001398,5005
Isle of Wight3£14,995855,1334
Kent41£20,643545,57964
Kingston upon Thames - Greater London1£5,0001684,0004
Lancashire78£16,431756,352128
Larne1£14,995885,000-
Leicestershire17£19,061764,33061
Limavady2£10,945992,5005
Lincolnshire41£15,325758,81586
Lisburn8£15,222771,34313
Magherafelt23£15,589772,88420
Merseyside29£23,485756,15145
Merthyr Tydfil1£11,499990,2733
Merton - Greater London2£11,720853,8192
Monmouthshire2£7,7931196,5007
Moray7£16,495963,0075
Newport15£28,002213,56429
Newry and Mourne7£16,585652,3779
Newtownabbey12£12,719885,39615
Norfolk19£17,780655,39956
North Ayrshire5£11,723870,7016
North Down1£25,500411,0163
North Lanarkshire10£16,410754,55232
North Yorkshire35£18,648649,64670
Northamptonshire13£15,991965,26139
Northumberland2£15,990738,50411
Nottinghamshire28£15,888768,57269
Omagh19£17,092572,18529
Oxfordshire4£19,168543,22915
Pembrokeshire1£13,995761,0004
Perth and Kinross4£24,372414,10919
Redbridge - Greater London5£11,307883,7793
Renfrewshire15£21,551431,53723
Rhondda Cynon Taf4£18,135654,6138
Richmond upon Thames - Greater London1£17,750430,5903
Scottish Borders1£12,495850,4601
Shropshire20£19,072762,54732
Somerset22£22,552544,98756
South Ayrshire13£20,917429,89124
South Lanarkshire11£21,288534,60630
South Yorkshire52£16,444756,200128
Staffordshire32£20,382652,163117
Stirling17£23,958427,66340
Strabane5£20,936442,5049
Suffolk36£20,695539,40259
Surrey21£19,336640,29953
Sutton - Greater London1£8,995965,0001
Swansea9£17,413650,06322
The Vale of Glamorgan1£8,995891,1101
Tyne and Wear59£16,976750,611102
Waltham Forest - Greater London4£24,599318,98612
Wandsworth - Greater London1£8,990892,0001
Warwickshire10£13,213980,84325
West Dunbartonshire4£15,986760,37513
West Lothian3£17,161662,62013
West Midlands106£19,023656,487199
West Sussex14£26,882425,64956
West Yorkshire106£20,680655,920180
Wiltshire18£22,564545,49255
Worcestershire18£13,210971,04923
Wrexham1£16,395739,8352
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